# Visa Articoli collegati

Il Centro Notizie HTX fornisce gli articoli più recenti e le analisi più approfondite su "Visa", coprendo tendenze di mercato, aggiornamenti sui progetti, sviluppi tecnologici e politiche normative nel settore crypto.

The Real Opportunity for Stablecoins Is Not to Replace Visa

Stablecoins are not positioned to replace major card networks like Visa or Mastercard, but rather to serve emerging types of merchants that traditional payment systems cannot yet underwrite. While card networks offer essential features like unsecured credit, fraud protection, and chargebacks—which stablecoins currently lack—their real opportunity lies in filling a critical infrastructure gap. The rise of AI-powered tools is rapidly creating a class of "vibe coders" and micro-scale API services that operate without traditional business structures, websites, or long-term operational history. These entities struggle to access card payment systems due to stringent risk assessment requirements. Stablecoins provide a solution by enabling direct, irreversible payments without intermediaries, merchant accounts, or underwriting. This dynamic mirrors historical shifts where new payment methods (like PayPal) emerged to serve previously unbankable merchants. Stablecoins don't compete with cards; they offer a viable alternative where traditional systems are absent. The future of payments will likely see card networks continuing to dominate established commerce, while stablecoins catalyze new business models in the risk gap that traditional providers have yet to close.

marsbit7 h fa

The Real Opportunity for Stablecoins Is Not to Replace Visa

marsbit7 h fa

Crypto Morning Report: MARA Holdings Allows Bitcoin Sales, Hash Global Secures Additional $100 Million Investment from YZi Labs

Crypto Morning Brief - Key developments: Trump advocates for pro-crypto legislation, warning that without it, the industry may move to China. The CFTC plans to approve crypto perpetual futures in the U.S. within weeks. Lido paused deposits to ZKsync due to a bridge security vulnerability. Aave faces governance challenges as ACI ends its collaboration. Visa and Bridge expand stablecoin card services to 100+ countries. MARA Holdings now allows selling its Bitcoin holdings (53,822 BTC as of Dec 2025). Hash Global received an additional $100M strategic support from YZi Labs. Empery Digital rejected shareholder demands to liquidate Bitcoin. Antalpha disclosed $134M in Tether Gold holdings. PayPay, backed by SoftBank, plans a $1.1B Nasdaq IPO.

marsbitIeri 01:08

Crypto Morning Report: MARA Holdings Allows Bitcoin Sales, Hash Global Secures Additional $100 Million Investment from YZi Labs

marsbitIeri 01:08

Visa expands stablecoin settlement pilot as Bridge targets 100-country card rollout

Visa is expanding its stablecoin settlement pilot and deepening its collaboration with Bridge, a Stripe-owned infrastructure firm. Bridge is scaling its stablecoin-linked Visa card program, aiming for a rollout in over 100 countries by the end of 2026. These cards, currently available in 18 countries, allow users to spend stablecoin balances directly at over 175 million merchant locations globally without converting to fiat. The expanded pilot, in partnership with Lead Bank, enables onchain settlement of card transactions over supported blockchain networks. Visa is evaluating greater settlement flexibility, operational efficiency gains, and the role of infrastructure providers like Bridge. The initiative remains a pilot, testing stablecoins as an optional settlement tool alongside traditional rails, reflecting growing institutional interest in blockchain-based payments.

ambcryptoIeri 19:49

Visa expands stablecoin settlement pilot as Bridge targets 100-country card rollout

ambcryptoIeri 19:49

Etherfi Cash launch sees ETHFI explode 17% – Are more gains coming?

Ether.fi (ETHFI) surged 17% following the launch of its new product, Etherfi Cash—a Visa card offering 3% cashback with no annual fee that integrates with Apple Pay and Google Pay. This move expands the protocol's utility from staking into real-world payments, potentially driving user adoption and increasing token demand. The rally is further supported by significant whale accumulation and strong spot market buyer dominance, indicating real demand rather than leveraged speculation. If adoption grows and buying pressure continues, the bullish momentum may target price levels around $0.640. Sustained volume and accumulation will be key to determining whether this marks a long-term trend shift.

ambcrypto02/25 23:02

Etherfi Cash launch sees ETHFI explode 17% – Are more gains coming?

ambcrypto02/25 23:02

Bhutan opens to tourists – But with a $10K stake into the Solana network

Bhutan has introduced a Digital Nomad Visa requiring applicants to deposit $10,000 into TER, a gold-backed token on the Solana network. This marks a shift from its previous restrictive tourism model. However, the move comes amid a challenging period for Solana, with SOL’s price down 32% over the past month, declining open interest, reduced active addresses, and slowing development activity. While Bhutan benefits from capital inflow and digital economy support, the requirement poses risks for users given current market fragility. The country has also recently moved portions of its Bitcoin holdings, suggesting a cautious financial strategy.

ambcrypto02/25 21:02

Bhutan opens to tourists – But with a $10K stake into the Solana network

ambcrypto02/25 21:02

XDC launches real-world USDC spending as stablecoins cross $307B

Stablecoins, with a total market capitalization exceeding $307 billion, are primarily used for behind-the-scenes financial transactions. However, a new partnership between XDC Network and OrbitX Pay aims to bridge the gap between on-chain assets and real-world commerce. This integration will allow users to spend USD Coin (USDC) held on the XDC network directly at any merchant that accepts Visa, functioning like a regular card payment. The goal is to reduce reliance on costly and time-consuming fiat currency conversions and third-party off-ramps. Ritesh Kakkad, co-founder of XDC Network, sees this as a move towards everyday blockchain utility. Similarly, OrbitX CEO Ankitt Guar stated the initiative aims to reduce friction by keeping users in control of their assets while connecting to global payment networks. This development occurs as stablecoin adoption grows. A BVNK research report found that 56% of stablecoin users plan to acquire more in the next year, and over half increased their holdings in the past year. Notably, about 35% of income for freelancers and sellers is received in stablecoins on average. The move underscores the evolution of digital assets from speculative instruments into practical tools for daily spending, though meaningful adoption of such integrations remains an open question.

