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Can you explain NEAR's approach to development in simple terms? I'm trying to understand their philosophy but the information online is confusing. Please summarize it in 50 words or less.

What is NEAR's development philosophy?

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Can you please explain what KYC requirements are needed for crypto exchanges? I'm a bit confused by the information I found online and would appreciate a clear explanation in simple terms.

What is NEAR's development philosophy?

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What is a hardware wallet?

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