Artículos Relacionados con Payment Cards

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Dollar-backed stablecoins capture 84% of card spending, while the share of euro-backed coins drops to 2%

In July, spending via cryptocurrency payment cards surged to $759 million, approximately 2.5 times higher than the previous year. According to a16z crypto, the dollar-pegged stablecoin USDC now accounts for 58% of this volume, while the share of euro-backed stablecoins like EURe has plummeted to around 2%, down from about 88% at the start of 2024. The overall number of card purchases reached about 9 million in July, averaging roughly $86 per transaction. These cards enable users to spend stablecoins anywhere traditional cards are accepted, converting the cryptocurrency to local currency at checkout. Users can hold stablecoins on-chain or deposit them with the card issuer, with no traditional bank account required. Blockchain data shows a significant shift in the networks used for these payments. While Gnosis chain dominated initially, by July, Optimism accounted for about 29% of card spending, with Solana and Base each handling around 19%. Gnosis's share fell to approximately 2%. The report highlights rapid global growth for stablecoin-based cards, which operate primarily on the Visa network. Recent industry moves, including a partnership between Visa and Bridge (owned by Stripe), aim to expand such card programs to over 100 countries by year-end, potentially enabling spending at more than 175 million Visa merchant locations.

cryptonews.ru08/10 19:34

Dollar-backed stablecoins capture 84% of card spending, while the share of euro-backed coins drops to 2%

cryptonews.ru08/10 19:34

Lithic and Lightspark Launch USDC-Based Payment Cards

Lithic, a card issuance platform, and Lightspark, a developer of infrastructure for international money transfers, have launched a joint product on the Visa network. Issued by Lead Bank, the cards will settle transactions in USD Coin (USDC). The USDC settlement mechanism is built directly into the Lightspark platform. Users' funds are held in the stablecoin and are automatically converted to local currency at the point of sale. This allows the new product to utilize the same settlement infrastructure as the company's wider payment network. Lithic will handle transaction processing through its Authorization Intelligence system, which combines payment authorization, device verification, and fraud protection into a single programmable infrastructure.

cryptonews.ru08/06 20:06

Lithic and Lightspark Launch USDC-Based Payment Cards

cryptonews.ru08/06 20:06

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