Катар использует блокчейн Hedera для пилотного проекта по внедрению исламских финансовых инноваций

cryptonews.ruPubblicato 2025-08-09Pubblicato ultima volta 2025-09-10

  • Цифровые квитанции на основе блокчейна могут повысить прозрачность и эффективность исламских финансов.
  • Сотрудничество QFC, Blade Labs и Hashgraph стимулирует инновации в сфере шариатского финансирования.
  • Hedera-powered infrastructure ensures scalable, secure, and compliant blockchain operations.

Катарский финансовый центр (QFC) запустил экспериментальную версию концепции на основе блокчейна, направленную на модернизацию исламских финансов. Пилотный проект, созданный в рамках Лаборатории цифровых активов QFC, демонстрирует, как блокчейн может повысить прозрачность, эффективность и соответствие требованиям регулирования для продуктов, соответствующих шариату.

Проект основан на партнерстве AlRayan Bank, Blade Labs и Hashgraph, объединяющем региональный банковский опыт с корпоративной блокчейн-инфраструктурой.

Система цифровых чеков, созданная на базе Hedera

В основе пилотного проекта лежит система цифровых расписок (DRS), предназначенная для оптимизации финансирования, обеспеченного активами. Работающая на базе HashSphere, закрытого реестра, разработанного Hedera Hashgraph и размещенного в Google Cloud, система обеспечивает безопасные и масштабируемые операции, соответствующие законам шариата.

DRS позволяет исламским финансовым учреждениям отслеживать и проверять транзакции в режиме реального времени, потенциально устраняя узкие места, замедляющие внедрение продуктов, соответствующих нормам шариата.

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Сотрудничество в сфере финансов и блокчейна

  • QFC: обеспечивает инфраструктуру и стратегическое руководство.
  • Blade Labs: Developing smart contracts and user-facing tools.
  • Hashgraph: предоставление инфраструктуры блокчейна корпоративного уровня.
  • AlRayan Bank: проверка вариантов использования и формирование путей коммерциализации.

Генеральный директор QFC Юсуф Мохамед аль-Джайда заявил, что пилотный проект соответствует более широкой стратегии финансовых инноваций Катара, в которой исламское финансирование является ключевым направлением.

На пути к более широкому внедрению

Генеральный директор Blade Labs Сами Миан заявил, что проверка концепции продемонстрирует, как блокчейн, смарт-контракты и глобальные стандарты идентификации могут помочь в решении операционных задач. Генеральный директор Hashgraph Эрик Писцини добавил, что инфраструктура Hedera обеспечивает масштабируемость и безопасность, необходимые для развёртываний институционального уровня.

Контролируемая пилотная среда послужит испытательным полигоном перед более широким внедрением в отрасли, что даст Катару преимущество первопроходца в области исламского блокчейн-финансирования. Подтверждение концепции Катара наглядно демонстрирует, как суверенные финансовые центры используют блокчейн для масштабирования исламского финансирования.

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