Группа надзора защищает подход американских регуляторов к криптофирмам

cryptonews.ru2023-09-07 tarihinde yayınlandı2025-02-07 tarihinde güncellendi

Группа надзора Уолл-стрит выступает против нарратива на слушаниях Комитета по финансовым услугам Палаты представителей США (HSFC) по поводу заявлений о том, что криптовалюта была «под прицелом» некоторых финансовых регуляторов.

В письменном заявлении, опубликованном перед слушаниями Подкомитета по надзору и расследованиям HSFC 6 февраля, директор по банковской политике Better Markets Шайна Олесюк, по-видимому, раскритиковала нарративы некоторых законодателей и лидеров криптоиндустрии о том, что государственные структуры США якобы пытаются дебанкировать криптофирмы, что в разговорной речи называется «Операция Choke Point 2.0».

Олесюк заявила, что Федеральная корпорация по страхованию вкладов (FDIC) реагирует на финтех-компании, «делающие ложные и вводящие в заблуждение заявления» о страховании вкладов.

Показания Шайны Олесюк в Конгрессе США 6 февраля. Источник: Комитет по финансовым услугам Палаты представителей.

Слушание, по всей видимости, основывалось на заявлениях некоторых руководителей криптоиндустрии о том, что они были отрезаны от традиционных банковских услуг из-за их связей с цифровыми активами, а FDIC в 2022 году разослала банкам письма с предложением «приостановить всю деятельность, связанную с криптоактивами». По словам Олесюк, 22 письма, которые FDIC отправила криптофирмам с 2022 года, не были обязательными, а скорее предупреждали о возможных мерах принудительного характера.

«Действующие банковские правила накладывают ограничения на объем информации о причинах закрытия банковского счета, которая может быть предоставлена публично, — сказала Олесюк. — Однако, если бы банки были обязаны указывать причину закрытия счета, было бы меньше шансов на недопонимание или поспешные выводы о злонамеренности или дискриминации при закрытии счета».

Главный юридический директор Coinbase Пол Гревал и генеральный директор Marathon Digital Holdings (MARA) Фред Тиль представили письменные заявления для слушаний 6 февраля, в которых говорилось, что FDIC отреагировала избыточным регулированием и отсутствием прозрачности. 5 февраля американские законодатели из банковского комитета Сената провели аналогичные слушания, включая заявления о том, что Комиссия по ценным бумагам и биржам использовала свои полномочия для влияния на банки, предоставляющие услуги криптокомпаниям.

Слушания в Палате представителей и Сенате состоялись под руководством исполняющего обязанности председателя Трэвиса Хилла, назначенного Дональдом Трампом. Перед этим FDIC обнародовала 790 страниц переписки между федеральным агентством и финансовыми учреждениями с криптоклиентами. Окружной суд США опубликовал другие письма в декабре 2024 года в ответ на иск по Закону о свободе информации, возбужденный Coinbase.

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