英国政策研讨认为，稳定币最首要的应用场景在于跨境支付

cointelegraphPubblicato 2026-07-29Pubblicato ultima volta 2026-07-29

Introduzione

英国金融行为监管局的稳定币政策研讨发现，跨境支付是目前稳定币最明确的近期应用场景，而在英国本土零售支付中的消费者采用可能较慢。该机构3月召集银行、支付公司、稳定币发行方等行业参与者探讨稳定币应用，结论指出稳定币在跨境支付、尤其是美元获取受限的新兴市场优势显著，但在现有系统已快速且成本较低的主要支付通道中益处有限。参与者认为，由于现有支付方式已快捷便宜，英国国内消费者缺乏转换动力，但商户可能从更低成本与更快结算中受益。这些反馈已影响FCA于6月30日发布的最终规则，要求英国发行的稳定币须由储备资产全额支持并可1:1兑付，并将继续塑造其未来稳定币支付政策。

根据英国金融行为监管局的稳定币研讨项目，跨境支付是稳定币最明确的近期应用场景，而在英国零售支付领域的消费者采用可能较慢。

FCA 发布了其 3 月份政策倡议的调研结果，该倡议汇集了银行、支付公司、稳定币发行商和其他行业参与者，共同探讨稳定币的使用方式。

参与者表示，稳定币在跨境支付方面能带来最大优势，尤其是在美元获取渠道有限的新兴市场；但在现有系统已经快速且相对廉价的主要支付通道中，稳定币提供的益处较少。

参与者还表示，由于现有的支付方式已经快速且廉价，英国国内消费者缺乏转换的动力，不过商户可以从更低的成本和更快的结算中获益。

这些调研结果为 FCA 于 6 月 30 日发布的最终规则提供了参考，该规则要求英国发行的稳定币必须有储备资产完全支持并可等值赎回。该监管机构表示，这些反馈也将影响其未来关于稳定币支付的政策。

相关报道：MetaMask 推出支持消费卡的稳定币收益账户

Crypto di tendenza

CitreaCTR

wrapped stUSDTWSTUSDT

Domande pertinenti

Q根据英国金融行为监管局的报告，稳定币在短期内最明确的用例是什么？

A根据英国金融行为监管局的稳定币专题研究，稳定币在短期内最明确的用例是跨境支付。

Q为什么报告认为在英国国内，消费者使用稳定币支付的动力不足？

A因为英国现有的支付方式已经相当快捷且成本低廉，消费者缺乏切换到稳定币支付的足够动力。

Q报告认为，稳定币在哪些类型的市场能为跨境支付带来最大优势？

A报告认为，稳定币在那些难以获得美元的新兴市场，能为跨境支付带来最大优势。

Q根据报告，英国商户可能从稳定币支付中获得什么潜在好处？

A英国商户可能从稳定币支付中获得更低的成本和更快的结算速度。

Q英国金融行为监管局在6月30日发布的关于稳定币的最终规则，对稳定币发行方提出了什么核心要求？

A该最终规则要求在英国发行的稳定币必须有100%的储备资产作为支持，并且可按面值赎回。

Letture associate

Circle Reaches Major Regulatory Milestone, Receives Trust Charter from New York Department of Financial Services (NYDFS)

Circle, a financial services and stablecoin company, announced it reached a key regulatory milestone by receiving a Limited Purpose Trust Charter from the New York State Department of Financial Services (NYDFS). This charter allows Circle to expand its operations in New York to include asset custody services, issuance of NYDFS-approved stablecoins, and management of the reserves backing them. The approval positions Circle's USDC stablecoin within a regulated framework and follows the company's earlier receipt of a national trust bank charter from the U.S. OCC. CEO Jeremy Allaire stated this achievement reflects over a decade of compliance commitment and aligns with NYDFS's high standards, comparable to those for full commercial banks, as digital dollars become central to the global financial system.

cryptonews.ru9 min fa

Circle Reaches Major Regulatory Milestone, Receives Trust Charter from New York Department of Financial Services (NYDFS)

cryptonews.ru9 min fa

Crypto at a Discount: Bitcoin in Russia May Become Cheaper Than the Global Market

A new cryptocurrency law in Russia, set to take effect on September 1, 2026, will establish a licensed environment for trading digital assets. While this aims to bring transparency, experts warn it could cause cryptocurrencies like Bitcoin to trade at a discount compared to global markets. This price gap is expected due to three main factors: sanctions-related risk labels attached to assets passing through Russian infrastructure, limited options to withdraw funds abroad, and an increased supply of coins from domestic miners who must sell locally. Arbitrage opportunities to profit from this price difference are likely to be impractical. The very same risk labels that create the discount would hinder transferring assets to foreign exchanges. Removing these labels is a slow, costly, and uncertain process, as compliance systems analyze the public blockchain history of addresses. Furthermore, the high costs of licensed intermediaries' fees, compliance checks, and administrative reporting would likely erase any potential profit margin from the arbitrage. Consequently, the Russian market may become an isolated circuit where digital assets are cheaper, but converting that discount into reliable earnings will be extremely difficult for most participants.

