На этой неделе решится судьба трех криптовалютных законов

cryptonews.ruPubblicato 2023-01-15Pubblicato ultima volta 2025-07-15

В Палате представителей США проходит «неделя криптовалют», посвященная продвижению трех крупных законопроектов о криптовалютах. Неделя началась успешно: вчера федеральные банковские агентства выпустили совместное заявление с рекомендациями для банков по безопасному хранению криптоактивов.

В ближайшие дни законодатели США рассмотрят законопроекты GENIUS Act, CLARITY Act и Anti-CBDC Surveillance State Act. Эти инициативы могут значительно повлиять на индустрию. Разберем их подробнее.

GENIUS Act: регулирование стейблкоинов

Наиболее значимый законопроект — Guiding and Establishing National Innovation for US Stablecoins Act (GENIUS Act). Он создает нормативную базу для стейблкоинов в США.

Законопроект уже принят Сенатом в июне при поддержке обеих партий. По данным Politico, Палата представителей проголосует по нему в четверг, 17 июля. После этого документ отправят на подпись президенту Дональду Трампу, который уже выразил готовность подписать GENIUS Act.

«Действия Палаты представителей знаменуют историческую веху в создании четкой, ориентированной на инновации структуры для цифровых активов. Я благодарю коллег за продвижение законодательства о стейблкоинах и с нетерпением жду, когда GENIUS станет законом», — заявил председатель Тим Скотт.

Розничные инвесторы настроены оптимистично. По данным платформы прогнозов Polymarket, вероятность принятия составляет 94%. Законопроект должен стимулировать рынок стейблкоинов и легитимизировать этот класс активов.

Ethereum может получить наибольшую выгоду как основная платформа для стейблкоинов. «Законопроект GENIUS привлечет триллионы стейблкоинов в Ethereum — все крупнейшие банки мира будут использовать Ethereum. Если GENIUS будет принят, ETH вырастет», — написал генеральный директор Bankless Райан Шон Адамс.

Закон о ясности рынка цифровых активов

Второй законопроект проясняет разделение полномочий между SEC и CFTC в регулировании цифровых активов. В июне он получил поддержку обеих партий в комитетах Палаты представителей. Голосование по Закону CLARITY назначено на среду, 16 июля.

«Благодарю коллег в Конгрессе и администрацию Трампа за сотрудничество. Готов работать с Сенатом, чтобы продвинуть закон о рыночной структуре к концу сентября», — отметил председатель Френч Хилл.

Закон против государственного наблюдения через CBDC

В среду Палата представителей также проголосует за закон, запрещающий Федеральной резервной системе выпускать цифровую валюту центрального банка (CBDC). Закон направлен на решение проблем государственного наблюдения и сохранение личной конфиденциальности.

«Принятие законов о стейблкоинах и рыночной структуре вместе с запретом CBDC обеспечит победу США в гонке Web3. Этот пакет стимулирует инновации, защищает потребителей от мошенничества и позволяет обойти конкурентов, обеспечивая доминирование Америки в будущем блокчейн-технологий», — заявил представитель Брайан Стайл.

Предложенные законопроекты подчеркивают необходимость четких рамок для поддержки криптоиндустрии, обеспечивая защиту потребителей и инновации. Их принятие может значительно повлиять на будущее регулирования цифровых активов и роль США в глобальной криптоэкосистеме.

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