NEAR Introduces Near.com Super App Targeting AI Integration and Secure Crypto Payments

TheNewsCryptoPubblicato 2026-02-24Pubblicato ultima volta 2026-02-24

Introduzione

NEAR has launched the near.com super app, a crypto wallet and consumer application designed to simplify blockchain usage by removing technical barriers like gas fees, private keys, and multi-chain complexities. It supports various digital assets—including Bitcoin, stablecoins, and NFTs—in one place, allowing users to transact without deep blockchain knowledge. The platform emphasizes AI integration, envisioning an "Agentic Era" where AI systems act on users’ behalf for tasks like travel booking and online purchases, requiring seamless crypto payments. NEAR also introduced a "confidential mode" to enhance privacy for financial transactions. This release marks NEAR’s effort to expand its user base and drive global adoption.

NEAR, a blockchain platform, has launched the near.com super app, a crypto wallet and consumer app designed to make blockchain as easy to use as a regular financial app. The company states that the product aims to integrate crypto and AI into a user-friendly platform. Illia Polosukhin, co-founder of NEAR, has described this move as an “Agentic Era,” meaning AI systems don’t just give information; instead, they work on behalf of the users.

What this platform brings to users

The platform Near.com is built to remove the technical challenges faced by users during crypto transactions. With the new app, users do not need to worry about gas fees, private keys, and switching between different blockchains because the app manages various digital assets like Bitcoin, stablecoins, NFTs, and other tokens in one place. Polosukhin says that users can use their wallet in Near.com without the need to understand how the blockchain works.

NEAR believes that the next major growth in crypto is from AI. They expect the AI to handle tasks such as travel booking, managing emails, and making online purchases. To perform these tasks, AI needs the ability to send and receive payments. NEAR argues that blockchain can serve as a financial system. Polosukhin says that AI systems could become economic actors, which means they pay, trade, and make decisions on their own.

NEAR adds a new feature

The blockchain’s key feature is its transparency, which increases trust but also exposes sensitive financial information. To address this issue, NEAR introduced a “confidential mode” that allows the feature to keep its unbalanced trading activities private while still using the secure blockchain network. The firm says this makes the app more useful for everyday users who prefer privacy.

This launch from NEAR shows the firm is now focusing on expanding its user base and believes that the technology, which it built, is no longer needed and is ready to scale adoption worldwide. However, this success depends on how quickly the users and developers are adopting the platform.

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Domande pertinenti

QWhat is the main purpose of the new near.com super app launched by NEAR?

AThe near.com super app is designed to make blockchain as easy to use as a regular financial app by integrating crypto and AI into a user-friendly platform, removing technical challenges like gas fees and private keys, and managing various digital assets in one place.

QHow does NEAR's 'Agentic Era' concept, as described by co-founder Illia Polosukhin, change the role of AI systems?

AThe 'Agentic Era' means that AI systems don't just provide information but actively work on behalf of users, handling tasks such as travel booking, managing emails, and making online purchases, and potentially becoming economic actors that pay, trade, and make decisions autonomously.

QWhat problem does the 'confidential mode' feature in the NEAR app address?

AThe 'confidential mode' addresses the issue of blockchain transparency exposing sensitive financial information by allowing users to keep their trading activities private while still utilizing the secure blockchain network, enhancing privacy for everyday users.

QWhy does NEAR believe that blockchain can serve as a financial system for AI?

ANEAR argues that blockchain can serve as a financial system for AI because AI systems require the ability to send and receive payments to perform tasks autonomously, and blockchain provides a secure and transparent framework for these financial transactions.

QWhat does NEAR's launch of the near.com app indicate about the company's current focus?

AThe launch indicates that NEAR is focusing on expanding its user base and scaling adoption worldwide, believing that its technology is now mature enough to be accessible without users needing to understand underlying blockchain mechanics.

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$1.3 Billion in Debt: Bitdeer Has a Tough Battle to Fight

Bitdeer, one of the world's largest publicly listed Bitcoin mining firms, is undergoing a high-stakes strategic pivot from cryptocurrency mining to AI infrastructure, financed by over $1.3 billion in debt. The company recently sold its entire Bitcoin reserve—943.1 BTC—to boost liquidity for this transition. The core of Bitdeer’s new strategy involves developing large-scale data centers to supply computing power for AI and high-performance computing (HPC). It currently has a pipeline of 3,002 MW in power capacity globally—enough to support 10–30 hyperscale data centers like those of Google or Microsoft. Key projects include a 570 MW site in Ohio (facing a legal challenge from a local steel manufacturer) and a 175 MW site in Norway being converted to AI use. The company has raised capital through multiple convertible notes and equity offerings, with much of the debt scheduled to mature between 2029 and 2032. Annual interest expenses are estimated at over $65 million, currently supported largely by continued borrowing. While Bitcoin mining remains its primary revenue source, its profitability is declining due to rising network difficulty. Bitdeer’s AI business currently contributes less than 2% of total revenue, but management projects potential annual revenues of up to $2 billion if GPU capacity is fully utilized and long-term client contracts are secured. The company is also developing its own ASIC chips to improve margins. The success of this ambitious transformation depends on timely project execution, favorable legal outcomes, and the ability to attract major AI clients before debt obligations come due. The market remains skeptical—reflected in a falling share price—until tangible AI revenue materializes.

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