ambcrypto02/18 15:03

XDC launches real-world USDC spending as stablecoins cross $307B

ambcrypto02/18 15:03

Visa Expands Stablecoin Strategy as Quantoz Joins as Principal Member in Europe

Visa has expanded its stablecoin strategy by welcoming Dutch payment company Quantoz as a principal member in Europe. This partnership enables Quantoz to issue Visa-branded virtual debit cards backed by its regulated digital money tokens, including USDQ, EURQ, and EURD, which maintain a 1:1 value with the US dollar and euro. Users can spend these tokens online and in-store via mobile wallets, making stablecoins usable for everyday payments. As a principal member, Quantoz can issue Visa cards directly without relying on banks and act as a BIN sponsor, allowing other fintech firms to launch their own stablecoin-linked debit cards using its membership. Quantoz’s tokens are issued under a Dutch central bank license, with funds held 1:1 in safeguarded accounts and protected by a bankruptcy-remote structure including a 2% reserve buffer. This move follows similar initiatives, such as Visa’s partnership with UK-based BVNK earlier this year, signaling a growing effort by traditional payment networks to integrate stablecoins into daily transactions.

TheNewsCrypto02/18 11:33

Visa Expands Stablecoin Strategy as Quantoz Joins as Principal Member in Europe

TheNewsCrypto02/18 11:33

X Money Beta to Launch in 1–2 Months, Musk Says

Elon Musk announced that X Money will launch in an external beta within the next one to two months, a key step in transforming X into an "everything app." The payment system, already in internal closed beta, is designed to be a central hub for all monetary transactions. Musk emphasized its potential as a "game changer" for increasing daily user engagement on the platform, which has 1 billion installed and around 600 million monthly active users. The vision mirrors China’s WeChat, integrating payments, messaging, content, and AI tools into a single ecosystem. X has partnered with Visa, suggesting fiat currency will be implemented first, though future crypto integration remains uncertain. Musk’s discussed related growth at xAI, highlighting expanded computing power to support AI development. The limited beta will test infrastructure, compliance, and user experience ahead of a broader global rollout.

TheNewsCrypto02/12 06:19

X Money Beta to Launch in 1–2 Months, Musk Says

TheNewsCrypto02/12 06:19

Claiming 'KYC-Free Global Payments', Inevitable Shutdown Within 6 Months

Cryptocurrency cards marketed as "No-KYC global payment" solutions are fundamentally unsustainable and inevitably face shutdown within 6 months due to structural and regulatory realities. These cards rely on exploiting corporate card programs, where a company undergoes business verification (KYB) to issue cards to "employees" without individual KYC. However, Visa and Mastercard's strictly regulated networks mandate that all end-users must be identifiable. When these projects gain traction and transaction volume increases, they attract scrutiny from card networks or issuing banks. Compliance reviews quickly identify the misuse of the corporate card model, leading to account freezes, project termination, and often frozen user funds. Users are attracted to these cards due to privacy concerns or lack of access, but they bear significant risks. Legally, users are not bank customers; their funds are controlled by the company holding the master account, offering no deposit insurance or consumer protection. When projects collapse, users face frozen balances and difficult refund processes. Legitimate alternatives exist, such as low-limit prepaid cards or gift cards purchased with crypto, but they operate within strict boundaries. The only structurally honest path to sustainable no-KYC payments lies outside the Visa/Mastercard duopoly, by building crypto-native networks that integrate directly with payment acquirers, though this approach is more complex and less common. Ultimately, any card bearing a Visa or Mastercard logo that promises high limits without KYC is built on a temporary and fragile foundation destined to fail.

比推02/10 12:11

Claiming 'KYC-Free Global Payments', Inevitable Shutdown Within 6 Months

比推02/10 12:11

Why Crypto Cards That Bypass KYC Are Doomed to Fail?

In the crypto world, "KYC-free crypto cards" are often marketed as tools for financial privacy and accessibility, but they are structurally doomed to fail. These cards rely on Visa or Mastercard networks, which are tightly regulated and require user identification. Most "KYC-free" products exploit a corporate card loophole: a company undergoes KYC (Know Your Business), then issues cards to "employees" (users) without individual verification. This setup is inherently fragile and violates network rules. Such projects follow a predictable lifecycle: initial success, growing visibility, compliance scrutiny, and eventual shutdown within 6–12 months. When terminated, users risk frozen funds with no legal recourse, as they are not direct bank customers. Legitimate alternatives like low-limit prepaid cards or gift cards exist but have strict constraints. The only sustainable path for non-KYC payments is to bypass Visa/Mastercard entirely by building crypto-native networks that integrate directly with acquirers, though this is technically challenging. Ultimately, any card bearing Visa/Mastercard logos and promising high limits without KYC is either misrepresenting its structure or destined for failure.

marsbit02/10 10:50

Why Crypto Cards That Bypass KYC Are Doomed to Fail?

marsbit02/10 10:50

活动图片

Regulatory Policy

Industry News