BTC迎来价格上涨空窗期!白宫或增加加密货币税收

火必研究院Published on 2022-03-29Last updated on 2022-03-29

Abstract

白宫提议的数字资产规则更新将在未来10年带来超过100亿美元的新收入。以下是详细信息。

白宫提议的数字资产规则更新将在未来10年带来超过100亿美元的新收入。以下是详细信息。

首先,拜登政府预计,在2023年至2032年的纳税年度内,将有66亿美元的收入用于“活跃交易”的加密货币。按市值计价是一种评估资产价值的方法,考虑到当前的市场条件;它与使用资产的购买价格形成对比,购买价格可能高于或低于其公平市场价值。简言之,这是对未实现收益征税的一种方式,这意味着当ETH从3000美元涨到4000美元时,即使她不出售,纳税人也处于困境。

第二,山姆大叔要求美国居民申报任何超过5万美元的离岸账户持有量,以增加收入。

财政部表示:“数字资产市场的全球性质为美国纳税人提供了利用离岸数字资产交易所和钱包提供商隐瞒资产和应税收入的机会。”。它认为,通过收紧这一报告要求,它可以在未来十年筹集22亿美元。这意味着,当美国人在外汇上的加密资产超过5万美元时,他们需要申报和纳税。

最后,政府希望美国银行和金融机构与国税局分享有关非居民和某些商业实体的外国所有者持有的资产价值的信息。财政部表示,这也影响到公民和居民,他们“试图通过创建实体来避免美国纳税申报,通过实体来采取行动”这意味着,不仅个人需要缴纳持有比特币的税,企业实体也需要缴纳持有比特币的税。

财政部写道,“为了打击数字资产被用于逃税的可能性,第三方信息报告对于帮助识别纳税人和支持自愿纳税至关重要。”政府预计在10年内实施这项措施将带来20亿美元的额外收入。

政府还希望做出另一项改变,尽管它没有声称这样做会增加收入。它认为加密贷款应该遵循与其他贷款市场相同的规则。

在现阶段,预算只是一项将于2023年1月1日生效的改革提案。在未来六个月左右的时间里,国会和政府将详细讨论这些细节。

价格方面,BTC现价在4.8万美元附近运行。从2021年5月开始,BTC价格经历了近1年的调整,目前市值相对历史最高位缩水30%。预计从2023年开始,税收才可能影响到投资者,特别是持有较高市值资金主力。仅从税收预期影响的角度来看,目前仍然为BTC及其其他加密货币价格上涨的有利时期。

Related Reads

Huang Xiaoming, Li Bin, Lei Jun, Liang Wenfeng... Changxin IPO Feast, Who's the Biggest Winner?

Changxin Technology's IPO on the Shanghai STAR Market created significant wealth for its stakeholders. Founder Zhu Yiming and his family saw their wealth surge nearly 300%, with his stake in Changxin alone valued at approximately 80 billion RMB. Over 6700 employees benefited, creating at least 237 new millionaires. Several prominent figures also profited. Liang Wenfeng, founder of Deepseek, saw a paper gain of 827 million RMB through his funds' participation. Kong Jianping, founder of Nano Labs, holds an indirect stake worth around 940 million RMB, representing a roughly 44x return on his 2020 investment. Former Midea executive Huang Xiaoming gained approximately 503 million RMB. Strategic investors included industry partners. Nio, represented by founder William Li, pledged 158 million RMB for shares now showing a paper gain of about 740 million RMB. Similarly, a Xiaomi subsidiary acquired shares resulting in an over 736 million RMB gain, though the company clarified this is a corporate investment, not directly attributable to founder Lei Jun's personal wealth. Founder Zhu Yiming further plans to donate shares worth over 37.6 billion RMB for future employee incentives. The IPO solidified Changxin's position as a leading domestic memory chip maker, triggering a widespread wealth creation event for its network of founders, employees, and investors.

Odaily星球日报10m ago

Huang Xiaoming, Li Bin, Lei Jun, Liang Wenfeng... Changxin IPO Feast, Who's the Biggest Winner?

Odaily星球日报10m ago

Aave's Stable Vault

This article explores Aave's recently launched "Stable Vaults," a product designed to bridge the gap between traditional finance users and DeFi yield. It argues that while DeFi offers transparency and potentially higher returns, its complexity and volatility are major barriers for mainstream adoption. The core problem is that users pay for convenience and simplicity, often accepting lower returns to avoid decision-making and technical hurdles. Stable Vaults allow fintech apps, neobanks, or payment platforms (operators) to integrate with Aave's lending markets once and offer their users a "savings account" with a fixed, predictable yield (e.g., 4%). The operator absorbs the underlying market volatility; if Aave's pool pays 6%, the operator pockets the 2% difference, but if it pays only 2%, the operator covers the shortfall to maintain the promised 4% for users. The piece analyzes this model from three perspectives: 1. **The User:** Gains simplicity, a fixed rate, and familiar app features (customer support, account recovery). However, they lose potential upside, accept a lower fixed yield, and take on new counterparty risks from the operator and its proprietary backend systems. 2. **The Operator (e.g., a neobank):** Can monetize idle user balances easily, generating significant fee income (the spread between the fixed rate and the actual yield) with minimal integration effort, turning a cost center into revenue. 3. **Aave:** Gains "sticky," loyalty-based deposits that are less likely to flee during minor yield fluctuations, securing a stable revenue stream crucial for its tokenomics (like buybacks). It becomes a back-end infrastructure provider for the broader consumer finance ecosystem. The author acknowledges that while sophisticated users can access higher yields directly on Aave, most people prefer convenience and security over optimization. They reference behavioral studies showing that too many choices lead to inaction. Therefore, Stable Vaults represent an acceptance of human nature—prioritizing safety, predictability, and ease—and a strategic move for Aave to capture stable, large-scale deposits from mainstream finance applications. Examples like Rise (payroll) and Kraken are already using similar embedded yield models.

marsbit15m ago

Aave's Stable Vault

marsbit15m ago

Trading

Spot
活动图片