U.S. Mortgage Rates Surge to 6.3%, First Increase in a Month

04/30 17:00

On May 1, U.S. mortgage rates rose for the first time in a month, even as the key spring selling season has yet to gain momentum. Freddie Mac reported on Thursday that the average rate for a 30-year fixed mortgage increased from 6.23% last week to 6.3%. A year ago, this figure was 6.76%. Since mortgage rates surged in 2022, the real estate market has been stagnant. Prior to the outbreak of the war in Iran, rates had dipped below 6%, sparking hopes for at least a slight rebound in the market. Now, the geopolitical turmoil is affecting the decision-making of both buyers and sellers.

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