发消息就能转币？Telegram 今夏要给 10 亿用户「塞」一个加密钱包

marsbit2026-07-22 tarihinde yayınlandı2026-07-22 tarihinde güncellendi

Özet

Telegram创始人Pavel Durov宣布，将于今年夏季在所有Telegram应用中内置原生的非托管Gram钱包，面向其超过10亿月活用户提供零手续费的即时加密货币转账服务。Durov称这将是“人类历史上最大规模的非托管加密钱包部署”。 此次推出的钱包与Telegram内已有的第三方托管钱包@wallet不同，由Telegram官方开发，采用非托管模式，用户直接控制私钥。消息公布后，TON区块链原生代币GRAM价格上涨约8%。 这一举措是Telegram自2018年启动TON项目以来叙事的最新进展。2026年，Durov重新掌控TON网络并推动“复兴”路线图，钱包内置是其中一步。 当前，超级应用的支付竞争加剧，马斯克的X Money已推出法币功能，Meta计划整合稳定币支付。相比之下，Telegram选择了加密原生路线，凭借其庞大的用户基础和社区亲和力进行差异化竞争。 然而，该承诺仍缺乏关键细节，如具体上线时间、“零手续费”的技术实现方案，以及如何面向海量普通用户进行私钥管理教育等。

作者:克洛德,深潮 TechFlow

深潮导读:Telegram 创始人 Pavel Durov 宣布,今夏将在所有 Telegram 应用中内置原生非托管 Gram 钱包,面向超 10 亿用户提供零手续费即时转账。GRAM 应声上涨约 8%至 1.53 美元。这款钱包与现有第三方运营的@wallet 机器人不同,由 Telegram 自身开发,用户直接控制私钥。在 X Money、Meta 稳定币支付等超级应用竞相入场的窗口期,Durov 押注加密原生路线,但「人类历史上最大规模」的落地承诺仍缺乏技术细节和确切时间表。

Telegram 创始人 Pavel Durov 7 月 21 日在其 Telegram 频道宣布,将在今夏把原生非托管 Gram 钱包内置进每一个 Telegram 应用,为超过 10 亿月活用户提供即时、零手续费的加密货币转账服务。

Durov 将这次发布定性为「人类历史上最大规模的非托管加密钱包部署」。作为对比,目前加密领域使用最广泛的自托管钱包 MetaMask 用户量在数千万级别,从未有任何加密钱包以 10 亿用户基数起步。

与现有@wallet 完全不同,Telegram 亲自下场

这款新钱包与 Telegram 中已有的@wallet 机器人存在根本性区别。

据 Decrypt 报道,现有的@wallet 是由独立第三方公司 The Open Platform(TOP)开发运营的小程序,并非 Telegram 官方产品。该服务已拥有超过 1.5 亿注册用户,默认模式为托管(即由第三方代管用户私钥),用户需要主动切换才能使用其自托管层。

Durov 宣布的新钱包则是原生嵌入 Telegram 应用的功能,从设计起点就是非托管模式,用户自行控制私钥和资产。非托管意味着没有中间方可以冻结、扣押或阻止交易。

据 BeInCrypto 报道,TOP 创始人 Andrew Rogozov 确认,现有的托管@wallet 服务将保持独立运行。但新旧钱包是否最终并存、新钱包除 Gram 外还支持哪些资产、面向从未接触过加密货币的普通用户如何处理私钥管理,这些关键问题均未披露。

GRAM 涨幅约 8%,但距前高仍有 88% 的距离

消息发布后,GRAM(原 Toncoin,TON 区块链原生代币)24 小时内上涨约 8.5%至 1.53 美元左右,市值约 41.8 亿美元。据 CoinMarketCap 数据,这部分抵消了 7 月以来约 25%的累计跌幅,但距离实质性反转仍有距离。

GRAM 的 200 日指数移动均线远高于当前价格,长期趋势仍属看跌。代币的历史最高价为 8.25 美元(2024 年 6 月 Telegram「Tap-to-Earn」游戏热潮期间),2026 年 5 月 Telegram 宣布接管 TON 网络时曾触及 2.89 美元的年内高点。从当前价格回到 5 月高点需要约 88%的涨幅。

