Банк России призвал усилить контроль за переводами через криптообменники

cryptonews.ru2024-01-04 tarihinde yayınlandı2025-06-04 tarihinde güncellendi

Центральный банк России призвал кредитные организации выявлять переводы через криптовалютные обменники с использованием корпоративных карт.

Регулятор отметил, что так называемые «технические компании» — юридические лица без признаков реальной деятельности на рынке — нередко используются криптообменными сервисами, онлайн-казино и финансовыми пирамидами.

Банкам предложено выявлять вышеуказанные операции при помощи онлайн-мониторинга в режиме, приближенном к реальному времени. Помимо этого, рекомендовано проверять транзакционный профиль клиентов.

Если у клиента банка есть «контрагенты, ранее переводившие средства дропперам или компаниям с признаками фиктивной деятельности», учреждение может ввести лимиты на переводы от физических лиц или полностью запретить внесение наличных средств.

ЦБ подчеркнул, что его рекомендации носят добровольный характер, но они помогут кредитным организациям усилить борьбу с отмыванием средств и финансированием террористических групп.

Ранее Центральный банк России предложил увеличить годовой лимит для неквалифицированных инвесторов на покупку цифровых финансовых активов (ЦФА) с 600 000 до 1 млн рублей.

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