ForumPay Expands Payment Infrastructure with New Card and Bank Transfer Acceptance Solution

TheNewsCryptoPublicado a 2026-08-11Actualizado a 2026-08-11

Resumen

ForumPay, a cryptocurrency payment infrastructure provider, has launched a new solution that allows merchants to accept Visa, Mastercard, and bank transfers without registering as a traditional card-accepting business. This innovative payment flow automatically routes customer funds through ForumPay's crypto infrastructure, where they are converted to digital assets and processed. Merchants receive the exact invoiced amount in their preferred currency and bank account, shielded from chargeback liability and PCI-DSS compliance costs. The additional card and bank transfer fees are borne by the payer, while merchants pay only their standard crypto acceptance fees. This expansion aims to give businesses more payment options at checkout without increasing operational complexity, risks, or compliance burdens, bridging traditional finance and crypto payment rails.

Milton, Georgia, August 11th, 2026, Chainwire

Businesses are increasingly looking for ways to offer more payment options without adding operational complexity. ForumPay, a crypto payment infrastructure company, enables merchants to accept crypto payments across online, in-store, and in-app channels, with instant conversion and next-day settlement.

ForumPay has recently announced a new payment flow that it says could meaningfully alter how payments are processed. Customers can now initiate purchases using any Visa or Mastercard and bank transfers in selected markets, with funds routed automatically through ForumPay’s infrastructure. Merchants can now offer card and bank payments without registering as a card acceptance businesses, sidestepping chargeback liability and PCI-DSS compliance costs while still receiving precisely the amount invoiced.

This latest ForumPay release represents one of the more ambitious developments yet to bridge the gap between traditional payment rails and crypto infrastructure.

Built for Modern Payment Acceptance

Businesses increasingly want to offer customers greater flexibility at checkout, but additional payment methods tend to bring additional operational and cost burdens. Card acceptance, in particular, can introduce chargeback exposure, compliance requirements, fraud management responsibilities, and more complex settlement processes, challenges that only grow more acute for organizations operating across multiple markets.

ForumPay’s innovative new payment flow is designed to solve these issues. Customers can initiate payments using any Visa, Mastercard, or bank transfer in selected markets, with those funds automatically used to purchase crypto and processed through ForumPay’s existing crypto payment infrastructure, with all of the inherent features and benefits, and converted and settled as per the preferences a merchant has already established on their account. Merchants will receive exactly the amount invoiced. For example, if a customer is billed $100, then $100 is what arrives in the merchant’s preferred bank account.

Critically, ForumPay will pass the additional card and bank transfer costs directly to the payer, meaning merchants pay only their usual crypto acceptance fees that would apply to any transaction processed through the platform. The approach allows businesses to expand the choice of available payment methods at checkout without taking on the compliance architecture, risks and costs that card acceptance would ordinarily require.

More Payment Options, the Same Operational Footprint

Businesses increasingly want to offer customers greater flexibility at checkout, but incorporating additional payment methods tend to bring with it additional operational burdens. Card acceptance, in particular, can introduce chargeback exposure, compliance requirements, fraud management responsibilities, and more complex settlement processes, challenges that only grow more acute for organizations operating across multiple markets.

ForumPay’s new payment flow is being designed to address this friction. Customers will be able to initiate payments using any Visa, Mastercard, or bank transfer in selected markets. Those funds are then automatically used to purchase digital assets and processed through ForumPay’s existing infrastructure, allowing merchants to continue receiving funds according to their established settlement preferences without having to overhaul their operations to accommodate the new options in the process. The approach, ForumPay says, allows businesses to expand what they can offer at checkout without taking on the compliance architecture that card acceptance would ordinarily require.

