Galaxy预测:2026年稳定币交易量将超越ACH系统

cointelegraphPublicado a 2025-12-19Actualizado a 2025-12-19

Resumen

加密货币研究机构Galaxy Research预测,稳定币交易量可能在2026年超越美国自动清算系统(ACH)。报告指出,稳定币当前交易量已超过Visa等主要信用卡网络,达到ACH系统的一半左右。其供应量正以30%-40%的年复合增长率持续扩大,同时监管政策明朗化(如2026年初GENIUS法案的实施)将推动进一步增长。 目前稳定币总规模约3090亿美元,USDT和USDC仍占主导,但传统金融机构正加速入场:西联汇款宣布推出Solana链上的美元稳定币,索尼计划在2026年推出适用于游戏和内容生态的稳定币,SoFi银行也于近期发行了以太坊链上的合规稳定币SoFiUSD。 分析师认为,用户更倾向于接受通用性强的稳定币,因此传统金融合作的稳定币将在2026年加速整合。报告同期预测比特币可能在2027年底达到25万美元。

根据最新预测,随着监管明晰化和采用率上升,稳定币在2026年的交易处理量可能超过美国自动清算所(ACH)系统。

数字资产公司Galaxy Digital旗下研究机构Galaxy Research引用现有交易数据和监管进展支持其预测,指出"稳定币交易量已超越Visa等主要信用卡网络,目前处理量约为自动清算所(ACH)系统的一半"。

研究副总裁Thad Pinakiewicz表示,稳定币供应量持续以30%-40%的年复合增长率增长,交易量随发行量同步上升。Galaxy还提到2026年初《GENIUS法案》相关定义的预期实施将成为推动稳定币使用进一步增长的因素。

稳定币与其他金融系统交易量对比。来源:Galaxy Digital

该报告还对比特币(BTC)价格作出预测,认为其可能在2027年底达到25万美元。据Galaxy Research全公司研究主管Alex Thorn表示,2026年"存在太多变数难以预测,但比特币在2026年创历史新高仍有可能"。

相关阅读:Coinbase对2026年持"谨慎乐观"态度,加密货币接近机构拐点

美元锚定稳定币市场扩张

DefiLlama数据显示,稳定币总市值目前约为3090亿美元。虽然Tether的USDt(USDT)和Circle的USDC(USDC)继续占据主要地位,但近月来越来越多金融机构和支付公司加入了稳定币竞争。

稳定币市值。来源:DefiLlama

十月份,西联汇款宣布计划推出自有美元锚定稳定币US Dollar Payment Token,该币将基于Solana区块链构建,由Anchorage Digital Bank发行,作为更广泛的数字资产结算网络组成部分。

据报道,Sony银行正在筹备推出美元锚定稳定币,拟用于索尼美国生态系统,包括PlayStation游戏、订阅服务和动漫内容。该稳定币预计于2026年推出。

周四,SoFi Technologies推出由银行子公司SoFi Bank发行的全额储备美元稳定币SoFiUSD。公司表示该代币将首发于以太坊网络,旨在为银行、金融科技企业和企业平台提供低成本结算服务。

Galaxy Research副研究员Jianing Wu表示,她预计传统金融合作的稳定币将在2026年进行整合,因为用户和商户不太可能采用一长串数字美元,而是会青睐具有"最广泛接受度"的一两种稳定币。

杂志观点:Kevin O'Leary:用量子计算攻击比特币是浪费时间

Criptos en tendencia

Preguntas relacionadas

Q根据Galaxy Research的预测,稳定币交易量将在哪一年超过美国自动清算系统(ACH)?

A根据Galaxy Research的预测,稳定币交易量将在2026年超过美国自动清算系统(ACH)的交易量。

QGalaxy Research预测比特币(BTC)的价格到2027年底可能达到多少?

AGalaxy Research预测比特币(BTC)的价格到2027年底可能达到25万美元。

Q目前稳定币市场的总市值大约是多少?

A根据DefiLlama的数据,目前稳定币市场的总市值约为3090亿美元。

Q哪些公司最近宣布计划推出自己的美元稳定币?

