比特币人寿保险公司 Meanwhile 融资8200万美元以对抗通胀型储蓄的激增需求

深潮Published on 2025-10-07Last updated on 2025-10-08

比特币人寿保险公司Meanwhile完成8200万美元融资,由Bain Capital Crypto与Haun Ventures领投,旨在全球推广以比特币计价的人寿保险、年金和储蓄产品,应对通胀型储蓄需求激增。

比特币人寿保险公司 Meanwhile,宣布融资8200万美元以对抗通胀型储蓄的激增需求。本轮融资由顶级全球投资者 Bain Capital Crypto 与 Haun Ventures 共同领投,Pantera Capital 参投,此外还有 Apollo、Northwestern Mutual Future Ventures 和 Stillmark 的参与。

这笔资金将通过机构合作伙伴,加速向全球提供以比特币(BTC)计价的人寿保险、年金、储蓄和保险债券产品,保护全球保单持有人免受通胀和货币风险的影响。

Meanwhile 受全球一流金融监管机构——百慕大金融管理局(Bermuda Monetary Authority)监管,并以全球领先的价值储存资产 BTC 提供储蓄与保障产品。

受个人与机构对比特币计价的储蓄及企业财资产品保护需求激增驱动,Meanwhile 的比特币管理资产(AUM)增长已超过200%。

介绍视频:https://www.youtube.com/embed/mZRs5k7lNFc

Meanwhile 今日宣布,已新增筹集的8200万美元资金,以满足希望保护家庭的个人,以及希望向其客户提供与比特币挂钩的储蓄、退休与人寿保险产品的成熟金融机构的快速增长需求。

Meanwhile 的创新产品将传统人寿保险与年金的安全性和可预期收益,与比特币这一稀缺、抗通胀、面向长期价值保存的资产相结合。Meanwhile 的方案为全球保单持有人提供了进行长期财务规划、对冲通胀与安全财富传承的有力工具。

本轮融资有来自加密原生与传统金融机构的支持,显示比特币正日益被接受为主流金融产品的基础。这笔融资使 Meanwhile 在2025年的总融资达到1.22亿美元,此前该公司于今年早些时候完成由 Framework Ventures 与 Fulgur Ventures 共同领投的4000万美元A轮融资。

Meanwhile 进入下一阶段,基于一系列重塑保险与比特币资本市场的突破:

  • 全球首家以比特币计价的人寿保险公司。

  • 在百慕大获得首张长期保险牌照,树立全球先例。

  • 首份经审计的比特币财务报表,确立信任与透明。

  • 首批比特币人寿保险产品,变革约占全球GDP约3%的行业。

  • 通过审慎放贷与私募信贷赚取比特币,使 Meanwhile 成为全球规模最大的长久期比特币出借方之一(期限超过六个月)。

“人寿保险公司一直以来都提供让金融市场运转的稳定长期资本。”Meanwhile 首席执行官 Zac Townsend 表示,“我们正把这一角色带入比特币——帮助家庭以BTC进行储蓄与财富保护,同时为机构提供新的收益途径,并推出合规、易于规模化的比特币指数化产品。本次融资让我们得以在有效模式上继续构建,并与全球合作伙伴共同扩张。”

比特币需要的不仅是短期投机,而是由真实经济活动支撑的可靠长久期解决方案。Meanwhile 提供比特币计价的储蓄与保障,使家庭与机构可以依赖,同时通过审慎的私募信贷与对高质量交易对手的长期放贷来产生可持续收益。自第一天起,Meanwhile 即以信任为基础,作为持牌、审慎监管的保险载体运营,满足与全球最成熟保险公司相当的偿付能力与准备金标准。

“在 Haun Ventures,我们的论点是,比特币经济需要的不只是交易平台和DATs——它需要资本市场的核心构件。正如美国经济建立在保险、养老金与按揭之上,比特币经济同样需要其自身的长久期金融产品。Meanwhile 是这一品类的先行者,我们相信它将解锁比特币计价市场的新一波创新。”Haun Ventures 合伙人 Chris Ahn 表示。

“Meanwhile 正在打造简单、合规且持久的产品,让比特币对个人与机构都真正实用。”Bain Capital Crypto 合伙人 Stefan Cohen 表示,“我们很高兴支持该团队在规模化过程中,与成熟保险公司合作,将与比特币挂钩的储蓄与退休产品推向市场——以机构级的安全性、并在全球范围内。”

关于 Meanwhile Incorporated

Meanwhile 的使命是让任何人在任何地方都能进行跨世代的储蓄、保障与财富积累。Meanwhile Incorporated 是 Meanwhile Insurance Bitcoin (Bermuda) Limited 的母公司,后者是全球首家完全以比特币计价并获得牌照的长期保险公司。所有保费、保单价值与理赔均以比特币(BTC)计量与管理。公司由金融科技企业家 Zac Townsend 与 Max Gasner 共同创立,并获得包括 Sam Altman 在内的既有投资者支持。

更多信息请访问 meanwhile.bm 以及 https://x.com/meanwhilelife

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363 Total ViewsPublished 2025.05.13Updated 2025.05.13

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