About ForumPay

ForumPay is a complete cryptocurrency-to-fiat payment technology firm; its core processing technology helps businesses attract new customers, optimize customers’ ability to spend, and increase revenue. ForumPay’s wallet-agnostic solution enables crypto consumers to spend their preferred cryptocurrency, from any wallet for everyday goods and services to luxury goods, automobiles, real estate, and private jets. ForumPay eliminates merchant exposure or risk by processing transactions with instant crypto-to-cash conversion. ForumPay merchants receive payments in the currency of their choice directly into their bank account. The transactional experience is similar to accepting other popular payment methods, including cash, credit cards, and bank transfers, but simpler, faster, and more secure.

Contact

Director Global Account Management
Paul Wordsworth
ForumPay
paul@forumpay.com

Criptos en tendencia

Preguntas relacionadas

QWhat is the core innovation of ForumPay's new payment solution announced in the article?

AThe core innovation is a new payment flow that allows customers to initiate purchases using Visa, Mastercard, or bank transfers. These funds are then automatically used to purchase cryptocurrency, which is processed through ForumPay's existing infrastructure. This allows merchants to accept card and bank payments without having to register as a card-accepting business, thus avoiding chargeback liability and PCI-DSS compliance costs while still receiving the exact invoiced amount.

QHow does ForumPay's new solution financially benefit merchants who want to offer card payments?

AMerchants benefit financially by receiving exactly the amount they invoice (e.g., $100 billed means $100 settled), as ForumPay passes the additional card and bank transfer processing costs directly to the customer/payer. The merchant only pays their usual crypto acceptance fee to ForumPay, avoiding the typical costs, risks, and compliance burdens associated with direct card acceptance.

QWhat specific operational challenges for businesses does ForumPay's new payment flow aim to solve?

AThe solution aims to solve challenges such as chargeback exposure, PCI-DSS compliance requirements, fraud management responsibilities, and complex settlement processes that typically come with accepting card payments, especially for businesses operating across multiple markets. It allows businesses to offer more payment options without expanding their operational or compliance footprint.

QAccording to the article, what is the primary value proposition of ForumPay's overall business model?

AForumPay's primary value proposition is being a complete cryptocurrency-to-fiat payment infrastructure. It enables merchants to accept crypto payments online, in-store, and in-app with instant conversion to fiat currency and next-day settlement into their bank account. This eliminates the merchant's exposure to cryptocurrency volatility and risk, providing a simple, fast, and secure transactional experience similar to traditional payment methods.

QWhat key feature of ForumPay's service is highlighted as being 'wallet-agnostic' and what does that mean for the consumer?

AForumPay's solution is described as 'wallet-agnostic.' This means that crypto consumers can use any cryptocurrency wallet of their choice to make a payment. It gives customers the flexibility to spend their preferred cryptocurrency from any wallet for a wide range of purchases, from everyday items to luxury goods and services.

Lecturas Relacionadas

Hyperliquid is Strongly Strangling HyperEVM

The article analyzes the apparent failure of HyperEVM, the application engine of the Hyperliquid blockchain, contrasting it with the success of its core trading engine, HyperCore. Hyperliquid operates on a dual-engine architecture. HyperCore is a closed, high-performance order-book exchange for perpetuals and spot trading, which dominates on-chain volume and generates massive fees. HyperEVM, launched in February 2025, is an EVM-compatible layer meant for DeFi applications like lending and DEXs, which can access HyperCore's liquidity. Despite Hyperliquid's overall strength in a bear market, a stark divergence exists: * **HyperCore (Trading):** Captures over half of on-chain perpetual volume, generating ~$56M in fees over 30 days. * **HyperEVM (Applications):** All DeFi protocols combined generate less than $60M in fees. TVL is shrinking, daily active addresses are low (~8k), and the ecosystem lacks diversity. The DEX sector is particularly anemic, with most volume concentrated in a single protocol. The article identifies four key reasons for HyperEVM's struggles: 1. **Core Monopoly on Execution:** HyperCore exclusively handles order matching. This makes native DEXs on HyperEVM redundant and limits viable applications to those leveraging its order book (e.g., staking, lending). 2. **Architectural Concentration:** Shared liquidity across interfaces naturally leads to a "winner-takes-most" outcome, explaining the high concentration in both the trading (e.g., trade.xyz) and application layers. 3. **"No Insider" Philosophy:** Hyperliquid's commitment to fair launch means it provides no grants, business development, or marketing support to ecosystem projects, stunting growth. 4. **Complex Developer Experience:** The asynchronous design between HyperEVM and HyperCore (via the CoreWriter contract) creates non-standard development hurdles, as EVM transactions don't roll back if the core action fails. The conclusion is that HyperEVM's weakness is a deliberate trade-off, not an accident. Hyperliquid prioritized building an unbeatable trading engine, sacrificing the development of a broad, independent application ecosystem. HyperEVM functions more as a tokenization layer for HyperCore's liquidity rather than a general-purpose chain. The debate isn't whether it's "dead"—it serves a niche—but whether Hyperliquid ever intended to build a thriving, diverse DeFi ecosystem beyond its core trading product.

