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关于XRP未来前景的专家意见是什么？具体来说，分析师和行业专业人士如何评估其在未来几年的增长、采用和整体市场表现的潜力？此外，哪些因素可能影响XRP在不断发展的加密货币领域中的发展轨迹？

专家对XRP未来的看法是什么？

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专家对XRP未来的看法是什么？

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What is a hardware wallet?

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