Ripple CEO Brad Garlinghouse Expects Crypto Market to Reach New High in 2026

TheNewsCryptoPublished on 2026-01-24Last updated on 2026-01-24

Abstract

Ripple CEO Brad Garlinghouse expects the cryptocurrency market to reach a new all-time high in 2026, citing growing institutional interest and regulatory progress. He anticipates Binance re-entering the U.S. market and views the GENIUS Act as a landmark development that will support stablecoin growth. Regarding XRP, the token may correct in the short term but could rise to $2.22 within three months. Analysts project even higher potential, with targets of $8 by 2026 and $12.50 by 2028. Garlinghouse also referenced Ripple's costly legal battle with the SEC, which concluded after four years.

Brad Garlinghouse, CEO of Ripple, recently interacted with the media and cited his expectations of new highs for the crypto market in 2026. XRP has a bullish outlook as well, especially in the next 3 months. Brad also shared his thoughts on the GENIUS Act at the World Economic Forum in Davos, Switzerland.

Crypto in 2026 as per Ripple CEO Brad Garlinghouse

While interacting with CNBC, the CEO of Ripple said that he was bullish about seeing an all-time high in the crypto market. Brad Garlinghouse said that the rising interest from major financial institutions is still not priced in as a factor, adding that the crypto market could see a massive sea change.

Garlinghouse also said that he expects Binance to re-enter the American crypto market, adding that cryptocurrencies could finally be settling into a nice 10-year growth opportunity.

He further spoke about the Genius Act, saying that it has unlocked a lot of activity after calling it a landmark act. Passed in June, the Genius Act, per his statement, could also help stablecoins scale in the times to come. Ripple CEO is bullish on the Clarity Act as well. He has said that they are as close as they have ever been in getting it done.

XRP in Crypto Market

Specifically for XRP, the token is expected to be corrected in the next 1 month. But, it could then note a jump of around 15.03% in the next 3 months from this moment. This could take the token to $2.22, up from the current value of $1.92 at the time of writing this article.

Its price is currently up by 0.28% over the last 24 hours and 2.33% in the last 7 days. The ongoing volatility is high at 6.30%, testing key support levels of $1.89 and $1.82. XRP price prediction additionally underlines critical resistance levels of $1.96 and $2.02 right now.

Brief History with the US SEC

Ripple and the US SEC were earlier locked in a lawsuit where the agency had alleged that Ripple for engaging in the sale of unregistered security. The legal conflict lasted for 4 years, and Ripple reportedly ended up spending around $150 million in fighting the lawsuit.

That said, Standard Chartered analysts have said that XRP could reach $8 this year, that is 2026, and $12.50 in the next 2 years, that is by 2028.

Highlighted Crypto News Today:

Bearish Winds Hit Pudgy Penguins (PENGU): Is Further Downside Still on the Table?

TagsBrad GarlinghouseCrypto MarketRipplexrp

Related Questions

QWhat does Ripple CEO Brad Garlinghouse predict for the crypto market in 2026?

ABrad Garlinghouse expects the crypto market to reach a new all-time high in 2026, citing rising interest from major financial institutions that is not yet priced in.

QWhat specific price movement is predicted for XRP in the next 3 months according to the article?

AXRP is expected to be corrected in the next month but could then jump approximately 15.03% in the next 3 months, potentially reaching $2.22 from its current value of $1.92.

QWhat legislative acts did Brad Garlinghouse discuss at the World Economic Forum?

ABrad Garlinghouse discussed the GENIUS Act, which he called a 'landmark' act that has unlocked a lot of activity, and the Clarity Act, stating they are very close to getting it done.

QWhat was the outcome and cost of Ripple's lawsuit with the US SEC?

AThe legal conflict with the US SEC lasted for 4 years, and Ripple reportedly spent around $150 million fighting the lawsuit, which alleged the sale of unregistered securities.

QWhat long-term price predictions for XRP did Standard Chartered analysts make?

AStandard Chartered analysts predicted that XRP could reach $8 in 2026 and $12.50 by 2028.

Related Reads

The Recursive AI Anthropic Warned About: Tian Yuandong's New Company Has Just Taken the "First Step"

Anthropic recently highlighted the rapid progress toward "recursive self-improvement," where AI systems autonomously design and train their successors. In response, Recursive Superintelligence, a new company co-founded by former Meta researcher Tian Yuan Dong, has publicly demonstrated its first step toward automating AI research. The company released a system designed to autonomously execute the full AI research cycle: generating ideas, implementing code, running experiments, and learning from results. It validated this approach by achieving state-of-the-art results on three diverse benchmarks: 1. **NanoChat Autoresearch:** Optimizing a small language model's validation loss under a fixed 5-minute GPU budget, improving upon the community's best result. 2. **NanoGPT Speedrun:** Reducing the time to train a GPT model to a specific loss on 8 H100 GPUs from 79.7 seconds to 77.5 seconds, beating a highly optimized, human-driven community effort. 3. **SOL-ExecBench:** Improving the overall score on NVIDIA's suite of 235 GPU kernel optimization tasks by 18%, closing the gap to the hardware limit. The system discovered novel optimizations in this highly specialized domain without direct human expertise. Recursive's system operates as a general framework, capable of parallel exploration and cross-task knowledge transfer while incorporating safeguards against reward hacking. The company, backed by $650M in funding and a star-studded team including Richard Socher and Alexey Dosovitskiy, aims to create AI that recursively enhances its own research capabilities. This development represents an early but concrete move toward a new paradigm where AI accelerates its own advancement. It occurs alongside Anthropic's warnings about the need for industry coordination and potential pauses when recursive self-improvement thresholds are reached, highlighting the dual trajectory of rapid technical progress and growing calls for careful stewardship.