marsbitHace 1 hora(s)

Hyperliquid is Strongly Strangling HyperEVM

marsbitHace 1 hora(s)

UltraPure Applied Materials Lists on Shenzhen Stock Exchange: Annual Revenue of 5 Billion, Post-Adjustment Net Profit of 2 Billion, Market Cap of 51.2 Billion

SuperPure Applied Materials (Stock Code: 301717) debuted on the Shenzhen Stock Exchange's ChiNext board. The company issued 25.4615 million shares at an offering price of 65.99 yuan per share, raising approximately 1.68 billion yuan. The stock opened at 450 yuan, soaring 582% from the IPO price, and closed at 503 yuan, up 662%, giving the company a market capitalization of 51.2 billion yuan. The company specializes in special coating processes and related technologies and materials, providing precision components and services for the semiconductor manufacturing and precision optics sectors. Its products cover core equipment parts for wafer fabrication, packaging, and silicon wafer manufacturing, with notable technical advantages in etching, lithography, measurement/inspection, annealing, and thin-film deposition equipment. Financially, SuperPure reported revenues of 169 million, 260 million, and 496 million yuan for 2023, 2024, and 2025 respectively, with corresponding net profits of 64.8 million, 82.26 million, and 185 million yuan. For Q1 2026, revenue reached 147 million yuan, a 62% year-over-year increase. The company forecasts H1 2026 revenue between 270 to 290 million yuan and net profit between 103 to 110 million yuan. The company's controlling shareholder and actual controller is Chai Jie, who directly and indirectly controls 48.23% of the voting rights. Together with his brother Chai Lin, a concerted action person, they control a total of 68.84% of the voting rights. Major pre-IPO shareholders included GSD Venture Capital, BYD, and AMEC.

marsbitHace 2 hora(s)

UltraPure Applied Materials Lists on Shenzhen Stock Exchange: Annual Revenue of 5 Billion, Post-Adjustment Net Profit of 2 Billion, Market Cap of 51.2 Billion

marsbitHace 2 hora(s)

