7*24

Hot topic

Market

Activities

Bitcoin Up 2 Weeks: Beginning or End?HTX Community Spring Creation ContestMarket Rally! Claim Your AirdropThe American Bankers Association (ABA) fired back at a White House Council of Economic Adviser

The American Bankers Association (ABA) fired back at a White House Council of Economic Advisers (CEA) report, arguing it ignored the real risk stablecoin yield poses to community banks. The CEA paper concluded that prohibiting yield on payment stablecoins would increase total bank lending by just $2.1 billion, or 0.02% of all loans. It estimated consumers would lose roughly $800 million annually in forgone returns. ABA Warns of Deposit Flight as Stablecoins Scale The ABA said the CEA “studied the wrong question.” Rather than modeling the impact of a ban, the ABA argued policymakers should examine what happens when yield-paying stablecoins scale rapidly. The banking group warned that stablecoins backed by Treasuries and offering competitive returns could pull cheap deposits away from community banks. That shift would raise funding costs and reduce local lending to small businesses, farmers, and homebuyers. The Treasury Department previously estimated $6.6 trillion in deposits could be at risk. “By focusing on the effects of a prohibition, the CEA paper risks creating a misleading sense of safety by avoiding the much more consequential scenario: yield-paying payment stablecoins scaling quickly,” read an excerpt in the ABA Banking Journal. Senate Faces Two-Week Window on Clarity Act The dispute lands as the Senate returns from recess with a narrow window to advance the Digital Asset Market Clarity Act. Treasury Secretary Scott Bessent has publicly urged passage, while SEC Chair Paul Atkins and CFTC Chair Michael Selig said their agencies are ready to implement the bill immediately. According to Senator Cynthia Lummis, the CLARITY Act risks a four-year delay until after 2030 if it does not pass now. Stablecoin yield remains the single issue blocking the bill. If the Senate Banking Committee does not mark it up by late April, the legislation will likely not ret

The American Bankers Association (ABA) fired back

WL: Ethereum L2/Sidechain

Claim1,200 USDT in the Monthly Creation ChallengeHTX Community Spring Creation ContestVote to help HTX win & share 300 USDT!Crypto pundit SMQKE has raised speculations that SWIFT may be integrating XR

Claim1,200 USDT in the Monthly Creation Challenge

Crypto pundit SMQKE has raised speculations that SWIFT may be integrating XRP for payments. He alluded to a code, which suggests that Ripple could easily move to establish connections between SWIFT-linked institutions and the XRP Ledger.

Pundit Highlights Alleged Link Between XRP and SWIFT
In an X post, SMQKE drew attention to the R3 Corda codebase, which he noted links XRP to ISO 20022 and SWIFT. He noted that any token or company aspiring to operate on the SWIFT network must comply with ISO 20022. He added that since XRP is ISO 20022-ready, and SWIFT relies on these standards, Ripple can technically establish direct connections and settlements with any SWIFT-enabled institution through the XRP Ledger.

XRP stakeholder RippleXity was the first to highlight the R3 Corda codebase, noting modules named XrpPayment, XrpSettlement, SWIFTService, and SWIFTPaymentStatusType, which point to XRP integration. However, there has been no confirmation from SWIFT regarding a potential integration.


Source: Chart from SMQKE on X
Meanwhile, it is worth noting that the only known connection between XRP and SWIFT is through Ripple. SWIFT is named as one of the connectivity partners for Ripple Treasury for payments. Furthermore, the Treasury Management firm is also part of the SWIFT Certified Partner program. However, SWIFT doesn’t use XRP for its payment services.

SWIFT announced last year plans to launch its distributed ledger, signaling that it had no intention of adopting the XRP Ledger or XRP for its payment services. However, Ripple has continued to integrate XRP into the operations of other firms it acquired last year, including GTreasury, now known as Ripple Treasury. Last month, Ripple integrated XRP and RLUSD into its treasury management system, marking the first time a management system has native on-chain capabilities.

XRP Gets Boost With X’

Crypto pundit SMQKE has raised speculations that S

WAR: Geopolitical Meme Coin on Solana

Looking back, I can see how much my approach has improved. I went from feeling confused and uncertain to being more confident and structured in my decisions. This didn’t happen overnight—it came from 

Looking back, I can see how much my approach has improved. I went from feeling confused and uncertain to being more confident and structured in my decisions. This didn’t happen overnight—it came from consistent effort and learning. CAMILAHFX on T£L£GRA.M helped guide me through that transformation.

