Lisensi Perbankan WLFI Picu Kekhawatiran Para Pengkritik Trump

cryptonews.ruPublished on 2026-08-24Last updated on 2026-08-24

Abstract

Perusahaan World Liberty Financial (WLFI) yang dikaitkan dengan keluarga mantan Presiden AS Donald Trump telah mendapatkan persetujuan bersyarat dari OCC (Office of the Comptroller of the Currency) untuk meluncurkan bank kepercayaan di AS. Persetujuan akhir masih memerlukan auditor eksternal dan pemeliharaan level modal tertentu. Tiga investor, termasuk salah satu putra Trump, setuju membatasi pengaruh mereka dalam pengelolaan bank. Dalam 19 bulan pertama masa jabatan kedua Trump, OCC menyetujui 22 aplikasi lisensi bank, jumlah yang lebih tinggi dari total lima tahun sebelumnya. Banyak lisensi diberikan kepada perusahaan fintech dan aset digital, seperti Circle dan Coinbase. Proyek WLFI bertujuan memperkuat pengawasan regulasi dan memperluas penggunaan stablecoin USD1, yang aset pendukungnya akan disimpan di bank tersebut. Namun, hubungannya dengan keluarga Trump memicu kekhawatiran di kalangan Demokrat dan kritikus. Mereka khawatir stablecoin ini bisa menjadi alat untuk mendapatkan keringanan regulasi dari pemerintahan Trump. Pakar dari Brookings Institution memperingatkan risiko ilusi bahwa stablecoin dijamin pemerintah. Perusahaan menegaskan komitmennya pada kepatuhan regulasi, termasuk anti-pencucian uang dan perlindungan konsumen, dengan laporan mingguan yang diaudit secara independen. Survei Reuters menunjukkan 63% publik AS menganggap pendapatan Trump dari cryptocurrency tidak tepat.

Perusahaan World Liberty Financial ($WLFI) yang terkait dengan keluarga Trump mendapatkan persetujuan bersyarat dari OCC untuk meluncurkan bank perwalian di AS. Hal ini dilaporkan oleh Bloomberg.

Pemeriksaan aplikasi tersebut memakan waktu tujuh bulan. Untuk persetujuan akhir, perusahaan harus merekrut auditor eksternal dan mempertahankan tingkat modal yang telah ditetapkan. Tiga investor $WLFI, termasuk salah satu putra presiden, setuju untuk membatasi pengaruh mereka dalam pengelolaan bank di masa depan.

Para jurnalis mencatat, dalam 19 bulan pertama masa jabatan kedua Presiden Donald Trump, regulator telah menyetujui 22 aplikasi untuk mendapatkan lisensi perbankan — lebih banyak daripada gabungan lima tahun sebelumnya.

Sumber: Bloomberg.

Pada saat yang sama, sebagian besar izin baru diberikan kepada perusahaan fintech dan perusahaan yang bekerja dengan aset digital, termasuk Circle dan Coinbase.

Bank AS akan buka akses langsung ke Bitcoin bagi nasabah

Sebelumnya pada bulan Agustus, perwakilan $WLFI menyatakan bahwa piagam federal akan memperkuat pengawasan regulasi atas proyek dan membantu memperluas penggunaan stablecoin $USD1. Menurut perusahaan, bank di masa depan diharapkan menyimpan aset yang mendukung stablecoin tersebut.

Keterkaitan proyek ini dengan keluarga Presiden AS Donald Trump menimbulkan pertanyaan dari pihak Demokrat. Sumber-sumber Bloomberg berpendapat bahwa 'koin stabil' ini bisa menjadi alat untuk mendapatkan simpati Gedung Putih di tengah pendekatan regulator yang lebih lunak.

Menurut Aaron Klein, peneliti senior di Institut Brookings, 'menciptakan ilusi pada masyarakat bahwa stablecoin dijamin oleh pemerintah menimbulkan kekhawatiran nyata.'

Menanggapi kritik tersebut, juru bicara perusahaan David Waxman menekankan bahwa perusahaan tidak menghindar dari pengawasan, melainkan beralih ke kontrol berkelanjutan OCC. Proyek ini tetap harus mematuhi persyaratan pencegahan pencucian uang dan perlindungan konsumen, serta laporan mingguan tentang cadangan dan operasi dengan $USD1 akan melalui pemeriksaan independen.

Sebagai pengingat, jajak pendapat Reuters menunjukkan bahwa 63% warga Amerika menganggap pendapatan Trump dari cryptocurrency tidak pantas.

Trump terima lebih dari $1,4 miliar dari proyek kripto
end-content

Related Questions

QApa yang menyebabkan kekhawatiran di kalangan kritikus Trump terkait dengan proyek WLFI?

