Crypto Market News
07/27 10:18
Researcher Proves American Express, Bank of Americ
Researcher Proves American Express, Bank of America, and Santander Use XRP
Crypto researcher SMQKE issued a direct rebuttal to a claim made by investor Fred Krueger regarding the real-world adoption of XRP. Krueger, in a brief post, asserted that “Not one actual human being is using XRP. Not one.”
In response, SMQKE dismissed this statement as factually incorrect, posting, “’No one’ uses XRP… except for hundreds of financial institutions like American Express, Bank of America, and Santander. But don’t let facts get in the way of a good narrative.”
SMQKE’s reply was accompanied by a screenshot of a cryptocurrency adoption chart showing documented institutional use of XRP, distinguishing his position with publicly available data.
Reference to Documented Institutional Use
The image shared by SMQKE originated from a comparative overview of top cryptocurrencies and their recent use cases. It highlights XRP’s role as a bridge currency for cross-border payments and settlement within Ripple’s infrastructure.
The document states that hundreds of financial institutions, including American Express, Bank of America, and Santander, maintain partnerships with Ripple, leveraging XRP within their operations. It further notes that Ripple has collaborated with global sustainability leaders such as the Bill & Melinda Gates Foundation and has committed to achieving carbon net zero by 2030.
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