融资 5800 万,Bridge 如何构建 Web3 版 Stripe?

marsbitPublished on 2024-08-30Last updated on 2024-08-31

随着稳定币市场的日益成熟与竞争加剧,众多企业正积极寻求利用这一新兴支付工具的优势。然而,如何在保持高效低成本的同时,实现稳定币支付的无缝集成以及与当地法定货币的顺畅转换,仍是行业面临的一大难题。Bridge 的出现,正是为解决这一难题而生。

本周,Bridge 宣布完成 5800 万美元融资,得到了包括 Sequoia Capital、Ribbit Capital、Index Ventures、Haun Ventures 及 1confirmation 等投资机构的支持。

事实上,Bridge 从开始构建至今已有两年多时间。Bridge 的两位联合创始人,均拥有在 Coinbase 及其他知名金融科技公司的深厚背景。其中, CEO Zach Abrams 曾在金融科技公司 Brex 担任首席产品官,在 Coinbase 担任过消费者主管,在 Square 担任过过总经理。CTO Sean Yu 曾在 Airbnb、Coinbase、Doordash 和 Square 担任过资深工程师或工程经理。

值得一提的是,据 Techcrunch 称,这两位创始人早在 2012 年便共同创立了 P2P 支付平台 Evenly,该平台致力于简化朋友之间的付款流程,以分摊账单和其他费用。次年,Evenly 被 Square 收购,进一步验证了他们在支付领域的创新能力和实力。

Bridge——Web3 版 Stripe

Bridge 可以被视为 Web3 版的 Stripe,通过简洁易用的 API 接口,帮助企业轻松跨越稳定币采用的门槛,使得稳定币转移与接收变得更加便捷和低成本。无论是集成稳定币支付、帮助企业发行自己的稳定币,还是实现跨境资金的高效转移,Bridge 都提供了全方位的支持与解决方案。

Bridge 的 Orchestration API 和发行 API,为企业与开发者带来了比较便捷的体验。前者帮助企业无缝集成稳定币支付,而 Bridge 负责处理所有监管、合规性和技术复杂性;后者则让企业能在几分钟内快速发行自己的稳定币,在接受美元、欧元、USDC、USDT 或任何其他稳定币的同时以公司自己稳定币结算资金,而储备金可以投资于美国国债来赚取收益。

Bridge 表示,使用其 API 可以在几分钟之内在全球范围内转移资金,无缝发送稳定币付款,将当地法定货币转为稳定币,并为全球消费者和企业提供美元和欧元账户,让客户能够以美元和欧元进行储蓄和支出。

支付

Bridge 已处理超过 50 亿美元年支付额

Bridge 已吸引了包括 SpaceX 在内的众多客户。据财富杂志称,SpaceX 使用 Bridge 在不同司法管辖区以不同货币收取款项,并通过稳定币将其转移到其全球财库。Bridge 还与区块链网络 Stellar 和比特币支付应用 Strike 等加密公司建立了合作关系,为他们自己的稳定币支付功能提供基础设施。此外,Coinbase 也采用了 Bridge 的服务,支持在 Tron 上的 Tether 和 Base 上的 USDC 之间进行传输。据统计,Bridge 已处理的年支付额已超过 50 亿美元。

@TTx0x 透露,其在过去几周与 25 到 30 家加密支付公司进行了交谈,发现这些公司普遍都在使用或计划使用 Bridge 的服务。

在合规方面,Bridge 已在全球多地获得运营许可。财富杂志报道称,Bridge 目前拥有 48 个州的许可证和波兰的 VASP 许可证,并正在纽约、欧洲和其他地方申请进一步的许可证。据 Conviction 表示,在 Bridge 尚未合规的地区,他们通过建立合作关系来覆盖更广的服务范围,例如,与 Bitso 合作用于拉丁美洲的 B2B 支付。

展望未来,Bridge 能否引领稳定币支付领域的变革,为包括非洲在内的全球各地注入新的稳定币和法定货币资金流动活力与可能性,我们将保持密切关注并拭目以待。

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