Sber Issues First Cryptocurrency-Backed Loan

RBK-cryptoPubblicato 2025-12-26Pubblicato ultima volta 2025-12-26

Introduzione

Sberbank has conducted a pilot transaction by issuing a loan to the Russian mining company "Intellion," using the miner's own cryptocurrency as collateral. The bank utilized its proprietary cryptocurrency storage solution, which incorporates the "Rutoken" hardware system. Sberbank estimates that such a product will be relevant not only for miners but also for any companies holding crypto assets. Earlier, Anatoly Popov, Deputy Chairman of Sberbank's Management Board, stated in an interview that the bank already offers clients structured bonds and digital financial assets (DFAs) with exposure to Bitcoin, Ethereum, and baskets of crypto assets. The bank is testing DeFi instruments and supports the gradual legalization of cryptocurrencies within the Russian regulatory framework. A similar practice is emerging in the United States. In October, Bloomberg reported that JPMorgan Chase plans to allow institutional clients to use Bitcoin and Ethereum directly as loan collateral, with the cryptocurrencies held by a third-party custodian. This new service expands on the bank's existing practice of accepting shares of crypto ETFs as collateral. Furthermore, Bloomberg reported that JPMorgan plans to begin offering cryptocurrency trading to its institutional clients, a move attributed to growing client interest following regulatory changes in the U.S.

Sberbank has conducted a pilot deal to provide a loan to the Russian mining company "Intellion," according to the bank's website. The loan was secured by cryptocurrency mined by the company itself, the credit institution stated.

In the transaction, Sber used its own development for storing cryptocurrency, utilizing the "Rutoken" hardware solution.

According to the bank's assessment, such a product will be relevant not only for miners but also for any companies that own crypto assets.

Earlier, Anatoly Popov, Deputy Chairman of the Board of Sberbank, stated in an interview with "RBC-Crypto" that the bank already offers clients structured bonds and digital financial assets (DFAs) with investments in Bitcoin, Ether, and baskets of crypto assets, is testing DeFi tools, and supports the gradual legalization of cryptocurrencies within the Russian legal framework.

A similar practice is emerging simultaneously on the American market. In October, Bloomberg, citing sources, reported that the largest U.S. bank, JPMorgan Chase, plans to allow institutional clients to use Bitcoin and Ethereum directly as collateral for loans. The cryptocurrencies will be held by a third-party custodian company. The new service expands the bank's existing practice: in June, JPMorgan began accepting shares of cryptocurrency ETFs as collateral.

Earlier this week, Bloomberg reported that JPMorgan plans to begin offering cryptocurrency trading to its institutional clients. The publication's sources linked this to the growing interest from the bank's clients following regulatory developments in the U.S.

Trust Wallet users lost $7 million in cryptocurrency due to a hack

Breaking the cycle. How the price of Bitcoin changed over 10 years at Christmas

AI outperformed humans in a crypto trading tournament. What were the results?

Crypto di tendenza

Domande pertinenti

QWhich Russian bank issued the first cryptocurrency-backed loan?

ASberbank (Sber) issued the first cryptocurrency-backed loan.

QWhat was the name of the Russian mining company that received the pilot loan from Sber?

AThe Russian mining company that received the pilot loan is called 'Intilion'.

QWhat technology did Sber use to store the cryptocurrency collateral for the loan?

ASber used its own development for storing cryptocurrency, which utilizes the 'Rutoken' hardware solution.

QWhich major US bank is also developing a similar service to allow institutional clients to use Bitcoin and Ethereum as loan collateral?

AJPMorgan Chase, the largest bank in the US, is planning to allow institutional clients to use Bitcoin and Ethereum as collateral for loans.

QAccording to the article, what other crypto-related financial products is Sberbank already offering to clients?

ASberbank is already offering clients structured bonds and digital financial assets (DFAs) with investments in Bitcoin, Ethereum, and baskets of cryptoassets. They are also testing DeFi tools.