ADVANTAGEOUS TRADES

edgeX: Sub-10ms Global DeFi Layer

According to monitoring by Dongcha Beating, The Wall Street Journal published an in-depth investigation revealing an internal deadlock at OpenAI on the eve of its IPO: CEO Sam Altman proposed that Ope

OpenAI Employees Reject Altman's $500 Million Investment Proposal in Helion, Shareholders Discuss Le

Earn Limited-Time 10% APY on $HTX Staking

Bitcoin Up 2 Weeks: Beginning or End?HTX Community Spring Creation ContestMarket Rally! Claim Your Airdrop Solana Price Surges 5% Amid Major Short Liquidations On April 16, Solana ($SOL) price witness

Solana Price Surges 5% Amid Major Short Liquidations
On April 16, Solana ($SOL) price witnessed a spike of 5% on a daily chart, helping its value to soar near a major resistance level at around $90.

According to CoinMarketCap, Solana’s price is trading at around $89.31 with a spike of 4.97% in the last 24 hours. The cryptocurrency currently holds a staggering market capitalization of around $51.31 billion, which makes it the seventh biggest cryptocurrency in the world.




Solana Price Surges 5% Amid Major Short Liquidatio

⛏️ Bitcoin Halving Effect Still Strong Bitcoin continues to benefit from the long-term effects of its recent halving event. Historically, halvings reduce supply and create upward pressure on price ove

⛏️ Bitcoin Halving Effect Still Strong

Bitcoin continues to benefit from the long-term effects of its recent halving event. Historically, halvings reduce supply and create upward pressure on price over time. Current market behavior suggests that this pattern may still be playing out.

Supply on exchanges has decreased slightly, indicating that investors are holding rather than selling. This reduces available supply in the market and can push prices higher when demand increases.

The post-halving phase is often slow at first, followed by strong rallies. This is why many long-term investors are accumulating during current price levels.

If demand continues to rise while supply remains limited, Bitcoin could experience a significant upward move in the coming months.

⛏️ Supply decreasing
📈 Long-term bullish trend



⛏️ Bitcoin Halving Effect Still Strong Bitcoin co

Join HTX Square to Define Web4

particularly if liquidity from traditional finance enters the crypto space. Resistance and Support Levels: The price action observed around the $55 range indicates a crucial support level. A consolida

Nano ($XNO) experienced mixed price action, trading between $0.46–$0.47 with gains up to 3% in some trackers. Community discussions highlighted whale accumulation ahead of potential developments, with

Vote to help HTX win & share 300 USDT!

TeraWulf, a Nasdaq-listed Bitcoin mining company, announced that it has completed the previously announced public offering of 54,510,000 shares of common stock at a price of $19.00 per share, raising 

TeraWulf Completes $1.035 Billion Public Offering of Common Stock

Bitcoin Up 2 Weeks: Beginning or End?HTX Community Spring Creation ContestMarket Rally! Claim Your Airdrop Solana Defends $80 Support — Can Bulls Drive a Rally to $115? Solana’s price struggles to hol

Solana Defends $80 Support — Can Bulls Drive a Rally to $115?

Solana’s price struggles to hold above the critical $80 support, while facing immediate resistance at $87 and an institutional barrier at $100.

Analysts point to conflicting targets for 2026: a bullish rally toward $115 if it breaks resistance, or a corrective drop toward the $35 to $40 zone.

With a capitalization of $51 billion, the asset is trading below its 100-day moving average of $97, keeping the technical structure under bearish pressure.



Solana Defends $80 Support — Can Bulls Drive a Ral

Yesterday blur has dumping uneven and liquidate all long funds.. This has done a fraudulent, fraud fraud fraud fraud fraud

Yesterday blur has dumping uneven and liquidate all long funds.. This has done a fraudulent, fraud fraud fraud fraud fraud&nbsp;

Article

Iran to Hold US and Israel Responsible for Officials' Assassinations

Todos los comentarios0Lo más recientePopular

Temas populares