Expert Says If You Hold XRP, Pay Attention To These Things

bitcoinistPublished on 2026-02-08Last updated on 2026-02-08

Abstract

Crypto expert Cypress highlights key developments from Ripple's institutional DeFi roadmap that XRP holders should monitor. These include upcoming features on the XRP Ledger (XRPL) such as native on-chain privacy, permissioned markets, and institutional lending, positioning XRPL as an end-to-end operating system for real-world finance. XRP is central to these plans, serving as a transactional asset and utility token for operations like reserve requirements, transaction fees (which burn XRP), and bridging currencies in FX and lending. Ripple emphasizes that institutional DeFi is now practical, with XRP connecting composable financial ecosystems including stablecoin FX, tokenized treasuries, and on-chain loans. This roadmap has boosted market sentiment, contributing to a surge in whale transactions and unique addresses, signaling a price reversal. XRP is trading at $1.47, up 15% in 24 hours.

Crypto expert Cypress has highlighted developments that XRP holders should be paying attention to. The expert alluded to Ripple’s roadmap for institutional DeFi on the XRP Ledger (XRPL), with the firm noting that XRP is at the core of all these plans.

Developments XRP Holders Should Focus On

In an X post, Cypress stated that every holder should pay attention to the developments Ripple outlined in its institutional DeFi roadmap. The expert highlighted features such as native on-chain privacy, permissioned markets, and institutional lending, which are set to live in the coming months on the XRP Ledger (XRPL).

Ripple noted that with these features, the XRP Ledger isn’t just positioning itself as a chain for tokenization but as an end-to-end operating system for real-world finance. Meanwhile, Cypress highlighted Ripple’s statement about how the indirect impact that they can focus attention on is through how XRP is used in base-layer operations.

These operations include reserve requirements, transaction fees, which result in burning XRP, and bridging currency in FX and lending flows. Ripple also mentioned that each feature, both the ones that are already and the upcoming ones, is not a silo but a building block for “composable financial ecosystems,” which is tied together by XRP.

Ripple declared that institutional DeFi is no longer theoretical as the XRPL is delivering the infrastructure these institutions need with programmable lending, privacy-preserving collateral, and regulated token markets.

The firm added that XRP sits at the center of that infrastructure as a transactional asset and also as a utility-rich protocol token that connects the pieces together. Ripple added how stablecoin FX, tokenized treasuries, on-chain loans, and smart escrows all depend on XRP’s functionality.

Ripple’s Roadmap Boosts Market Sentiment Towards XRP

Ripple’s institutional roadmap appears to have boosted market sentiment towards XRP, with the token one of the top gainers among the top cryptos by market cap. Specifically, this may have contributed to the spike in whale transactions during the recent dip, with 1,389 whale transactions of $100,000 or more, which is the highest in four months, according to Santiment.

Furthermore, the number of unique addresses on the XRPL has surged to 78,727 in just one 8-hour candle, which is the highest in six months. This suggests a bullish sentiment not just among whales but also among retail investors.

Meanwhile, Santiment noted that the increase in whale accumulation and spike in unique addresses are both major signals of a price reversal for any asset. As such, there is the possibility that the drop to $1.15 may have marked the bottom for XRP.

At the time of writing, the XRP price is trading at around $1.47, up 15% in the last 24 hours, according to data from CoinMarketCap.

XRP trading at $1.41 on the 1D chart | Source: XRPUSDT on Tradingview.com

Related Questions

QWhat are the key developments in Ripple's institutional DeFi roadmap that XRP holders should pay attention to?

AKey developments include native on-chain privacy, permissioned markets, and institutional lending, which are set to launch on the XRP Ledger (XRPL) in the coming months.

QHow does Ripple position the XRP Ledger with these new features?

ARipple positions the XRP Ledger not just as a chain for tokenization but as an end-to-end operating system for real-world finance.

QWhat role does XRP play in Ripple's institutional DeFi infrastructure?

AXRP sits at the center as a transactional asset and a utility-rich protocol token that connects various features like stablecoin FX, tokenized treasuries, on-chain loans, and smart escrows.

QWhat market signals suggest a bullish sentiment for XRP according to the article?

AA spike in whale transactions (1,389 transactions of $100,000 or more, the highest in four months) and a surge in unique addresses (78,727 in an 8-hour candle, the highest in six months) suggest bullish sentiment.

QWhat was the XRP price and its performance at the time of writing?

AXRP was trading at around $1.47, up 15% in the last 24 hours.

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