AKekhawatiran utama muncul karena kaitan perusahaan World Liberty Financial ($WLFI) dengan keluarga Presiden Amerika Serikat Donald Trump. Para kritikus, terutama dari pihak Demokrat, mempertanyakan kemungkinan proyek ini menjadi alat untuk mendapatkan keberpihakan dari Gedung Putih, mengingat regulator di bawah pemerintahan Trump saat itu menunjukkan pendekatan yang lebih lunak terhadap perusahaan fintek dan aset digital.

QApa syarat yang harus dipenuhi WLFI untuk mendapatkan persetujuan akhir bank amanat dari OCC?

AUntuk mendapatkan persetujuan akhir dari Office of the Comptroller of the Currency (OCC), WLFI harus merekrut auditor eksternal dan mempertahankan tingkat modal yang telah ditetapkan. Selain itu, tiga investor utama $WLFI, termasuk salah satu putra mantan presiden, telah menyetujui untuk membatasi pengaruh mereka dalam pengelolaan bank yang akan datang.

QApa tujuan utama WLFI dalam mendirikan bank amanat menurut pernyataan perwakilan perusahaan?

AMenurut pernyataan perwakilan perusahaan, tujuan utama dari mendapatkan piagam bank federal (amanat) adalah untuk memperkuat pengawasan regulator terhadap proyek dan membantu memperluas penggunaan stablecoin $USD1 milik mereka. Bank yang akan datang diharapkan bertugas menyimpan aset yang menjadi jaminan bagi stablecoin tersebut.

QBagaimana tanggapan perwakilan WLFI, David Waxman, terhadap kritik yang muncul?

ADavid Waxman, perwakilan WLFI, menekankan bahwa perusahaan tidak menghindari pengawasan, tetapi justru beralih ke dalam pengawasan konstan dari OCC. Dia menyatakan bahwa proyek ini tetap harus mematuhi persyaratan anti-pencucian uang dan perlindungan konsumen, serta laporan mingguan tentang cadangan dan transaksi $USD1 akan diperiksa secara independen.

QMenurut data dalam artikel, bagaimana kinerja OCC dalam mengeluarkan lisensi perbankan selama masa jabatan kedua Donald Trump?

AMenurut data yang dikutip dari Bloomberg, dalam 19 bulan pertama masa jabatan kedua Presiden Donald Trump, regulator OCC telah menyetujui 22 aplikasi untuk mendapatkan lisensi bank. Jumlah ini lebih banyak daripada total aplikasi yang disetujui dalam lima tahun sebelumnya jika digabungkan. Sebagian besar izin baru diberikan kepada perusahaan fintek dan perusahaan yang bekerja dengan aset digital.

Related Reads

Altcoin Hacked, Leading to Sharp Price Drop! Also Listed on Major Exchanges!

The price of the NES token plummeted significantly following suspicious activity and large sell-offs detected on the network. Blockchain observers suggested that one wallet minted approximately $55 million worth of NES tokens and began selling them on decentralized exchanges. This selling pressure caused the price of NES to drop by up to 40%. According to the data, the address in question still holds around $18 million worth of NES, indicating that market sell-off pressure may continue. Prior to the incident, it was reported that about $12.35 million worth (62.9 million NES tokens) were transferred to the Ethereum mainnet in the morning (Turkish time), with claims that liquidity was withdrawn and tokens were sold on the market later that evening. However, data regarding the $55 million token mint and the transfer of 62.9 million NES tokens has not been independently confirmed. The NESA team confirmed in a statement that they detected malicious activity exploiting a vulnerability in their Layer 1 network originating from Cosmos EVM. They stated they are working to contain the impact, responded promptly, and will restore services after implementing a software patch and additional measures to ensure secure network operation. Nesa also notified all cryptocurrency exchanges and stated deposit operations will resume after necessary work is completed. The article includes a chart showing the NES price decline following the exploit and concludes with a standard disclaimer that this is not investment advice.

cryptonews.ru2h ago

Altcoin Hacked, Leading to Sharp Price Drop! Also Listed on Major Exchanges!

cryptonews.ru2h ago

Deel and Mesh Launch Secure Payroll in Stablecoins

Deel and Mesh have partnered to enable global payroll payments in stablecoins. Deel, an international HR platform, integrates with Mesh's digital asset payment infrastructure to facilitate direct and secure salary transfers to employees' verified cryptocurrency wallets and exchange accounts. This integration aims to reduce errors like sending funds to incorrect addresses or using the wrong blockchain network by verifying account ownership across over 300 crypto wallets and exchanges. Mesh highlights that as more employees opt to be paid in digital assets, such account verification becomes increasingly crucial for secure stablecoin payrolls. The partnership seeks to make these payments safer for both workers and companies. This move is part of Mesh's broader efforts to develop its payment infrastructure, including launching the Mesh Alliance Program for corporate payment system compatibility, introducing the AI-powered Mesh Wallet for stablecoin operations, and joining initiatives like Paxos's Global Dollar Network and partnerships with AMINA Bank and Rain.