cryptonews.ru11 min fa

Crypto at a Discount: Bitcoin in Russia May Become Cheaper Than the Global Market

cryptonews.ru11 min fa

Peter Schiff Claims Strategy's STRC Plan Harms MSTR Shareholders

On July 31st, pressure on MicroStrategy Inc. (MSTR) shares increased after the company's Q2 earnings release. Prominent bitcoin critic Peter Schiff criticized the firm's stated goal of maintaining its STRC preferred shares near their $100 stated value. Schiff argued this policy creates a direct conflict, prioritizing STRC holders over common shareholders (MSTR) and potentially harming the latter's returns. MicroStrategy describes the STRC structure, which pays variable monthly dividends aiming for a ~$100 price, as part of its digital capital strategy to stabilize funding for bitcoin acquisitions. Management has bolstered dollar reserves to ~$3.75B to cover dividend obligations and repurchased STRC shares, demonstrating commitment to this structure. Investors are divided. Schiff contends the model could dilute common shareholders for the benefit of preferred security holders. Others, like Grayscale Research, view recent bitcoin sales and STRC's price recovery as reducing financing risk and boosting market confidence in the capital structure. The key test will be how MicroStrategy balances future bitcoin buys, STRC dividend obligations, possible buybacks, and market pressure on MSTR shares.

cryptonews.ru11 min fa

Peter Schiff Claims Strategy's STRC Plan Harms MSTR Shareholders

cryptonews.ru11 min fa

Blackrock Accounts for 79% of Inflows into Bitcoin ETFs, Totaling $233 Million

Institutional demand for Bitcoin has returned strongly, with U.S. spot Bitcoin ETFs attracting over $233 million in inflows, breaking a previous four-day outflow streak. BlackRock's IBIT ETF dominated, accounting for nearly 80% ($183.38M) of the total Bitcoin ETF inflows. No ETFs reported outflows. Trading volume reached $1.73 billion, with total net assets at $78.76 billion. Ethereum ETFs also saw a net inflow of $13.29 million, led by BlackRock's ETHA. XRP ETFs attracted $5.98 million, bringing total net assets back to $1 billion, while Solana ETFs saw a modest $403,890 inflow. The data indicates a broad return of risk appetite across the cryptocurrency market, extending beyond Bitcoin.

cryptonews.ru13 min fa

Blackrock Accounts for 79% of Inflows into Bitcoin ETFs, Totaling $233 Million

cryptonews.ru13 min fa

Searches conducted in 'Moscow City' in case of embezzlement of 144 million rubles

Searches were conducted at offices of a cryptocurrency exchange network in the "Federation East" tower of Moscow-City as part of an investigation into the theft of 144 million rubles. The victim, a man named Vladimir R., was deceived by criminals posing as Russian FSB officers into transferring the money through a Moscow-based crypto exchange. All exchange points have been temporarily closed, and dozens of people have been detained, with eight already under pre-trial restrictions. Separately, the Russian government on the same day banned cryptocurrency mining in Moscow, the Moscow region, and part of the Kursk region, effective from August 15, 2026, to December 31, 2032. This follows a law passed by the State Duma on July 21 introducing comprehensive regulation for digital currencies and rights. According to this law, starting July 1, 2027, only crypto exchanges and related entities registered in a special state register will be allowed to operate.

cryptonews.ru13 min fa

Searches conducted in 'Moscow City' in case of embezzlement of 144 million rubles

cryptonews.ru13 min fa

Trading

Spot

Articoli Popolari

Come comprare TOP

Benvenuto in HTX.com! Abbiamo reso l'acquisto di TOP AI Network (TOP) semplice e conveniente. Segui la nostra guida passo passo per intraprendere il tuo viaggio nel mondo delle criptovalute.Step 1: Crea il tuo Account HTXUsa la tua email o numero di telefono per registrarti il tuo account gratuito su HTX. Vivi un'esperienza facile e sblocca tutte le funzionalità,Crea il mio accountStep 2: Vai in Acquista crypto e seleziona il tuo metodo di pagamentoCarta di credito/debito: utilizza la tua Visa o Mastercard per acquistare immediatamente TOP AI NetworkTOP.Bilancio: Usa i fondi dal bilancio del tuo account HTX per fare trading senza problemi.Terze parti: abbiamo aggiunto metodi di pagamento molto utilizzati come Google Pay e Apple Pay per maggiore comodità.P2P: Fai trading direttamente con altri utenti HTX.Over-the-Counter (OTC): Offriamo servizi su misura e tassi di cambio competitivi per i trader.Step 3: Conserva TOP AI Network (TOP)Dopo aver acquistato TOP AI Network (TOP), conserva nel tuo account HTX. In alternativa, puoi inviare tramite trasferimento blockchain o scambiare per altre criptovalute.Step 4: Scambia TOP AI Network (TOP)Scambia facilmente TOP AI Network (TOP) nel mercato spot di HTX. Accedi al tuo account, seleziona la tua coppia di trading, esegui le tue operazioni e monitora in tempo reale. Offriamo un'esperienza user-friendly sia per chi ha appena iniziato che per i trader più esperti.

174 Totale visualizzazioniPubblicato il 2024.12.10Aggiornato il 2026.06.02

Discussioni

Benvenuto nella Community HTX. Qui puoi rimanere informato sugli ultimi sviluppi della piattaforma e accedere ad approfondimenti esperti sul mercato. Le opinioni degli utenti sul prezzo di TOP TOP sono presentate come di seguito.