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Bit360

06/15 11:37

Can XRP Handle 14% of SWIFT Volume? Experts Break

Can XRP Handle 14% of SWIFT Volume? Experts Break Down the Mathdbb02452792e42ea910bc309ecb96744.jpeg

At the APEX 2025 developer summit, Ripple CEO Brad Garlinghouse stated that XRP could facilitate up to 14% of SWIFT’s total volume within five years. With the global interbank messaging network handling over $30 trillion in annual cross-border transactions, such a goal implies a dramatic expansion in XRP’s utility.

While some dismissed the claim as aspirational, the post-event analysis has introduced rigorous, data-driven models suggesting XRP could fulfill that role under the right conditions.

Conservative Liquidity Calculations

Crypto expert and commentator Crypto Eri (@sentosumosaba) offered a grounded view of how much XRP would be needed to handle a $4.2 trillion annual volume, representing just a fraction of SWIFT’s total, under conservative assumptions.

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