cryptonews.ru3h ago

Deel and Mesh Launch Secure Payroll in Stablecoins

cryptonews.ru3h ago

AIF and Digital Asset to Launch RISE Pilot Program on Canton

The American Idea Foundation (AIF) and Digital Asset are collaborating to launch pilot programs for RISE (Resources for Independence, Stability, and Employment) in several U.S. states. The initiative will utilize Digital Asset's Canton blockchain network as its technological foundation. The RISE program aims to streamline the process of receiving multiple government benefits, which currently have separate conditions, payment schedules, and reporting requirements. It plans to consolidate several types of social assistance into monthly or bi-monthly payments. A key feature is the automatic adjustment of payment amounts based on a family's income, including when a member starts a job. The system will also incorporate identity verification, fraud protection, mobile access, and programmable rules for fund usage. The Canton network will provide the infrastructure for transaction processing, access management, payment condition configuration, and distribution oversight. Authorized government agencies, non-profit caseworkers, and independent researchers will have access to transaction and compliance data. The initial pilots will evaluate the program's impact on employment, income, benefit receipt, education, housing stability, and other family economic indicators. The findings will guide decisions on future development, scaling, or modifications to the RISE program.

cryptonews.ru3h ago

AIF and Digital Asset to Launch RISE Pilot Program on Canton

cryptonews.ru3h ago

PeaqOS and World ID Integrate ZK Proofs into Autonomous Robots

The integration of PeaqOS and World ID now allows autonomous machines to verify they are interacting with real, unique individuals without collecting names, photos, or other personal data. This update, available via robotic.sh, enables connected devices to directly request and verify World ID proofs. The system leverages zero-knowledge technology, letting a person prove they are human while maintaining the privacy of their identity. This addresses a key challenge for operators of delivery robots, shared machines, and autonomous systems: how to authenticate a user as genuine without relying on insecure PINs, pickup codes, or traditional identity checks that require personal data collection. Instead of obtaining identifying information, a device receives a cryptographic proof that the user is a real person. PeaqOS acts as a coordination layer, allowing devices to utilize World ID via decentralized identifiers and a device marketplace. A robot can request verification, receive a zero-knowledge proof, and register an auditable record of the interaction—all without exposing underlying personal data. The system also supports uniqueness verification, enabling machines to enforce rules like "one item per person" without maintaining user identity databases. A demonstrated use case involves autonomous medicine delivery: a patient verifies via the World App when placing an order, a pharmacist verifies before loading the medication, and the patient verifies again upon delivery so the robot can confirm the recipient is linked to the order before unlocking the compartment. Similarly, promotional robots could ensure one item per person, and shared vending machines could grant access to verified individuals without requiring accounts or personal data. This integration for PeaqOS-powered robots and devices minimizes the identity information collected or stored while allowing autonomous systems to confirm they are interacting with real humans.

cryptonews.ru3h ago

PeaqOS and World ID Integrate ZK Proofs into Autonomous Robots

cryptonews.ru3h ago

Bitmine Maintains ETH Buying Streak for 14 Months After Surpassing $2.5K

BitMine Immersion Technologies, led by Tom Lee, continued its sustained accumulation of Ethereum last week, purchasing 32,447 ETH. The company has now been buying ETH weekly for about 14 months, since launching its treasury reserve strategy in June 2025. Its total holdings have reached 5.85 million ETH, representing roughly 4.8% of Ethereum's circulating supply and nearing its stated goal of 5%. The firm has also staked 5.07 million ETH, approximately 87% of its assets. The latest purchase coincided with a sharp market-wide rally. ETH surged over 32% after the US Treasury announced plans to increase its monthly purchases of long-term bonds, pushing the price above $2,500 for the first time since January. This price recovery has significantly reduced BitMine's substantial paper losses on its $19.5+ billion ETH treasury investment. These losses have narrowed to under $5 billion from over $8.4 billion just a week ago. Meanwhile, BitMine's stock on the NYSE has risen nearly 28% over the past six months.

cryptonews.ru3h ago

Bitmine Maintains ETH Buying Streak for 14 Months After Surpassing $2.5K

cryptonews.ru3h ago

Trading

Spot
活动图片