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Post To Earn BonusBanks challenge White House report on stablecoin yields The American Bankers Association (ABA) has criticized a White House report that claimed banning stablecoin yields would only h

Banks challenge White House report on stablecoin yields

The American Bankers Association (ABA) has criticized a White House report that claimed banning stablecoin yields would only have a negligible impact on banks, arguing that the conclusion was reached by asking the “wrong question.”

The White House’s Council of Economic Advisers claimed in a research paper on Wednesday, on the “Effects of Stablecoin Yield Prohibition on Bank Lending,” that under a baseline scenario, banning stablecoin yield may only increase bank lending by $2.1 billion, representing a marginal net increase of about 0.02%.

ABA chief economist Sayee Srinivasan and vice president for banking and economic research Yikai Wang said in a statement on Monday that the “live policy concern” is not whether prohibiting yield on stablecoins would impact bank lending but whether allowing yield on stablecoins would encourage deposit outflows, particularly from community banks.

Srinivasan and Wang said that even if total deposits in the banking system remain unchanged, more funds would likely move from smaller banks to large institutions, which would raise the funding costs of community banks and reduce local lending.

Some of these smaller banks may not have enough balance sheet flexibility to absorb these outflows without resorting to higher-cost wholesale borrowing, the pair said.
Source: American Bankers Association

Members of the crypto and banking industries have met to negotiate provisions in a Senate bill that will outline how crypto is policed ahead of a potential markup this month, with a key sticking point being language around banning stablecoin yield payments.

Related: CFTC chair says agency is ready to oversee entire crypto market

The ABA’s concerns reflect a Treasury paper in April 2025 that estimated widespread stablecoin adoption could lead to $6.6 trillion worth of deposit outflows from the US banking system.

ABA admits stablecoin rewards are more attractive

Despi

Banks challenge White House report on stablecoin y

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HTX Community Spring Creation ContestTap Now, Claim Airdrop Tomorrow!Daily BTC Guess: Win 18M HTX!The AI stocks that drove three consecutive years of outsized market gains have gone flat in 2026 while

The AI stocks that drove three consecutive years of outsized market gains have gone flat in 2026 while the energy sector is up nearly 30 percent, as the Iran war’s energy shock has forced a sector rotation that is rewriting the portfolio playbook investors relied on through 2024 and 2025. Summary The S&P 500 and Nasdaq are both roughly flat in 2026 after both indexes gained more than 40 percent in the prior two years, while energy stocks are up nearly 30 percent and consumer staples have risen more than 7 percent, with the Iran war driving oil above $100 and making energy the dominant return source in the market this year. Investors are rotating out of AI infrastructure plays and into energy, defense, and dividend stocks, with Nvidia down approximately 17 percent from its highs and Palantir off more than 30 percent from its November peak, while Motley Fool analysis describes the shift as a “great rotation” that is likely temporary but has already lasted long enough to require genuine portfolio repositioning. The same Iran war driving energy sector gains is also pressuring AI stocks through two channels: elevated oil keeps inflation high, which suppresses rate cut expectations and tightens the liquidity conditions that growth stocks require, and rising energy costs increase the operating expenses of the AI data centers that the sector’s capital spending programs depend on. As Motley Fool’s April 13 analysis concluded, “it’s clear that the recipe that led to riches in 2024 and 2025 doesn’t work for 2026.” The piece identifies three factors investors need to hold simultaneously: maintain tech exposure for the eventual bounce, add energy and consumer diversification for current conditions, and accept that the AI infrastructure thesis has not changed even if the near-term stock performance has. The International Energy Agency projects that AI data center electricity co

The AI stocks that drove three consecutive years o

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Tap Now, Claim Airdrop Tomorrow!Diplomatic efforts between the United States and Iran are gaining renewed momentum, with both nations exploring a second round of direct negotiations aimed at reaching 