Trading

Spot

Artículos destacados

Qué es $BANK

Banco AI: Un Paso Revolucionario en el Futuro de la Banca Introducción En una era marcada por avances rápidos en tecnología, Banco AI se sitúa en la intersección de la inteligencia artificial (IA) y los servicios bancarios. Este proyecto innovador busca redefinir el panorama financiero, mejorando la eficiencia operativa, las medidas de seguridad y las experiencias del cliente a través del poder de la IA. Al embarcarnos en esta exploración de Banco AI, profundizaremos en lo que implica el proyecto, sus dinámicas operativas, su contexto histórico y hitos significativos. ¿Qué es Banco AI? En su esencia, Banco AI representa una iniciativa transformadora destinada a integrar la inteligencia artificial en varias operaciones bancarias. Este proyecto aprovecha las capacidades de la IA para automatizar procesos, mejorar los protocolos de gestión de riesgos y mejorar la interacción con los clientes a través de servicios personalizados. Los objetivos principales de Banco AI incluyen: Automatización de Funciones Bancarias: Al aprovechar las tecnologías de IA, Banco AI tiene como objetivo automatizar tareas rutinarias, reduciendo la carga sobre los recursos humanos y mejorando la eficiencia. Mejora en la Gestión de Riesgos: El proyecto utiliza algoritmos de IA para predecir e identificar riesgos, fortaleciendo así las medidas de seguridad contra fraudes y otras amenazas. Personalización de Servicios Bancarios: Banco AI se centra en ofrecer productos y servicios financieros a medida al analizar datos y comportamientos de los clientes. Mejoramiento de la Experiencia del Cliente: La implementación de soluciones impulsadas por IA, como chatbots y asistentes virtuales, tiene como objetivo proporcionar a los usuarios interacciones más humanas, revolucionando la forma en que los clientes se relacionan con los bancos. Con estos objetivos, Banco AI se posiciona como un jugador crucial para hacer que la banca sea más eficiente, segura y centrada en el usuario. ¿Quién es el Creador de Banco AI? Los detalles sobre el creador de Banco AI siguen siendo desconocidos. Como tal, no se ha identificado a ninguna persona u organización específica en la información disponible. El anonimato que rodea el inicio del proyecto plantea preguntas, pero no resta valor a su ambiciosa visión y objetivos. ¿Quiénes Son los Inversores de Banco AI? Al igual que con el creador del proyecto, no se ha divulgado información específica sobre los inversores u organizaciones que apoyan a Banco AI. Sin esta información, es un desafío delinear el respaldo financiero y el apoyo institucional que podrían estar impulsando el proyecto hacia adelante. No obstante, la importancia de contar con una sólida base de inversión es fundamental para sostener el desarrollo en un campo tan innovador. ¿Cómo Funciona Banco AI? Banco AI opera en múltiples frentes innovadores, centrándose en factores únicos que lo diferencian de los marcos bancarios tradicionales. A continuación, se presentan las características operativas clave: Automatización: Al aplicar algoritmos de aprendizaje automático, Banco AI automatiza varios procesos manuales dentro de los bancos. Esto resulta en la reducción de costos operativos y permite que los trabajadores humanos redirijan sus esfuerzos hacia actividades más estratégicas. Gestión Avanzada de Riesgos: La integración de la IA en las prácticas de gestión de riesgos equipa a los bancos con herramientas para predecir con precisión amenazas potenciales como el fraude, garantizando que la información y los activos de los clientes permanezcan seguros. Recomendaciones Financieras Personalizadas: A través del aprendizaje continuo a partir de las interacciones con los clientes, los sistemas de IA desarrollan una comprensión matizada de las necesidades del usuario, lo que les permite ofrecer consejos adaptados sobre decisiones financieras. Interacciones Mejoradas con los Clientes: Al utilizar chatbots y asistentes virtuales impulsados por IA, Banco AI permite una experiencia más atractiva para el cliente, permitiendo a los usuarios resolver sus consultas rápidamente, reduciendo así los tiempos de espera y mejorando los niveles de satisfacción. En conjunto, estas características operativas posicionan a Banco AI como un pionero en el sector bancario, estableciendo nuevos parámetros para la entrega de servicios y la excelencia operativa. Línea de Tiempo de Banco AI Entender la trayectoria de Banco AI requiere mirar su contexto histórico. A continuación, se presenta una línea de tiempo que destaca hitos y desarrollos importantes: Inicios de 2010: La conceptualización de la integración de la IA en los servicios bancarios comenzó a ganar atención a medida que las instituciones bancarias reconocieron los posibles beneficios. 2018: Se produjo un aumento notable en la implementación de tecnologías de IA cuando los bancos comenzaron a utilizar herramientas de IA como chatbots para el servicio al cliente básico y sistemas de gestión de riesgos para mejorar la seguridad. 2023: La sofisticación de la IA continuó avanzando, con la introducción de IA generativa para tareas más complejas como el procesamiento de documentos y análisis de inversiones en tiempo real. Este año marcó un salto significativo en las capacidades que la tecnología de IA otorgó a los bancos. 2024-Estatus Actual: A partir de este año, Banco AI se encuentra en una trayectoria ascendente, con investigaciones y desarrollos en curso que pronto mejorarán las capacidades en las operaciones bancarias. La continua exploración de las aplicaciones de IA sugiere emocionantes desarrollos aún por venir. Puntos Clave Sobre Banco AI Integración de la IA en la Banca: Banco AI se centra en adoptar inteligencia artificial para optimizar los procesos bancarios y mejorar la experiencia del usuario. Enfoque en Automatización y Gestión de Riesgos: El proyecto enfatiza fuertemente estas áreas, con el objetivo de desplazar la carga de tareas rutinarias mientras mejora los marcos de seguridad a través de análisis predictivos. Soluciones Bancarias Personalizadas: Al aprovechar los datos de los clientes, Banco AI permite servicios bancarios adaptados a las necesidades individuales de los usuarios. Compromiso con el Desarrollo: Banco AI se mantiene comprometido con esfuerzos de investigación y desarrollo continuos, asegurando su adaptabilidad y relevancia continua a medida que la tecnología sigue evolucionando. Conclusión En resumen, Banco AI ejemplifica un paso crucial hacia adelante en la industria bancaria, aprovechando la inteligencia artificial para redefinir los paradigmas operativos, mejorar la seguridad y promover la satisfacción del cliente. A pesar de las lagunas en la información sobre el creador y los inversores, los objetivos claros y los mecanismos funcionales de Banco AI proporcionan una sólida base para su evolución continua. A medida que la tecnología de IA sigue avanzando y fusionándose con el sector bancario, Banco AI está bien posicionado para impactar significativamente el futuro de los servicios financieros, mejorando la forma en que entendemos e interactuamos con la banca.

