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06/28 15:48

Crypto cards outpace banks in micro-spending in Eu

Crypto cards outpace banks in micro-spending in Europe: Report7c78504848ff417eb513738b8ab90594.jpeg

Crypto cards are beating traditional banks in Europe when it comes to small purchases, with 45% of crypto-linked card transactions under 10 euros ($11.7) — a category where cash has historically dominated.

According to a report by CEX.IO shared with Cointelegraph, crypto card holders are showing spending patterns that mirror traditional bank card users while embracing online payments at a faster pace.

The report noted a 15% rise in newly ordered CEX.IO crypto cards across Europe in 2025, signaling growing interest as more Europeans turn to digital assets for everyday payments.

Furthermore, while European Central Bank data shows 21% of all card payments across the euro area are online, CEX.IO’s figures reveal crypto card users already conduct 40% of their transactions on the internet — nearly double the average.Crypto cards used for everyday spending

Spending patterns show crypto cardholders are using their cards for everyday spending. According to CEX.IO data, groceries make up 59% of purchases, near the ECB’s 54% benchmark, while dining and bars account for 19%, above the average for in-person food and drink spending.

Notably, the average crypto card transaction sits at 23.7 euros ($27.8) compared to 33.6 euros ($39) for bank cards, based on Q1 2025 Mastercard 0197b667-3b1f-7e0e-ae95-e7c08ad6f4bc.png

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