Letture associate

Base Claims Its Distribution Advantage Can Outlast Robinhood Chain's Initial Surge

Base, a layer-2 blockchain, argues that its established distribution network will outlast Robinhood Chain's initial popularity surge. While Robinhood Chain quickly attracted 230,000 daily active users and over $9 billion in DEX volume (primarily from meme coins) shortly after launch, its core feature of tokenized stocks saw minimal use. Base acknowledged shortcomings in focusing on social blockchain products and lagging in areas like perpetual contracts, predictions markets, and on-chain tokenized stocks—a move Robinhood got right. In response, Base highlights its nearly three-year head start in building infrastructure. It emphasizes its x402 payment protocol, which has processed 187.8 million agent payments, its $3.9 billion in stablecoin deposits (mostly USDC), and its integration with partners like Visa, Shopify, and JPMorgan for institutional and merchant settlements. Base contends these capabilities for corporate payments and stablecoin liquidity represent a more durable and defensible ecosystem than Robinhood's retail trading metrics. Coinbase plans to launch its own on-chain, share-backed tokenized stocks on Base, which would directly challenge Robinhood's key differentiating feature. Base's strategy bets that its deep-rooted distribution and institutional partnerships will prove harder to overcome than Robinhood's early, meme-driven volume, which may fade after the initial launch hype.

cryptonews.ru2 min fa

Base Claims Its Distribution Advantage Can Outlast Robinhood Chain's Initial Surge

cryptonews.ru2 min fa

The Turning Point of the AI Bull Market: Leverage Blow-ups, Overcapacity in Compute, Why This Macro Analyst is Fully Bearish

AI Bull Market Reaches Inflection Point: Analyst Turns Bearish Due to Leverage, Chinese Competition, and Overcapacity Fidenza Macro analyst Geo Chen explains his decision to sell all AI semiconductor and infrastructure holdings in June, offering a comprehensive bearish thesis. He argues the AI-driven bull market has peaked, citing several key factors. First, unsustainable buying pressure: a massive influx of "low-quality" capital from Korean retail investors using highly leveraged ETFs on stocks like SK Hynix created a parabolic, fragile rally. Recent liquidations have wiped out billions and impacted over a million accounts, removing a key market driver. Second, a competitive threat: the rapid rise of powerful, cost-effective open-source AI models from China, such as MoonShot AI's Kimi K3 and Alibaba's Qwen 3.8, is commoditizing intelligence. This undermines the pricing power and high-valuation financing prospects of closed-source leaders like OpenAI and Anthropic, potentially creating a "single point of failure" for the ecosystem. Third, an impending capacity glut: while AI compute and components are currently in shortage, Chen warns this is typical of a cycle top. Massive, committed capex from cloud providers will likely lead to a supply overhang within 1-2 years. Data shows token spending has already peaked and declined since June, while bond spreads for data center companies are widening, signaling rising credit risk. Chen also highlights broader macro headwinds: the protracted Iran conflict acts as a persistent stagflationary force, and the Federal Reserve under Chair Kevin Warsh is losing credibility in its inflation fight. Long-term Treasury yields breaking above 5.2% present a new challenge for equities. In summary, Chen believes the convergence of speculative excesses, competitive disruption, looming overcapacity, and adverse macroeconomic conditions marks a significant turning point for the AI investment theme.

marsbit17 min fa

The Turning Point of the AI Bull Market: Leverage Blow-ups, Overcapacity in Compute, Why This Macro Analyst is Fully Bearish