280 Vistas totalesPublicado en 2024.04.06Actualizado en 2024.12.03

Qué es $BANK

Cómo comprar BANK

¡Bienvenido a HTX.com! Hemos hecho que comprar Lorenzo Protocol (BANK) sea simple y conveniente. Sigue nuestra guía paso a paso para iniciar tu viaje de criptos.Paso 1: crea tu cuenta HTXUtiliza tu correo electrónico o número de teléfono para registrarte y obtener una cuenta gratuita en HTX. Experimenta un proceso de registro sin complicaciones y desbloquea todas las funciones.Obtener mi cuentaPaso 2: ve a Comprar cripto y elige tu método de pagoTarjeta de crédito/débito: usa tu Visa o Mastercard para comprar Lorenzo Protocol (BANK) al instante.Saldo: utiliza fondos del saldo de tu cuenta HTX para tradear sin problemas.Terceros: hemos agregado métodos de pago populares como Google Pay y Apple Pay para mejorar la comodidad.P2P: tradear directamente con otros usuarios en HTX.Over-the-Counter (OTC): ofrecemos servicios personalizados y tipos de cambio competitivos para los traders.Paso 3: guarda tu Lorenzo Protocol (BANK)Después de comprar tu Lorenzo Protocol (BANK), guárdalo en tu cuenta HTX. Alternativamente, puedes enviarlo a otro lugar mediante transferencia blockchain o utilizarlo para tradear otras criptomonedas.Paso 4: tradear Lorenzo Protocol (BANK)Tradear fácilmente con Lorenzo Protocol (BANK) en HTX's mercado spot. Simplemente accede a tu cuenta, selecciona tu par de trading, ejecuta tus trades y monitorea en tiempo real. Ofrecemos una experiencia fácil de usar tanto para principiantes como para traders experimentados.

950 Vistas totalesPublicado en 2025.05.09Actualizado en 2026.06.02

Cómo comprar BANK

Discusiones

Bienvenido a la comunidad de HTX. Aquí puedes mantenerte informado sobre los últimos desarrollos de la plataforma y acceder a análisis profesionales del mercado. A continuación se presentan las opiniones de los usuarios sobre el precio de BANK (BANK).

活动图片