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Check In Weekly, Win Prizes Weekly — Join the Fun!Predict BTC's Price & Win 450M $HTX for 30 Days$ARPA Token Economics & Governance Since 2020, stablecoins have grown 76x and crossed $300 billion in s

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Predict BTC's Price & Win 450M $HTX for 30 Days


Since 2020, stablecoins have grown 76x and crossed $300 billion in supply. However, their volumes are still far from rivalling traditional payments.

According to a recent report by Artemis and McKinsey, on-chain dollars are “barely” scratching the surface of broader traditional payment volumes, accounting for less than 1%.

The report stated that global annual payment volumes totalled $2 quadrillion in 2025. Over the same period, stablecoin volumes hit $35 trillion, but real-world payment volumes (remittances, payroll, etc) was $390 billion or about 1% of global share.

The remaining 99% of the stablecoin volume was linked to crypto trading, speculation, internal transfers, and other activities rather than real-world transactions.

Sectors driving stablecoin growth

Even so, stablecoin payments have been growing rapidly, especially across business-to-business (B2B) and card-linked spending.

On a year-on-year (YoY) basis, B2B stablecoin payments climbed to $226 billion or a 733% growth rate. This has been the top driver for real-world stablecoin payment volumes.

Alas, this was just 0.01% compared to the global share of B2B transactions.

Peer-to-peer payments (P2P) or consumer-to-consumer transfers ranked second with $77 billion, followed closely by consumer-to-business (C2B) transactions at $76 billion.

On the contrary, business-to-consumer (B2C) activities such as payrolls, creator rewards, etc, were ranked last with a paltry $10 billion.

However, card-related spending in stablecoins exploded by 673% in 2025, making it, alongside B2B, one of two sectors seeing massive growth and likely opportunities for payment integrators.

Overall, the $390 billion figure differs from Visa’s $11 trillion figure. Finally, the report claimed that strong stablecoin payment traction could surpass legacy transfers in less than a decade due to c

Since 2020, stablecoins have grown 76x and crossed

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白宫内部人士披露加密货币法案时间表：“七月将是关键月份”

联邦加密货币改革计划已确定于夏季启动，7月、8月和9月是最终确定规则并界定SEC和CFTC对数字资产监管界限的最后期限。

白宫加密货币沙皇确认全面数字资产改革时间表

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白宫内部人士披露加密货币法案时间表：“七月将是关键月份” 联邦加密货币改革计划已确定于夏季启动，

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marking a positive movement with a change rate of about 2.57%. Volatility was relatively contained, with the high reaching $0.12381 and the low falling to $0. 117725. This range indicates a healthy in

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Claim1,200 USDT in the Monthly Creation ChallengePredict BTC's Price & Win 450M $HTX for 30 DaysCreate Content for HTX and Win a Share of 1000U! 為什麼 DePIN 將成為 2026-2028 年的下一個重大突破 每個人都在開發人工智慧應用，但沒有人考慮誰

為什麼 DePIN 將成為 2026-2028 年的下一個重大突破

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Как обновление валют стран БРИКС, платежи через цифровые валюты центральных банков (CBDC) и расчеты, обеспеченные золотом, угрожают доллару

Запуск Unit как инструмента расчетов, обеспеченных золотом
Обновление валют стран БРИКС сосредоточено на Unit, пилотном проекте цифровой торговой валюты. Исследователи запустили пилотный проект 31 октября 2025 года, а также представили прототип 8 декабря 2025 года. На момент написания статьи, используя несколько ключевых финансовых стратегий, разработчики создали различные основные компоненты расчетов. Корзина включает 40 граммов физического золота и 60% валют стран-участниц, которые распределяются поровну по 12% каждая, включая бразильский реал, китайский юань, индийскую рупию, российский рубль и южноафриканский ранд.

Инициатива принадлежит IRIAS, Международному исследовательскому институту передовых систем, и разработана специально для трансграничных расчетов между экономиками стран БРИКС. Российский экономист Евгений Бирюков заявил:

«Для стран БРИКС золото является инструментом защиты от санкционных рисков, ответом на ненадежность традиционных партнеров и материальным активом, признанным на протяжении тысячелетий».

Члены БРИКС сталкиваются с санкциями, высокими затратами на заимствования в долларах и волатильностью, связанной с денежно-кредитной политикой США. Единица позволит им осуществлять торговые расчеты без использования американских банков, сохранять стоимость с помощью золота вместо валютных резервов и снижать подверженность шокам долларовой ликвидности.