A最近宣布计划推出自己美元稳定币的公司包括Western Union(西联汇款)、Sony Bank和SoFi Technologies。

QGalaxy Research认为哪种类型的稳定币将在2026年得到整合?

AGalaxy Research认为,与传统金融(TradFi)合作的稳定币将在2026年得到整合,用户和商家将倾向于接受一两种具有最广泛接受度的稳定币。

Lecturas Relacionadas

Mysterious "Ox Alpha" Large Model Goes Viral with Limited-Time Free Access

A mysterious anonymous AI model named "Ox Alpha," nicknamed "Cow is Coming" by Chinese netizens, has appeared on OpenRouter, sparking widespread speculation. The model offers a 1 million token context, supports text, image, and video inputs, can call tools, and is currently free. Its standout feature is strong coding ability. Initial tests on the DeepSWE benchmark, which evaluates real-world software engineering tasks, showed an 80% pass rate on a subset of tasks, reportedly nearing top-tier code models. However, follow-up tests yielded a 63% score, with variations attributed to different task sets and configurations. The model's true developer is a major topic of debate. The prevailing theory points to Zhipu AI's unreleased GLM-5.3 Flash or its multimodal variant. Evidence cited includes identical visual token consumption patterns with GLM-5V-Turbo for videos, a consistent offset in text token counts compared to GLM-5.3, and similar behavioral traits like refusing audio processing. Zhipu has a precedent of anonymous testing. Simultaneously, another anonymous model, "korrine," appeared on Code Arena, with guesses ranging from Moonshot's Kimi K3.1 to models from Qwen or MiMo, adding to the industry's guessing game. This trend of anonymous "undercover" testing allows for unbiased performance evaluation in platforms like Arena and provides real-world, high-pressure testing through tools like OpenRouter before official release. It also serves as an effective marketing tactic, prolonging discussion through suspense. If Ox Alpha is indeed a "Flash" model, its performance raises expectations for the full-scale version's potential.

marsbitHace 2 hora(s)

Mysterious "Ox Alpha" Large Model Goes Viral with Limited-Time Free Access

marsbitHace 2 hora(s)

Breaking News: DeepSeek Announces All-Day Off-Peak Pricing on Weekends, Making Weekend Work More Cost-Effective?

DeepSeek has announced a significant change to its API pricing model, effective August 23. The new policy removes peak/off-peak distinctions on weekends (Saturdays and Sundays), charging the lower off-peak rate for the entire two-day period. This adjustment has sparked mixed reactions within the developer and professional communities. For developers and businesses heavily reliant on DeepSeek's V4-Flash and V4-Pro APIs, this is welcome news. It allows them to schedule bulk processing tasks on weekends without the higher peak-hour costs, potentially halving their API bills for such workloads. Some users have celebrated the move for making weekend work more cost-effective. However, the announcement has also raised concerns among employees. There is apprehension that companies, particularly in cost-sensitive sectors like AI-powered short drama production, might reorganize work schedules to align with these new cost incentives. Instances are already emerging where teams schedule high-token tasks during cheaper nighttime hours or adjust staff shifts. This has led to worries about a potential shift towards weekend workdays and weekday time-off, prioritizing cost savings over traditional work-life balance. Debate has ensued regarding the practicality of such schedule changes, with questions about increased communication overhead and overall efficiency. Speculation about DeepSeek's motives for the change includes theories that peak pricing correlates with internal model training schedules, though others counter that training is largely automated. The new pricing structure is now in effect, prompting users to reconsider their task scheduling strategies.

marsbitHace 3 hora(s)

Breaking News: DeepSeek Announces All-Day Off-Peak Pricing on Weekends, Making Weekend Work More Cost-Effective?

marsbitHace 3 hora(s)

Just Now, The World's First Human vs. Robot Tennis Match Begins, Robot's Desperate Save Leaves Zheng Jie Astonished

