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Bybit EU Integrates PayPal for Seamless Crypto Deposits and Withdrawals

Bybit EU, the European division of the cryptocurrency exchange, has integrated PayPal as a new method for fiat deposits and withdrawals across all EEA regions. This partnership combines PayPal's trusted payment services with Bybit EU’s regulated crypto platform, offering users a secure and familiar way to transition between fiat and digital assets. The integration simplifies the onboarding process for newcomers by allowing them to use PayPal, a widely recognized payment method, for crypto transactions. Operating under the EU’s MiCA regulatory framework, Bybit EU emphasizes compliance and consumer protection. The collaboration includes a co-branded reward campaign where users can earn up to €30 in Bitcoin and enjoy zero fees on PayPal fiat deposits for a limited time. Executives from both companies highlighted the importance of trusted payment experiences in driving broader adoption of digital assets.

TheNewsCrypto03/18 00:57

Bybit EU Integrates PayPal for Seamless Crypto Deposits and Withdrawals

TheNewsCrypto03/18 00:57

Stablecoin Yields May Boost US Bank Deposits: Patrick Witt

Patrick Witt, executive director of the President’s Council of Advisors for Digital Assets, argues that the debate over stablecoin yields overlooks a broader macroeconomic benefit. Contrary to concerns from banking groups that yield-bearing stablecoins could drain deposits, Witt suggests that under the GENIUS Act framework, compliant stablecoins may actually bring new capital into the U.S. banking system. He explains that global demand for USD is significant, and when foreigners purchase U.S.-issued stablecoins, it represents net new capital entering American banks. This discussion occurs amid ongoing tension between policymakers, banks, and crypto firms regarding whether stablecoin issuers should be allowed to offer rewards or interest-like returns. Traditional banks, like the American Bankers Association, warn that such yields could threaten bank deposits and advocate for a level regulatory playing field. Crypto industry representatives counter that the GENIUS Act already imposes strict reserve requirements, mandating full backing by cash or cash-equivalents. Witt emphasizes that it is not the payment of yield itself that necessitates bank-like regulation, but rather the lending or rehypothecation of underlying funds—which the GENIUS Act explicitly prohibits.

TheNewsCrypto03/12 06:25

Stablecoin Yields May Boost US Bank Deposits: Patrick Witt

TheNewsCrypto03/12 06:25

Stablecoins Pose Fresh Risk To Eurozone Lending, ECB Says

The European Central Bank (ECB) warns that the growing use of privately issued stablecoins could threaten traditional bank deposits in the eurozone. If households and businesses shift cash into stablecoins instead of bank accounts, lenders may face funding shortages, potentially raising borrowing costs and slowing lending. ECB researchers highlight that stablecoins, especially those pegged to the U.S. dollar, could weaken the euro’s role in daily transactions and disrupt monetary policy transmission. Widespread adoption may reduce the predictability of interest rate changes and amplify liquidity risks during market stress. The stablecoin market, now valued at over $300 billion, could reach $2 trillion by 2028. The ECB emphasizes oversight rather than a ban, pointing to the EU’s existing crypto regulatory framework.

bitcoinist03/04 16:02

Stablecoins Pose Fresh Risk To Eurozone Lending, ECB Says

bitcoinist03/04 16:02

ECB study warns stablecoins could shrink bank deposits and alter monetary policy transmission

A new European Central Bank (ECB) working paper warns that widespread adoption of stablecoins could significantly reduce bank deposits, constrain lending, and complicate the transmission of monetary policy in the euro area. The study identifies a "deposit substitution effect," where stablecoins compete with retail bank deposits, potentially forcing banks to rely more on volatile wholesale funding. This shift could weaken banks' lending capacity and make monetary policy less predictable, especially if U.S. dollar-denominated stablecoins gain traction, indirectly exposing the euro area to foreign monetary shocks. While current impacts are limited due to stablecoins' niche use in crypto trading, the paper cautions that large-scale adoption could structurally alter the traditional banking system.

ambcrypto03/03 17:57

ECB study warns stablecoins could shrink bank deposits and alter monetary policy transmission

ambcrypto03/03 17:57

Ethereum Exchange Deposits Hit A Six-Month High: Panic Selling Or Structural Reset?

Ethereum is experiencing sustained selling pressure amid a broader shift toward caution and panic in crypto markets. A key on-chain metric shows the number of unique deposit addresses to Binance surged to a six-month high, rising from 360,000 to over 450,000. This often signals potential selling intent, as assets moved to exchanges are easier to liquidate. However, such spikes can also reflect hedging, margin replenishment, or derivatives activity rather than outright selling. The increase coincides with a sharp price decline from October's peak near $4,900 to around $1,900. This may indicate retail capitulation or traders adding collateral to avoid liquidations. While elevated deposits raise near-term volatility and selling risk, such spikes have historically occurred near market bottoms. Technically, ETH is testing key support near $1,900 and the 200-week moving average—a level critical for medium-term direction. The market remains fragile, with resistance overhead and volume patterns suggesting distribution rather than accumulation. A breakdown below support could lead to further declines, while stabilization may signal accumulation. Confirmation of a reversal requires reclaiming resistance levels and improved market participation.

bitcoinist02/26 09:03

Ethereum Exchange Deposits Hit A Six-Month High: Panic Selling Or Structural Reset?

bitcoinist02/26 09:03

Trading Giant BlockFills Suspends Deposits and Withdrawals: Can the Liquidity Crisis Find a Turning Point?