从 SEC 诉讼到「Make TON Great Again」,Durov 的七年回归战

这次钱包部署是一条始于 2018 年的叙事线的最新章节。

2018 年,Telegram 为 TON 区块链项目募集了 17 亿美元,计划发行名为 Gram 的代币。随后 SEC 起诉,认定代币为未注册证券。2020 年 Telegram 与 SEC 达成和解,退还投资者 12 亿美元并支付 1850 万美元罚款,彻底退出项目。社区开发者接手,将代币改名为 Toncoin 独立运营数年。

2026 年,Durov 重新掌控 TON 网络,并启动名为「Make TON Great Again」(MTONGA)的七步路线图。目前已公开完成的步骤包括:Catchain 2.0 升级实现 10 倍速度提升和亚秒级交易确认;基础交易费用削减 6 倍;Telegram 成为网络最大验证者;以及 6 月 15 日经社区 81%投票通过的代币更名(从 Toncoin 改回 Gram)。钱包内置可能是第五步,剩余三步尚未披露。

超级应用支付大战升温,Telegram 选择加密原生路线

Durov 的钱包公告正值多个超级应用同时布局支付功能的密集窗口。

据 Glitchwire 报道,马斯克旗下 X Money 于 6 月 26 日面向美国 Premium 订阅用户上线,提供 6%年化收益、Visa Direct 点对点转账和 3%返现,但目前仅支持法币,加密和股票交易功能列在路线图上但尚未上线。Meta 也在重新布局数字支付,据报道已向第三方稳定币提供商发出合作邀请,计划在 2026 年下半年将稳定币支付整合进 WhatsApp、Instagram 和 Facebook。

三家超级应用的路线选择形成鲜明对比:X Money 走合规法币路线(40 多个州持有汇款牌照),Meta 探索稳定币中间路线,Telegram 则直接押注加密原生的非托管钱包。Telegram 的优势在于用户基数(超 10 亿月活)和对加密社区的天然亲和力,风险在于非托管模式下的用户教育成本和监管不确定性。

零手续费承诺仍缺关键细节

Durov 承诺的「零手续费」是另一个需要关注的问题。大多数加密钱包仍收取网络手续费,即使金额很小。Telegram 可能通过内部补贴或采用类似链下结算的方式绕过 gas 费用,但具体技术方案尚未公布。

据 CryptoBriefing 报道,2025 年 7 月 Telegram 曾向 8700 万美国用户推出过非托管 TON Wallet,作为概念验证。该部署证明了通讯应用可以在不产生传统加密入门摩擦的情况下大规模分发钱包基础设施,但链上活跃钱包数量与用户基数之间仍存在显著差距。

Durov 除了「今夏」之外没有给出更具体的上线日期。

İlgili Sorular

QTelegram 创始人宣布将在何时内置原生非托管钱包？

ATelegram 创始人 Pavel Durov 宣布，将在今夏（夏季）把原生非托管 Gram 钱包内置进每一个 Telegram 应用。

Q新的内置原生非托管钱包与现有的 @wallet 机器人最主要的区别是什么？

A主要区别在于所有权和托管模式。现有的 @wallet 是由独立第三方公司开发运营的，默认模式是托管钱包（第三方代管私钥）。而新钱包是 Telegram 原生嵌入的功能，从设计起点就是非托管模式，用户自行控制私钥和资产。

QTelegram 此次宣布内置钱包，正值哪些其他超级应用也在布局支付功能？

A正值 X Money（马斯克旗下）和 Meta 也在布局支付功能的窗口期。X Money 已上线法币支付功能，Meta 计划将稳定币支付整合进其应用，而 Telegram 选择了加密原生的非托管钱包路线。

Q文章提到，Durov 关于钱包的公告是哪一个长期叙事线的最新章节？

A是始于2018年 TON 区块链项目叙事线的最新章节。该历程包括：2018年募资、与SEC诉讼和解、社区接手运营，以及2026年Durov重新掌控并启动“Make TON Great Again”路线图，钱包内置是其中的一步。

Q对于新钱包“零手续费”的承诺，文章提出了什么需要关注的问题？

A文章指出，“零手续费”承诺缺乏关键的技术细节。大多数加密钱包仍需支付网络手续费，Telegram 可能通过内部补贴或链下结算等方式实现零手续费，但具体技术方案尚未公布。

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