# Efficiency Related Articles

HTX News Center provides the latest articles and in-depth analysis on "Efficiency", covering market trends, project updates, tech developments, and regulatory policies in the crypto industry.

2026 Cryptocurrency Exchange Listing Decision Questionnaire Survey Report

The 2026 Cryptocurrency Exchange Listing Decision Survey Report, conducted by RootData, gathered 313 valid responses from professionals including Listing BD personnel, researchers, and listing committee members. Key findings reveal that over 69% of respondents are directly involved in or responsible for listing decisions, with many handling over 50 projects annually, leading to significant information overload. Major pain points in the decision-making process include fragmented and outdated data, with approximately 50% of respondents citing these issues. High "hidden costs of trust" and data inaccuracy often prolong the review process. Over 30% of respondents noted that data delays significantly impact decisions, potentially causing missed opportunities or errors. Transparency of project information—such as details about institutional investors, valuation, team, and product roadmap—is critical. More than half of the respondents rely on third-party data platforms like RootData (used by 88.9% of participants) for verification. Projects listed on authoritative platforms with detailed information can improve listing efficiency by at least 30%. Conversely, low transparency often triggers extended defensive reviews, with 16.7% of respondents likely rejecting such projects outright. The report concludes that data transparency is vital in listing approvals, significantly affecting both the efficiency and outcome of a project’s capitalization efforts.

marsbit01/21 12:31

2026 Cryptocurrency Exchange Listing Decision Questionnaire Survey Report

marsbit01/21 12:31

Stepping into the Stablecoin Wave for Six Years, He Sees the Embryonic Form of the Future of Payments

"Six years into the stablecoin wave, Raj Parekh, former head of crypto at Visa and now leading payments at Monad, reflects on the evolution and future of digital payments. He identifies 2019 and Facebook’s Libra project as a pivotal moment that forced traditional finance to take crypto seriously. At Visa, he led efforts to integrate USDC for near-instant settlement, overcoming slow, costly legacy systems. Parekh later founded Portal Finance to build payment infrastructure, but encountered scalability limitations across blockchains. This led to Portal’s acquisition by Monad, where he now focuses on high-performance, EVM-compatible chains capable of sub-second finality—critical for global payment adoption. He sees stablecoins entering a "email moment" for money: enabling instant, low-cost global value transfer. New business models are emerging where issuers share interest earnings with users, transforming stablecoins into interest-bearing assets even during transactions. This shift, coupled with supportive regulation like the GENIUS Act, is driving broader institutional adoption. Looking ahead, Parekh is excited about AI-powered agentic payments and high-frequency finance, where autonomous agents execute microsecond-speed transactions. He envisions a future where decentralized infrastructure seamlessly integrates into everyday apps, enabling global, efficient, and programmable money movement—ushering in a new era for both finance and user experience."

marsbit12/26 05:40

Stepping into the Stablecoin Wave for Six Years, He Sees the Embryonic Form of the Future of Payments

marsbit12/26 05:40

The Catfish Effect? Stablecoins Are Truly the Enemy of Bank Deposits

The article challenges the prevailing narrative that stablecoins pose an existential threat to the traditional banking system by causing massive deposit outflows. Instead, it argues that stablecoins act as a competitive catalyst, forcing banks to improve efficiency and offer higher deposit rates, rather than replacing them. Key points include: - Research indicates no significant correlation between stablecoin growth and bank deposit outflows, highlighting the "sticky" nature of deposits due to the convenience of bundled banking services (e.g., mortgages, payroll). - Stablecoins introduce competition, compelling banks to enhance operational efficiency and customer benefits, ultimately expanding financial intermediation and consumer welfare. - Regulatory frameworks like the GENIUS法案 (likely referring to U.S. stablecoin legislation) mitigate risks by mandating full reserves (cash, short-term Treasuries) and enforceable redemption rights, addressing concerns about run and liquidity risks. - Stablecoins offer efficiency gains through atomic settlements, enabling instant, cross-border transactions without intermediary delays, which could modernize outdated financial infrastructure. - The U.S. is urged to lead in stablecoin innovation to preserve the dollar’s global dominance, transforming stablecoins from offshore novelties into transparent, regulated components of domestic financial systems. The conclusion emphasizes that banks should view stablecoins as an opportunity to evolve, similar to other industries disrupted by technology, rather than as a threat.

marsbit12/19 07:49

The Catfish Effect? Stablecoins Are Truly the Enemy of Bank Deposits

marsbit12/19 07:49

活动图片