SWIFT тестирует токены XRP и HBAR для трансграничных платежей

cryptonews.ru2025-08-27 tarihinde yayınlandı2025-08-27 tarihinde güncellendi

SWIFT экспериментирует с интеграцией Ripple (XRP) и Hedera (HBAR) в «рамках усилий по улучшению своей инфраструктуры трансграничных платежей». Эти два цифровых актива подходят под цели системы из-за их совместимости со стандартами финансовых сообщений ISO 20022.

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Тестирование SWIFT пока будет сосредоточено на двух конкретных технологиях: Ripple On-Demand Liquidity (ODL), которая использует XRP в качестве промежуточной валюты для ускорения переводов, и механизме консенсуса на основе хэшграфа Hedera, известном своей высокой пропускной способностью и энергоэффективностью.

Для сравнения, традиционные SWIFT-переводы могут занимать от 1 до 5 рабочих дней и стоят от $10 до $50 за транзакцию, в то время как переводы с XRP обычно подтверждаются за 3–5 секунд и стоят примерно $0,0002. Между тем Hedera может обрабатывать до 10,000 транзакций в секунду.

Недавно генеральный директор Ripple Брэд Гарлингхаус заявил на мероприятии XRP Ledger Apex 2025 в Сингапуре, что XRP Ledger может обеспечить 14% глобальной ликвидности SWIFT в течение 5 лет.

Сегодня у SWIFT есть два компонента — обмен сообщениями и ликвидность. Ликвидностью владеют банки. Я меньше думаю об обмене сообщениями и больше о ликвидности. Если вы управляете всей ликвидностью, это хорошо для XRP. Так что через пять лет я бы сказал, что это 14%, — сказал топ-менеджер.

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HBAR Nasıl Satın Alınır

HTX.com’a hoş geldiniz! Hedera Hashgraph (HBAR) satın alma işlemlerini basit ve kullanışlı bir hâle getirdik. Adım adım açıkladığımız rehberimizi takip ederek kripto yolculuğunuza başlayın. 1. Adım: HTX Hesabınızı OluşturunHTX'te ücretsiz bir hesap açmak için e-posta adresinizi veya telefon numaranızı kullanın. Sorunsuzca kaydolun ve tüm özelliklerin kilidini açın. Hesabımı Aç2. Adım: Kripto Satın Al Bölümüne Gidin ve Ödeme Yönteminizi SeçinKredi/Banka Kartı: Visa veya Mastercard'ınızı kullanarak anında Hedera Hashgraph (HBAR) satın alın.Bakiye: Sorunsuz bir şekilde işlem yapmak için HTX hesap bakiyenizdeki fonları kullanın.Üçüncü Taraflar: Kullanımı kolaylaştırmak için Google Pay ve Apple Pay gibi popüler ödeme yöntemlerini ekledik.P2P: HTX'teki diğer kullanıcılarla doğrudan işlem yapın.Borsa Dışı (OTC): Yatırımcılar için kişiye özel hizmetler ve rekabetçi döviz kurları sunuyoruz.3. Adım: Hedera Hashgraph (HBAR) Varlıklarınızı SaklayınHedera Hashgraph (HBAR) satın aldıktan sonra HTX hesabınızda saklayın. Alternatif olarak, blok zinciri transferi yoluyla başka bir yere gönderebilir veya diğer kripto para birimlerini takas etmek için kullanabilirsiniz.4. Adım: Hedera Hashgraph (HBAR) Varlıklarınızla İşlem YapınHTX'in spot piyasasında Hedera Hashgraph (HBAR) ile kolayca işlemler yapın.Hesabınıza erişin, işlem çiftinizi seçin, işlemlerinizi gerçekleştirin ve gerçek zamanlı olarak izleyin. Hem yeni başlayanlar hem de deneyimli yatırımcılar için kullanıcı dostu bir deneyim sunuyoruz.

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