Diplomatic efforts between the United States and Iran are gaining renewed momentum, with both nations exploring a second round of direct negotiations aimed at reaching a nuclear agreement before a fragile ceasefire expires. Bloomberg News reported Monday, citing individuals familiar with the matter, that officials are actively working to schedule fresh talks within the coming days.The urgency stems from a two-week ceasefire declared on April 7, which is set to lapse next week. Islamabad is among the locations being considered to host the next round of discussions, along with several other potential venues. The push for renewed dialogue comes after high-level meetings led by U.S. Vice President JD Vance in Pakistan's capital over the weekend concluded without a concrete agreement.Each side has pointed fingers at the other for the stalled progress. Washington has accused Tehran of refusing to place meaningful limits on its nuclear program, while Iranian officials have characterized American negotiating positions as unreasonable and overreaching. Despite the apparent deadlock, President Donald Trump indicated Monday that Iran had initiated contact in pursuit of a deal, suggesting the door to diplomacy remains open.At the same time, the Trump administration is intensifying economic and military pressure on Tehran through a naval blockade near the strategically critical Strait of Hormuz — a move widely seen as a leverage tactic ahead of further negotiations.Regional diplomacy is also expanding, with Turkish and Egyptian officials reportedly playing active roles in mediation efforts. Their involvement signals broader international concern over the potential consequences of a failed agreement on Middle East stability and global energy markets.With the ceasefire window narrowing, both governments face mounting pressure to find common ground before diplomatic progress unravels entirely.Gold is meant to be a ‘safe haven’ in uncertain times. W

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HTX Community Spring Creation ContestTap Now, Claim Airdrop Tomorrow!Daily BTC Guess: Win 18M HTX!The Digital Asset Market Clarity Act is gaining fresh momentum in the U.S. Senate as negotiators work 

The Digital Asset Market Clarity Act is gaining fresh momentum in the U.S. Senate as negotiators work to solidify a bipartisan compromise on stablecoin regulations. Summary The White House has secured a bipartisan agreement on stablecoin yields to move the Digital Asset Market Clarity Act toward a Senate Banking Committee markup. Negotiators are finalizing additional provisions involving illicit finance rules for decentralized finance and ethics restrictions on senior government officials. Patrick Witt, the executive director of the President’s Council of Advisors for Digital Assets, told CoinDesk TV on Monday that a crucial agreement regarding stablecoin yield appears to be holding firm.  This consensus was a prerequisite for addressing other sticking points in the bill, which had previously stalled due to concerns from the banking sector.  “We’re hopeful that the compromise that has been reached will be durable and will hold,” Witt said, noting that resolving the yield issue was a “must-have” before the administration could pivot to remaining hurdles. Navigating banking and political hurdles CoinDesk TV reported that the legislation faced significant delays earlier this year after bank lobbyists argued that allowing stablecoins to offer interest-like returns could drain traditional bank deposits.  You might also like: SEC crypo safe harbor framework reaches White House While White House economists recently released a report downplaying these risks, the American Bankers Association maintains that the government’s assessment is flawed.  Witt observed that the banking industry remains divided on the technology, stating, “They’re grappling with it. These are all important issues to their members. And, you know, some of them are going to view stablecoins more positively. Some are going to be a little bit more threatened by them.” Legislators are also working through 

The Digital Asset Market Clarity Act is gaining fr

Major Pair levels and bias summaryGold is meant to be a 'safe haven' in uncertain times. Why is it crashing amid a war?Wall Street Slides as Iran War Uncertainty, Oil Surge, and Al Fears Rattle Market

Major Pair levels and bias summaryGold is meant to be a 'safe haven' in uncertain times. Why is it crashing amid a war?Wall Street Slides as Iran War Uncertainty, Oil Surge, and Al Fears Rattle MarketsSpaceX IPO Filing Expected This Week as Valuation Could Surpass $75 BillionStagflation Shadows: U.S. Manufacturing Shines as Services Slump to 11-Month LowScarcity and Strife: Bitcoin Hits Historic Milestone Amid Geopolitical TremorsStrategy's Multi-Billion Dollar Bitcoin Accumulation: 

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According to monitoring by 1M AI News, by 2025, 58% of employees globally will be using AI tools on a semi-regular or regular basis. The Stanford 2026 AI Index report indicates that this percentage ex

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Bitcoin Bears Eye $50K Bottom as Analysts Predict Final Flush Several cryptocurrency analysts believe that Bitcoin's current downtrend is not over, with a final significant price drop to around $50,00