marsbit17 min fa

Trading

Spot

Articoli Popolari

Come comprare O

Benvenuto in HTX.com! Abbiamo reso l'acquisto di O1 exchange (O) semplice e conveniente. Segui la nostra guida passo passo per intraprendere il tuo viaggio nel mondo delle criptovalute.Step 1: Crea il tuo Account HTXUsa la tua email o numero di telefono per registrarti il tuo account gratuito su HTX. Vivi un'esperienza facile e sblocca tutte le funzionalità,Crea il mio accountStep 2: Vai in Acquista crypto e seleziona il tuo metodo di pagamentoCarta di credito/debito: utilizza la tua Visa o Mastercard per acquistare immediatamente O1 exchangeO.Bilancio: Usa i fondi dal bilancio del tuo account HTX per fare trading senza problemi.Terze parti: abbiamo aggiunto metodi di pagamento molto utilizzati come Google Pay e Apple Pay per maggiore comodità.P2P: Fai trading direttamente con altri utenti HTX.Over-the-Counter (OTC): Offriamo servizi su misura e tassi di cambio competitivi per i trader.Step 3: Conserva O1 exchange (O)Dopo aver acquistato O1 exchange (O), conserva nel tuo account HTX. In alternativa, puoi inviare tramite trasferimento blockchain o scambiare per altre criptovalute.Step 4: Scambia O1 exchange (O)Scambia facilmente O1 exchange (O) nel mercato spot di HTX. Accedi al tuo account, seleziona la tua coppia di trading, esegui le tue operazioni e monitora in tempo reale. Offriamo un'esperienza user-friendly sia per chi ha appena iniziato che per i trader più esperti.

423 Totale visualizzazioniPubblicato il 2026.06.19Aggiornato il 2026.06.29

Come comprare O

Come comprare PROS

Benvenuto in HTX.com! Abbiamo reso l'acquisto di Pharos (PROS) semplice e conveniente. Segui la nostra guida passo passo per intraprendere il tuo viaggio nel mondo delle criptovalute.Step 1: Crea il tuo Account HTXUsa la tua email o numero di telefono per registrarti il tuo account gratuito su HTX. Vivi un'esperienza facile e sblocca tutte le funzionalità,Crea il mio accountStep 2: Vai in Acquista crypto e seleziona il tuo metodo di pagamentoCarta di credito/debito: utilizza la tua Visa o Mastercard per acquistare immediatamente PharosPROS.Bilancio: Usa i fondi dal bilancio del tuo account HTX per fare trading senza problemi.Terze parti: abbiamo aggiunto metodi di pagamento molto utilizzati come Google Pay e Apple Pay per maggiore comodità.P2P: Fai trading direttamente con altri utenti HTX.Over-the-Counter (OTC): Offriamo servizi su misura e tassi di cambio competitivi per i trader.Step 3: Conserva Pharos (PROS)Dopo aver acquistato Pharos (PROS), conserva nel tuo account HTX. In alternativa, puoi inviare tramite trasferimento blockchain o scambiare per altre criptovalute.Step 4: Scambia Pharos (PROS)Scambia facilmente Pharos (PROS) nel mercato spot di HTX. Accedi al tuo account, seleziona la tua coppia di trading, esegui le tue operazioni e monitora in tempo reale. Offriamo un'esperienza user-friendly sia per chi ha appena iniziato che per i trader più esperti.

390 Totale visualizzazioniPubblicato il 2026.06.22Aggiornato il 2026.06.29

Come comprare PROS

Cosa è VERONA

I. Introduzione al Progetto VERONA è una blockchain costruita per tutti, ovunque attraverso l'astrazione della catena. Utilizzando il suo livello di astrazione generalizzato, VERONA si distingue integrando funzionalità blockchain complesse, come conti, firme e interoperabilità, direttamente a livello di protocollo. Questo approccio consente di interagire con le applicazioni blockchain senza la necessità di comprendere le tecnologie sottostanti.1) Informazioni di Base Nome:VERONA(VERONA)III. Link Correlati Link al sito ufficiale:https://xion.burnt.com/ Whitepaper:https://xion.burnt.com/whitepaper.pdf Esploratori:https://explorer.burnt.com/ Social Media: https://x.com/burnt_xion Nota: L'introduzione al progetto proviene dai materiali pubblicati o forniti dal team ufficiale del progetto, che è solo a scopo di riferimento e non costituisce consulenza per investimenti. HTX non si assume responsabilità per eventuali perdite dirette o indirette risultanti.

354 Totale visualizzazioniPubblicato il 2026.06.22Aggiornato il 2026.06.22

Cosa è VERONA

Discussioni

Benvenuto nella Community HTX. Qui puoi rimanere informato sugli ultimi sviluppi della piattaforma e accedere ad approfondimenti esperti sul mercato. Le opinioni degli utenti sul prezzo di A A sono presentate come di seguito.

活动图片