美国参议员对银行业巨头摩根大通向8000万客户收取基本支票账户和服务费用的计划“令人发指”

币界网Pubblicato 2024-08-09Pubblicato ultima volta 2024-08-09

币界网报道：

摩根大通在宣布可能很快对其8000多万客户征收前所未有的费用后，已经听取了美国立法者的意见。

在《财富》杂志获得的致这家银行业巨头的一封信中，民主党参议员伊丽莎白·沃伦和克里斯·范·霍伦抨击了该银行提高费用的企图，包括对基本支票账户和服务的收费。

“摩根大通会减少股票回购而不是向客户收取新的费用吗？摩根大通会降低高管薪酬而不是向其客户收取新费用吗？

摩根大通（JPMorgan Chase）可能会对其客户征收新的费用，以回应法律和早就应该采取的限制滥用费用的努力，而当时这家银行正在创造创纪录的利润，并将这些利润直接流入其高管的口袋，这是令人愤慨的。”

消费者金融保护局（CFPB）的数据显示，摩根大通去年的透支费为11亿美元，领先于其他所有美国银行。

但尽管其历史利润，该银行表示，拟议的联邦法规将限制信用卡和借记卡滞纳金，并迫使银行持有更高的资本准备金，这将引发征收新费用的需要。

大通表示，除了对基本支票账户收费外，如果新规定获得批准，信用评分追踪器和财务规划工具等项目也可能会收取费用。

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