marsbit4m ago

The Recursive AI Anthropic Warned About: Tian Yuandong's New Company Has Just Taken the "First Step"

marsbit4m ago

The Gold Buy-on-the-Dip Guide: Watch Interest Rates, Not Just War

"Gold Buying Guide: Focus on Interest Rates, Not Just War" Four months ago, gold buyers likely didn't anticipate buying at a peak that even a war couldn't sustain. After hitting a record high of $5,596 on January 29, gold entered a bear market just 91 days later, its fastest decline since 2008. A key trigger was the Fed's hawkish shift, highlighting that monetary policy, not geopolitics, is the primary driver. The article argues that the traditional "buy gold in turmoil" script has changed. While the US-Iran conflict initially boosted prices, the sustained rally in oil prices heightened inflation fears, forcing central banks to maintain or consider tighter policy. Since gold yields no interest, higher rates increase its opportunity cost, eroding its appeal. This dynamic was evident when gold fell sharply on May 18 despite positive peace talks, as lower oil prices eased inflation and thus rate hike pressures. The recent sell-off is also part of a broader market deleveraging. Correlations between gold, Nasdaq, and Bitcoin spiked as leveraged investors sold liquid assets to cover losses, creating a synchronized downturn. Historically, gold bottoms align with policy shifts, not conflict resolutions. The 2008 and 2022 bear markets ended with shifts to extreme easing and peak inflation expectations, respectively. For potential buyers, the author suggests monitoring three signals: 1) Peak interest rate hike expectations, 2) Reopening of the Strait of Hormuz (to ease oil/inflation pressure), and 3) A return to net inflows for Gold ETFs, indicating the end of forced selling. While predicting the exact bottom is impossible, the author's personal strategy involves scaling into a position across price levels like $4000, $3700, and $3500, committing no more than 30% of the intended total allocation initially, and adding the remainder only if key signals emerge. The core conclusion: In turbulent times, watching interest rates is more crucial than watching wars.

marsbit11m ago

The Gold Buy-on-the-Dip Guide: Watch Interest Rates, Not Just War

marsbit11m ago

Recent On-Chain Review: No Clear Narrative Under U.S. Stock Market Pressure, Just Hype

This article analyzes the current state of the Solana meme coin and community token ecosystem, highlighting a market caught between two dominant forces: attention-based PvP and a gradual return to community-centric projects. The first part explores the "Attention PvP" dynamic, where success is driven by celebrity endorsements, viral events, and speed. Examples include $JOTCHUA, which surged after its meme creator's social media activity, and $WORLDCUP, which outperformed a similar Base chain project ($PITCH) largely due to influencer support. The recent "pump.fun GO" feature, allowing bounty tasks for token promotion, is critiqued for fostering sensationalist and often negative stunts—like people getting token tickers tattooed on their bodies for rewards—reminiscent of old internet shock content. In contrast, the article points to a resurgence of organic, community-driven tokens that survive market volatility through strong holder bases and shared ideology, not just hype. Influencer Ansem is cited, arguing that durable meme coins rely on communities willing to endure losses and promote their core message daily. Examples given are older tokens like $neet (anti-work ethos), $troll, $buttcoin, and $triplet, which have maintained relative price stability. A prime example of this community-build model is the new project $KINS, the token for the browser-based MMORPG Kintara. Its success stems not from advanced graphics but from consistently delivering updates, fostering player trust, and creating genuine engagement (e.g., in-game economies, events, property auctions). It has attracted a growing player base and even notable KOLs as participants, demonstrating that sustainable growth can come from building trust rather than orchestrating pumps. The article concludes by questioning whether the market is ultimately a game of mutual trust or mutual deception, expressing hope that such reflection might lead to a healthier ecosystem.

marsbit11m ago

Recent On-Chain Review: No Clear Narrative Under U.S. Stock Market Pressure, Just Hype

marsbit11m ago

On-Chain Scene on Opening Day: $20 Billion Already Staked, How Do On-Chain Contracts Know Who Wins?

On the opening day of the 2026 World Cup, over $2 billion had already been wagered on just the "tournament winner" contracts on platforms like Polymarket and Kalshi. This article explores how these blockchain-based prediction markets actually function once the games begin. It breaks down the massive volume and explains how single-game and tournament-long contracts are priced, with values moving between 1-99 cents to reflect implied probabilities. A key mechanism highlighted is "elimination zeroing," where a team's "champion yes" contract immediately settles to zero once they are mathematically eliminated. The core technical question answered is: how does a smart contract "know" who won a real-world match? The answer lies in oracles. The article details two primary paradigms: UMA's "optimistic oracle" (used by most of Polymarket), which allows a challenge period after a proposed result, and Chainlink's multi-source data aggregation (used by FIFA partners like ADI Predictstreet), which automates settlement with minimal dispute windows. Finally, the article injects a note of caution, citing research estimating that a significant portion of historical trading volume on these platforms might be "wash trading" to inflate numbers. It concludes by contrasting the legal status of these "event contracts" under CFTC rules in the U.S. versus traditional, state-regulated sports betting. As the tournament progresses, the real-time operation of this multi-billion dollar machine—its settlements, eliminations, and underlying mechanisms—becomes a story as compelling as the football itself.

marsbit26m ago

On-Chain Scene on Opening Day: $20 Billion Already Staked, How Do On-Chain Contracts Know Who Wins?

marsbit26m ago

Trading

Spot
Futures
活动图片