HSBC расширяет услуги токенизированных депозитов на трансграничные платежи и ключевые рынки

cryptonews.ruPublished on 2025-08-22Last updated on 2025-09-23

  • HSBC завершил первую трансграничную транзакцию в долларах США между Гонконгом и Сингапуром.
  • Услуга распространяется на рынки Великобритании и Люксембурга, поддерживая валюты GBP, EUR и USD..
  • Технология распределенного реестра обеспечивает возможность круглосуточных расчетов без ограничений по часовым поясам.

Банк HSBC расширил свой сервис токенизированных депозитов, включив в него трансграничные транзакции, и в сентябре осуществил первый перевод в долларах США между Гонконгом и Сингапуром. Решение на основе блокчейна обработало транзакцию для Ant International, первого клиента сервиса.

Расширение отвечает растущему спросу на мгновенные трансграничные расчёты через постоянно действующую блокчейн-платформу, которая поддерживает развитие цифровых денег и отвечает потребностям клиентов. Сервис основан на результатах запуска внутренних платежей HSBC в Гонконге и Сингапуре в начале этого года.

Географическое расширение нацелено на ключевые финансовые центры

После успеха на азиатских рынках HSBC расширил сервис токенизированных депозитов на Великобританию и Люксембург. Эти новые рынки поддерживают внутренние платежи в британских фунтах стерлингов, евро и долларах США, и планируется масштабировать сервис на другие ключевые рынки в рамках глобальной сети HSBC.

Технология распределённого реестра преобразует традиционные фиатные депозиты в цифровые токены, позволяя персонализировать и мгновенно осуществлять денежные переводы из собственных систем клиентов. Такой подход сокращает сроки завершения операций и ограничения по часовым поясам, обеспечивая при этом полную интеграцию с существующими казначейскими операциями и корпоративными системами.

Маниш Кохли, руководитель отдела глобальных платежных решений HSBC, охарактеризовал токенизированные депозиты как важный шаг вперед в транзакционном банкинге, открывающий новые возможности для клиентов. Он подчеркнул, что сочетание ликвидности в режиме реального времени с программируемостью и безопасными расчетами на основе блокчейна помогает клиентам эффективнее управлять ликвидностью, одновременно оптимизируя операции.

Кельвин Ли, генеральный директор Platform Tech компании Ant International, назвал это достижение следующим шагом в совместных с HSBC инновациях в области токенизированных депозитов. Ли подчеркнул роль токенизации в обеспечении более эффективных, экономичных и надежных глобальных транзакций для компаний любого размера.

Расширенный сервис поддерживает функции программирования, позволяющие встраивать условные платежи в переводы TDS и расчеты по токенизированным активам для более атомарной и эффективной обработки. Эта функциональность позволяет использовать платформу для приложений по управлению финансами в расширенном режиме.

Расширение HSBC основано на существующей интеграции с корпоративными системами DLT клиентов в США, Сингапуре и Гонконге, что обеспечивает простоту инициирования платежей между клиентами и их партнёрами. Это взаимодействие закладывает основу для развития платежной инфраструктуры HSBC на основе блокчейна нового поколения.

По теме: Биткоин и золото могут сосуществовать на балансах центральных банков к 2030 году: Deutsche Bank

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