Just now, the world's first human vs. robot tennis match began, featuring stunning robotic saves that left tennis star Zheng Jie in awe. This historic event, part of the second World Humanoid Robot Games and broadcast live globally by China Media Group, marked a pivotal moment in Chinese technological innovation and embodied artificial intelligence. The match featured both mixed human-robot doubles and a groundbreaking singles match between Zheng Jie and the "Galaxy Xingzai" humanoid robot developed by Galaxy General. The robot demonstrated impressive skills including serving, forehands, backhands, and strategic court movement, with serves exceeding 100 km/h. It exhibited remarkable adaptability, recovering from a fall to continue play and handling slices and spins. The doubles match highlighted its ability to coordinate dynamically with a human partner. The event's significance extends far beyond a novelty match. Tennis represents an ultimate pressure test for embodied AI, demanding real-time integration of perception, decision-making, full-body motion control, and live博弈 within fractions of a second—a stark contrast to the discrete, contemplative environment of board games like Go mastered by AlphaGo. It directly confronts Moravec's paradox, showcasing AI's move from digital cognition to physical execution. This capability is powered by Galaxy General's proprietary "Galaxy Star Brain" (AstraBrain) model. Its key innovation is a unified architecture that integrates high-level task understanding/tactical decision-making ("brain") and dynamic whole-body motion control ("cerebellum") into a single model, eliminating latency and information loss between separate modules. The model was trained using a two-step process via the "Galaxy Star Workshop" platform. First, it learned foundational movement priors from "imperfect" human motion data (both amateur and professional). Second, it underwent massive-scale evolution in a virtual tennis simulator where multiple AI agents played millions of games against each other. Through this adversarial training, skills like极限救球and recovery from falls emerged autonomously without explicit programming, before being transferred to the physical robot. This "AstraTennis" moment symbolizes a major leap: a decade after AlphaGo conquered the digital world, embodied AI from China has now demonstrated it can operate under the extreme, unpredictable physical pressures of real-world competition.

marsbitHace 3 hora(s)

Just Now, The World's First Human vs. Robot Tennis Match Begins, Robot's Desperate Save Leaves Zheng Jie Astonished

marsbitHace 3 hora(s)

Trading

Spot

Artículos destacados

Cómo comprar ACH

¡Bienvenido a HTX.com! Hemos hecho que comprar Alchemy Pay (ACH) sea simple y conveniente. Sigue nuestra guía paso a paso para iniciar tu viaje de criptos.Paso 1: crea tu cuenta HTXUtiliza tu correo electrónico o número de teléfono para registrarte y obtener una cuenta gratuita en HTX. Experimenta un proceso de registro sin complicaciones y desbloquea todas las funciones.Obtener mi cuentaPaso 2: ve a Comprar cripto y elige tu método de pagoTarjeta de crédito/débito: usa tu Visa o Mastercard para comprar Alchemy Pay (ACH) al instante.Saldo: utiliza fondos del saldo de tu cuenta HTX para tradear sin problemas.Terceros: hemos agregado métodos de pago populares como Google Pay y Apple Pay para mejorar la comodidad.P2P: tradear directamente con otros usuarios en HTX.Over-the-Counter (OTC): ofrecemos servicios personalizados y tipos de cambio competitivos para los traders.Paso 3: guarda tu Alchemy Pay (ACH)Después de comprar tu Alchemy Pay (ACH), guárdalo en tu cuenta HTX. Alternativamente, puedes enviarlo a otro lugar mediante transferencia blockchain o utilizarlo para tradear otras criptomonedas.Paso 4: tradear Alchemy Pay (ACH)Tradear fácilmente con Alchemy Pay (ACH) en HTX's mercado spot. Simplemente accede a tu cuenta, selecciona tu par de trading, ejecuta tus trades y monitorea en tiempo real. Ofrecemos una experiencia fácil de usar tanto para principiantes como para traders experimentados.

177 Vistas totalesPublicado en 2024.12.10Actualizado en 2026.06.02

Cómo comprar ACH

Discusiones

Bienvenido a la comunidad de HTX. Aquí puedes mantenerte informado sobre los últimos desarrollos de la plataforma y acceder a análisis profesionales del mercado. A continuación se presentan las opiniones de los usuarios sobre el precio de ACH (ACH).

活动图片