Индия продвигает трансграничные платежи с использованием цифровых валют центральных банков (ЦВКБ)
Резервный банк Индии рекомендовал включить предложение о соединении цифровых валют центральных банков в повестку дня саммита БРИКС 2026 года, который Индия примет в конце этого года. Это первая официальная попытка связать эти цифровые валюты для то

Как обновление валют стран БРИКС, платежи через ци

$ARPA Token Economics & Governance

AmericanFortress and 0G Launch AI Stack AmericanFortress, a blockchain privacy infrastructure provider, and 0G, a decentralized compute network for AI agents, have announced the launch of an AI-native

AmericanFortress and 0G Launch AI Stack

AmericanFortress, a blockchain privacy infrastructure provider, and 0G, a decentralized compute network for AI agents, have announced the launch of an AI-native private and compliant transaction stack designed for autonomous on-chain activity.

The joint solution combines 0G’s compute layer for autonomous agents with AmericanFortress’s patented dynamic stealth-address system. Transactions are executed using cryptographic one-time addresses derived by both parties, allowing users and agents to transact via names rather than exposed on-chain addresses. This approach prevents address reuse and limits third-party visibility while maintaining cryptographic verification and decentralized identity proofs between counterparties.

AmericanFortress will also introduce a user-selectable “Hide My Balance” feature on the 0G mainnet. The functionality enables confidential balances without fund mixing, preserving selective compliance disclosures for institutions and regulators.

The infrastructure is designed to support large-scale, machine-generated transaction volumes and is already being integrated through AmericanFortress SDKs by wallets, institutions, and layer-two ecosystems.
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Check In Weekly, Win Prizes Weekly — Join the Fun!SKR: Decentralized Mobile EcosystemElsa: AI-Powered DeFi Agent LayerBitcoin holders are facing massive losses due to the continued slump in Bitcoin pr

Bitcoin holders are facing massive losses due to the continued slump in Bitcoin prices.

While the prices of value stores like gold and silver are repeatedly hitting new highs, the price war in cryptocurrencies continues. As a result, holders are becoming increasingly impatient, and losses have reached their highest level in nearly three years.

Key Takeaways

Data shows that Bitcoin's downward trend has forced holders to sell off large amounts of their positions, resulting in a loss of $4.5 billion on January 23.

This indicates that Bitcoin holders are generally bearish, preferring to cut their losses rather than continue holding.

However, analysis suggests that this capitulation-style sell-off foreshadows a bottom for Bitcoin's price, citing past examples.

If history holds true, this could be the beginning of a Bitcoin rebound.

Bitcoin Holders Sell at a Loss

Data from CryptoQuant shows that Bitcoin's downward trend has forced a large number of Bitcoin holders to sell their positions. Notably, these sell-offs have resulted in losses, with losses exceeding $4.5 billion on January 23, the largest single-day loss since March 2023.

 An on-chain analytics provider used the Bitcoin Net Realized Profit/Loss metric to highlight this massive liquidation. For those unfamiliar with the metric, it tracks the total realized profit/loss of all transferred Bitcoin at a specific point in time by comparing the selling and buying prices.

This means that on January 23, the difference between net Bitcoin sales and purchases was negative $4.5 billion.


Bitcoin Net Realized Profit/Loss / CryptoQuant

Why This Matters for Bitcoin

Notably, this indicates widespread bearish sentiment among holders, who would rather cut their losses than continue holding. This bearish sentiment is further exacerbated by current market trends that cast doubt on speculative inve

Bitcoin holders are facing massive losses due to t

🚀 XRP at a Pivotal Technical Moment — Big Move Ahead? XRP is trading near a critical breakout zone as a multi-year ascending triangle tightens. Higher lows and shrinking pullbacks suggest sellers are 

🚀 XRP at a Pivotal Technical Moment — Big Move Ahead?
XRP is trading near a critical breakout zone as a multi-year ascending triangle tightens. Higher lows and shrinking pullbacks suggest sellers are losing control while buyers step in earlier each time. Holding rising support and the 20-month EMA keeps the long-term outlook bullish. Analysts see 2025 as accumulation, with 2026 potentially driving XRP toward the $4–$6 range. Momentum may arrive without warning. 📈💎


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🚀 XRP at a Pivotal Technical Moment — Big Move Ah

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The Hong Kong Securities and Futures Commission (SFC) announced that licensed virtual asset providers must transition to the new suspicious transaction reporting platform by February 2nd.

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