Стартап Ramp привлек $500 млн для разработки финансовых ИИ-агентов

cryptonews.ru2025-08-20 tarihinde yayınlandı2025-08-20 tarihinde güncellendi

Раунд серии E возглавил фонд Iconiq, участие приняли Founders Fund и D1 Capital.
Новый капитал направят на расширение команды и развитие ИИ-агентов.
Ramp обслуживает более 40 000 компаний и генерирует сотни миллионов долларов выручки.

Финтех‑стартап Ramp, специализирующийся на автоматизации корпоративных финансов, объявил о привлечении $500 млн в раунде серии E. В ходе сделки компанию оценили в $22,5 млрд. Лидером по объему инвестиций стал фонд Iconiq при участии Founders Fund и D1 Capital Partners.

Генеральный директор и сооснователь Ramp Эрик Глайман отметил, что средства пойдут на найм инженеров и специалистов по продукту, а также на продвижение ИИ‑агентов. По его словам, подобные решения уже помогают компаниям автоматизировать рутинные процессы — от отчетов о расходах до учета закупок.

Ramp has reached a new valuation: $22.5 billion.

To our 40,000+ customers: we’re deeply grateful for you trusting us with your finances.

To our team: we still serve just 1.5% of businesses in the US. 98.5% to go. pic.twitter.com/WJPIPIaTuq
— Ramp (@tryramp) July 30, 2025

Представители стартапа сообщили, что с момента запуска своего первого ИИ‑агента в июле тысячи клиентов успели подключиться к его тестированию. Среди них — Quora, где решение заменяет работу бухгалтера начального уровня, сверяющего расходы сотрудников с корпоративной политикой.

Ramp прогнозирует и анализирует транзакции, используя данные Gmail и Google Календаря, а при необходимости уточняет информацию у сотрудников через SMS. Система проверяет расходы на соответствие политике компании и автоматически кодирует их, повышая эффективность работы финансовых отделов.

Основанная в 2019 году, Ramp обслуживает более 40 000 компаний, включая несколько корпораций из списка Fortune 100. В марте 2025 года годовая выручка стартапа достигла $700 млн, а в начале этого года фирма вышла на положительный денежный поток.

Несмотря на эти показатели, Ramp предстоит конкурировать с гигантами вроде Brex, SAP и American Express, также активно внедряющими ИИ‑агентов. Эксперты отмечают, что для многих финансовых директоров практическая ценность таких решений пока остается под вопросом, и стартапу придется доказать их надежность и оправданность инвестиций.

Напомним, мы писали, что OpenAI представила ИИ-агента с возможностью выполнения сложных задач.

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