Singapore, Singapore, August 27, 2026, Chainwire – LBank, a global cryptocurrency exchange, has officially launched the Physical Card, expanding its digital asset ecosystem into everyday payments through the global Visa network. Eligible users can now apply for the card through the official application page and use their LBank spot account balance at supported Visa merchants and ATMs worldwide. The launch gives users a new way to move digital assets beyond trading and into everyday spending, including dining, hotels, shopping, transportation, and cross-border travel.
LBank Card is built around a simplified payment experience designed to reduce the friction between holding crypto and using it in the real world. The card features zero monthly fees, zero top-up fees, and zero foreign-exchange fees, with a 0.8% spending fee, and supports both Apple Pay and Google Pay. Through Visa’s global merchant network, users can access a broad range of everyday payment scenarios without being limited to crypto-native merchants. More importantly, users can pay directly from their LBank spot account balance, without separately topping up or transferring funds to a dedicated card wallet. Digital assets are converted into the required transaction currency in real time when a payment is made, eliminating the need to manually exchange assets, prepare local fiat or complete multiple transfers. This allows users to move from holding digital assets to making a payment with fewer steps and a more familiar card experience.
LBank Card also introduces a range of rewards and financial benefits designed to provide additional value beyond payments:
- Up to 10% cashback: Eligible users can earn up to 10% cashback on qualifying transactions, including the dedicated coffee cashback program.
- Up to 30% referral commissions: Individual users can earn up to 10% commission through eligible referral programs, while business partners and agents can access commission rates of up to 30%.
- Up to 1,000,000 USDT monthly limit: Higher-tier users can access monthly spending limits of up to 1,000,000 USDT, supporting frequent and high-value transactions.
- Up to 10% APR + 300% promotional boosts: Eligible idle USDT can be automatically allocated to LBank’s flexible savings products, offering yields of up to 10% APR, with promotional campaigns providing up to 300% additional interest.
Together, these features extend LBank Card beyond a conventional payment product, allowing users to spend digital assets, earn rewards and access eligible financial benefits within the same ecosystem.
Complementing LBank Card, LBank Pay is already live as the exchange’s QR-based digital asset payment solution, providing an alternative for users and markets where QR payments are a primary part of everyday commerce. LBank Pay supports BTC, USDT, ETH and more than 20 additional digital assets, and connects with more than 10 major local payment networks, including PIX, VietQR and DuitNow QR, across multiple markets in Southeast Asia and Latin America. Users can scan supported merchant QR codes directly through the LBank App, with their digital assets converted in real time and applicable fees displayed before confirmation. While LBank Card extends crypto spending through the global Visa network, LBank Pay connects digital assets with established local payment infrastructure, giving users complementary options for everyday purchases, travel and cross-border spending.
“Crypto is moving beyond trading into a broader financial use case, and payments are an important part of that transition,” said Eric He, LBank’s Community Angel Officer and Risk Control Adviser. “The challenge is no longer simply giving users access to digital assets, but making those assets easier to use within the financial systems and payment habits they already rely on. LBank Card and LBank Pay approach this from two complementary directions — connecting crypto with global card acceptance while also integrating with local payment networks. Our goal is to reduce the friction between holding digital assets and using them in everyday life, making crypto payments increasingly simple, accessible and practical.”
As the crypto market matures, digital assets are evolving beyond trading into a broader financial layer spanning payments, savings and everyday commerce. LBank believes the next stage of adoption will depend on closing the gap between digital assets and real-world financial infrastructure, making the movement from holding to spending faster, simpler and more seamless. Through LBank Card and LBank Pay, LBank is building toward a more integrated payment ecosystem while continuing to expand payment coverage, local integrations and financial services that bring digital assets closer to everyday use.
To ensure normal access to and use of LBank Card physical card features, users should update the LBank App to iOS v6.1.2 or Android v8.1.4. For more information about the LBank Physical Card, visit here.
About LBank
Founded in 2015, LBank is a leading global cryptocurrency exchange serving over 25 million registered users in 210 countries and regions. With a daily trading volume exceeding $23.81 billion and 10 years of safety with zero security incidents, LBank is dedicated to providing a comprehensive and user-friendly trading experience. Through innovative trading solutions, the platform has enabled users to achieve average returns of over 130% on newly listed assets.
LBank has listed over 300 mainstream coins and more than 50 high-potential gems. Ranked No. 1 in 100x Gems, Highest Gains, and Meme Share, LBank leads the market with the fastest altcoin listings, unmatched liquidity, and industry-first trading guarantees, making it the go-to platform for crypto investors worldwide.
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