BlockFills, a major cryptocurrency trading and lending firm, has temporarily halted all client deposits and withdrawals due to recent extreme volatility and financial conditions. The company, which serves over 2,000 institutional clients across 95 countries, emphasized that the move is aimed at protecting both clients and the firm. Clients can still open and close positions in spot and derivatives trading. The suspension comes amid a sharp market downturn, with Bitcoin dropping to around $60,000 before slightly recovering. BlockFills, backed by investors including Susquehanna Private Equity and CME Ventures, reported over $61.1 billion in trading volume in 2025. Unlike retail-focused platforms that collapsed in 2022, BlockFills’ liquidity issues highlight mounting pressure even within core institutional crypto services. The company is now working with investors and clients to restore liquidity, though its future remains uncertain.

marsbit02/12 11:11

Trading Giant BlockFills Suspends Deposits and Withdrawals: Can the Liquidity Crisis Find a Turning Point?

marsbit02/12 11:11

Wallet in Telegram Launches Cross Chain Deposits in Self Custodial TON Wallet

Wallet in Telegram has launched cross-chain deposits for its self-custodial TON Wallet, enabling over 100 million users to fund their wallets using cryptocurrencies from major blockchains without requiring bridges, swaps, or manual conversions. Powered by MoonPay, the integration allows users to deposit USDC or USDT from Ethereum, Solana, TRON, BSC, Polygon, Arbitrum, and Base, with automatic 1:1 conversion to USDT (TON). Soon, users will also be able to withdraw USDT (TON) to other chains and deposit BTC, ETH, and SOL—automatically converted to Toncoin. This simplifies onboarding into the TON ecosystem, reducing barriers to Web3 adoption by eliminating complex multi-step processes and minimizing conversion fees. The feature is natively integrated into Telegram, supporting DeFi, gaming, payments, and on-chain applications.

TheNewsCrypto02/11 16:33

Wallet in Telegram Launches Cross Chain Deposits in Self Custodial TON Wallet

TheNewsCrypto02/11 16:33

Stablecoins Are Becoming a Bank Run Risk — and Banks Know It

Stablecoins, initially designed as digital dollar equivalents, are now seen as a potential risk for bank runs, prompting regulatory and market responses. In Washington, policymakers are debating legislation that could restrict features like rewards to prevent stablecoins from becoming deposit alternatives, which banks fear could drain hundreds of billions from their funding base. Meanwhile, stablecoins are increasingly used as payment infrastructure, with major firms like Visa and Stripe integrating them into settlement systems. The core conflict revolves around whether stablecoins should remain payment tools or evolve into deposit-like products, balancing innovation against financial stability concerns. Global jurisdictions like the EU and Hong Kong are already implementing regulatory frameworks, increasing pressure on the U.S. to act.

ccn.com02/01 10:06

Stablecoins Are Becoming a Bank Run Risk — and Banks Know It

ccn.com02/01 10:06

The End of DeFi Lego: Vaults Are Left with Nothing but Deposits

This article argues that the era of "DeFi Lego" – the complex, interlocking composability of decentralized finance protocols – is ending. The primary user behavior has collapsed into a single action: depositing stablecoins into yield-bearing vaults for a return. Major exchanges like Binance, OKX, and HTX are forging their own paths by subsidizing and promoting their own stablecoin products (e.g., USD1, USDG) to capture user value directly. On-chain, the yield landscape has become homogenized, with vaults competing almost solely on the APY they offer for USDT and USDC deposits. Users no longer care about the underlying protocols (Morpho, Aave, etc.) or their governance tokens; they are primarily attracted by high yields and the branding of the platforms offering them (e.g., Kraken, Coinbase). This shift has led to several consequences: governance tokens are losing value, DeFi ecosystem has become a flattened landscape of competing vaults rather than a collaborative system, and the end-user experience is now a simple flow of converting fiat to stablecoins on a CEX, finding the highest-yielding vault, and spending via crypto debit cards. The article concludes that DeFi must learn from traditional finance (TradFi), which successfully serves human needs and builds network effects. To survive, DeFi protocols must move beyond being mere back-end yield generators and find ways to re-engage users, rebuild trust, and create value beyond just high APYs.

marsbit01/29 01:38

The End of DeFi Lego: Vaults Are Left with Nothing but Deposits

marsbit01/29 01:38

‘No deposit flight’: Galaxy disputes Standard Chartered’s $500B stablecoin risk

Standard Chartered Bank warns that U.S. banks, particularly regional ones, could lose $500 billion in deposits by 2028 due to growing adoption of stablecoins, which they see as a structural risk. The bank also projects the stablecoin market could grow to $2 trillion in the same period. However, Galaxy’s head of research, Alex Thorn, disputes the idea of "deposit flight," arguing that funds would merely "migrate" rather than leave the banking system entirely. He compares it to money market funds, where cash ultimately returns to banks through treasury purchases. The debate highlights ongoing tensions between the crypto and banking industries.

ambcrypto01/28 17:02

‘No deposit flight’: Galaxy disputes Standard Chartered’s $500B stablecoin risk

ambcrypto01/28 17:02

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