Robinhood заплатит штраф $3,9 млн за нарушение прав потребителей

investing.ru2024-09-05 tarihinde yayınlandı2024-09-05 tarihinde güncellendi

Генеральный прокурор Калифорнии Роб Бонта (Rob Bonta) рассказал, что мировое соглашение подразумевает не только денежный штраф, но и обязывает Robinhood (NASDAQ:HOOD) обеспечить прозрачность работы в будущем.

В ходе расследования, проведенного Департаментом юстиции Калифорнии, выяснилось, что в указанный период Robinhood предоставляла неполную информацию о торговле и обработке ордеров. К тому же, платформа позволяла пользователям покупать криптовалюты по контрактам без поставки активов. Клиенты, которые хотели вывести деньги, были вынуждены продавать свои активы обратно Robinhood, поскольку они не могли перевести их на внешние кошельки.

Расследование также показало, что Robinhood могла вводить клиентов в заблуждение утверждениями, будто платформа подключена к нескольким торговым сервисам для конкурентоспособных цен, однако это было не всегда так. Robinhood заявляла, что занимается хранением всех купленных клиентами криптовалют, однако были выявлены случаи, когда активы хранились на сторонних площадках, и клиентом об этом не сообщалось, настаивает прокуратура.

Бонта подчеркнул, что тем самым Robinhood нарушила Закон о товарах Калифорнии (CCL). Криптовалютные компании не освобождаются от законов Калифорнии о защите прав потребителей. В связи с развитием новейших технологий, эти законы должны соблюдать не только традиционные компании, но и организации, работающие с цифровыми активами.

В рамках урегулирования дела, Robinhood согласилась выполнить несколько условий, направленных на защиту потребителей. Прежде всего, платформа должна разрешить клиентам переводить криптовалюты на внешние кошельки, не вынуждая пользователей продавать активы обратно. Кроме того, Robinhood обязана раскрывать информацию, касающуюся обработки ордеров и ценообразования. Платформа также должна обновить свое Пользовательское соглашение, включив в него оговорки о потенциальных задержках в расчетах с торговыми площадками из-за проблем с безопасностью сети, а также сообщать о любых задержках расчетов более чем на неделю.

В 2020 году Комиссия по ценным бумагам и биржам США (SEC) обвинила Robinhood в сокрытии информации от пользователей, за что компания выплатила штраф $65 млн. Однако платформа по-прежнему находится под пристальным вниманием SEC. В мае регулятор пригрозил подать на Robinhood в суд за возможные нарушения федеральных законов о ценных бумагах.

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