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HTX Community Spring Creation ContestTap Now, Claim Airdrop Tomorrow!Daily BTC Guess: Win 18M HTX!The Iran escalation threat that legal experts have called a potential war crime is back on the table M

The Iran escalation threat that legal experts have called a potential war crime is back on the table Monday as Trump’s naval blockade goes live and his earlier threats to destroy Iran’s power plants, bridges, and water desalination facilities remain publicly unretracted, with oil markets already pricing in the worst-case scenario for civilian infrastructure strikes. Summary Trump threatened in an expletive-laden April 5 Truth Social post to make “Tuesday Power Plant Day and Bridge Day” in Iran, warning that Iranians would be “living in Hell” if the Strait was not reopened by his deadline; the ceasefire announced April 7 temporarily shelved the threat, but the Islamabad collapse and Monday’s blockade have returned the escalation question to the center of the conflict. Legal experts told PBS that targeting power plants and bridges serving civilian populations constitutes “collective punishment” and an “indiscriminate attack” under the laws of war, which are binding on US military personnel regardless of presidential direction; Iran’s military command warned in response that any strikes on civilian targets would produce “much more devastating and widespread” retaliation. Iran’s water desalination infrastructure is not a theoretical target: Kuwait reported that Iranian drone attacks put one of its own water desalination stations offline during the conflict, demonstrating that both sides have already struck civilian-adjacent infrastructure and that the escalation risk runs in both directions. As CNBC reported Monday, the blockade itself has already reignited market fears beyond just the oil price reaction, with analysts warning that Hormuz closure combined with infrastructure strikes could send Brent crude toward $150 per barrel. White House spokeswoman Karoline Leavitt told reporters the administration “will always act within the confines of the law,” without addressi

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HTX Community Spring Creation ContestTap Now, Claim Airdrop Tomorrow!Daily BTC Guess: Win 18M HTX!Amazon.com Inc (NASDAQ: AMZN) is reportedly in advanced negotiations to acquire satellite operator Glo

Amazon.com Inc (NASDAQ: AMZN) is reportedly in advanced negotiations to acquire satellite operator Globalstar Inc (NASDAQ: GSAT), marking a bold strategic push by the tech giant to challenge SpaceX's dominant Starlink network. According to a Bloomberg report citing sources familiar with the matter, a formal deal announcement could come as early as Tuesday.This development follows an earlier Financial Times report indicating that Amazon was nearing an agreement with Globalstar. The acquisition would significantly accelerate Amazon's ambitions in the low Earth orbit (LEO) satellite internet market, a space currently dominated by Elon Musk's SpaceX, which operates a fleet of over 10,000 satellites under the Starlink brand.Amazon has been quietly building its own satellite internet venture, known as Project Kuiper, but currently has only approximately 180 satellites in orbit — a fraction of SpaceX's expansive constellation. Acquiring Globalstar would offer Amazon a shortcut to scaling its satellite infrastructure and gaining a stronger competitive foothold in the rapidly growing global broadband market.One notable hurdle in finalizing the deal is Apple Inc's (NASDAQ: AAPL) existing 20% ownership stake in Globalstar. Apple made a $1.5 billion investment in the satellite company back in 2024, primarily to support its emergency satellite connectivity features on iPhones. This means Amazon would need to enter direct negotiations with Apple before any transaction can be completed, adding a layer of complexity to the deal.Investor enthusiasm around Globalstar's takeover potential has been strong, with the company's stock surging approximately 273% over the past year. Market analysts view Globalstar as a strategically valuable asset given its licensed spectrum and satellite infrastructure, both critical components for any company looking to compete in the next generation of 

Amazon.com Inc (NASDAQ: AMZN) is reportedly in adv

今天上午一直开多一直跌到现在，爆仓之后直接开涨

<img src="https://d1x7dwosqaosdj.cloudfront.net/images/2025-07/0ce5d7073d74428ea37b4201474c5d19.jpeg" alt="Screenshot_20250714_230251.jpg" style="width:100%; height:auto; margin-top: 10px; margin-bottom: 10px" /><br />今天上午一直开多一直跌到现在，爆仓之后直接开涨<br /><br />

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