汇丰银行与Anchorpoint Financial赢得香港首批稳定币牌照 – 详情

ambcryptoPublished on 2026-04-10Last updated on 2026-04-10

Abstract

香港首次颁发稳定币发行商牌照,汇丰银行和Anchorpoint Financial成为首批获准机构。此次审批谨慎且偏向传统金融机构,两家公司均具备强大合规体系、资本支持和良好监管记录。Anchorpoint由渣打银行、Animoca Brands和香港电讯支持。新规由香港金管局主导,于2025年8月生效,要求严格储备金、赎回机制及反洗钱控制。初期市场可能由机构主导,严格的合规门槛或限制加密原生企业参与,但有助于提升公众信任。金管局未来是否会扩大准入范围仍是关键问题。

香港已颁发首批稳定币发行商牌照。首批获牌机构数量少且均为金融机构,这奠定了审慎的监管基调。

以下是您需要了解的关键信息。

银行背景发行商主导首批获批名单

首批稳定币牌照由Anchorpoint Financial和汇丰香港银行子公司获得,两者均为知名传统金融(TradFi)机构。Anchorpoint本身由渣打银行Animoca Brands及香港电讯(HKT)支持。

该计划由香港金融管理局(HKMA)主导的新框架推行。两家机构均将于未来数月内启动运营。

这些批准标志着香港于2025年8月生效的稳定币监管制度正式启动。

来源:香港金管局

监管机构优先考虑具备成熟合规体系、资本背书及受监管认可的实体。

香港金管局总裁余伟文表示,该制度将提供——

有序的运营环境...同时确保坚实的用户保护与有效的风险管理。

AMBCrypto此前报道,香港已将牌照制度扩展至涵盖加密货币交易商和托管商,使交易与资产存储处于同一监管范围内。

公告于延迟时间表后发布

香港金管局此前曾表示首批牌照最早可能于3月发放,但最终于4月才完成审批。

这与该制度本身严格的要求相符,包括储备金支持、赎回机制、治理及反洗钱控制等方面。框架还明确了执法权力,包括罚款和吊销牌照。

机构先行,后续开放大众市场?

短期内,香港稳定币市场很可能仍由机构主导。有限的牌照数量与严格的合规门槛将延缓原生加密企业的参与。

这无疑将提升大众市场的信任度与稳定性,但早期创新受阻值得关注。关键问题在于香港金管局未来会扩大准入范围,还是维持银行主导模式。


最终总结

  • 香港首批稳定币牌照花落银行背景机构。
  • 严格规管与有限审批可能延缓创新步伐,但有助于提升信任度。

Related Questions

Q香港首批稳定币发行牌照授予了哪两家机构?

A香港首批稳定币发行牌照授予了汇丰银行(HSBC)的香港银行分支和Anchorpoint Financial公司。

QAnchorpoint Financial背后有哪些主要支持者?

AAnchorpoint Financial由渣打银行(Standard Chartered)、Animoca Brands和香港电讯(HKT)支持。

Q香港稳定币监管制度由哪个机构主导?何时正式生效?

A香港稳定币监管制度由香港金融管理局(HKMA)主导,于2025年8月正式生效。

Q香港金管局对稳定币发行机构有哪些核心要求?

A香港金管局优先考虑具备完善合规体系、充足资本支持和良好监管声誉的机构,并要求严格的储备金支持、赎回机制、公司治理和反洗钱控制。

Q当前香港稳定币市场的准入特点可能带来哪些影响?

A有限的牌照数量和严格的合规门槛可能延缓加密原生企业的参与,短期内市场将由机构主导。这会增强大众信任和稳定性,但可能抑制早期创新。

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