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On April 16, Morgan Stanley Chief Financial Officer Sharon Yeshaya stated that tokenization and on-chain finance will be key evolutionary directions for its wealth management business. The company is 

Morgan Stanley CFO: Tokenization Will Be the Next Phase of Trillion-Dollar Wealth Management

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HTX Community Spring Creation ContestBitcoin Up 2 Weeks: Beginning or End? Blockchain Forum 2026, MoscowWhite House says banning stablecoin yields barely helps banks but hurts consumers, reshaping the

White House says banning stablecoin yields barely helps banks but hurts consumers, reshaping the CLARITY Act fight over interest‑bearing “digital cash.” Summary White House economists say banning stablecoin yields would barely boost bank lending. The finding strengthens political momentum for the CLARITY Act in the U.S. Senate. Treasury and SEC leaders back the bill, but the Senate Banking Committee has yet to set a markup date. A new White House study has concluded that prohibiting yield on stablecoins would do little to protect U.S. bank lending, directly challenging the core argument advanced by the banking lobby as the Digital Asset Market CLARITY Act heads into a decisive phase in the Senate. The analysis arrives just as lawmakers haggle over whether the landmark bill should ban interest‑bearing “digital cash” ahead of a possible Senate Banking Committee markup later this spring. According to the White House Council of Economic Advisers, eliminating yield on stablecoins would increase total U.S. bank lending by just $2.1 billion, equivalent to about 0.02% of outstanding loans, while imposing a net welfare cost of roughly $800 million on households who lose access to returns on their tokenized dollars. “In short, a yield prohibition would do very little to protect bank lending, while forgoing the consumer benefits of competitive returns on stablecoin holdings,” the report states, undercutting claims that interest‑bearing stablecoins pose a material threat to community banks. Large banks would account for about 76% of the additional lending, with community banks below $10 billion in assets contributing the remaining 24%, or roughly $500 million. The American Bankers Association has pushed back, accusing the White House of asking the “wrong question” and warning that allowing yield‑bearing stablecoins at scale would inevitably squeeze net interest margins 

White House says banning stablecoin yields barely

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HTX Community Spring Creation ContestBitcoin Up 2 Weeks: Beginning or End? Blockchain Forum 2026, MoscowA group of developers has proposed a new Bitcoin Improvement Proposal (BIP-361) to help safeguar

A group of developers has proposed a new Bitcoin Improvement Proposal (BIP-361) to help safeguard Quantum-vulnerable coins on its blockchain. The new update, proposed by Cypherpunk Jameson Lopp and five others, calls for a freeze on the 1.7 million potentially exposed tokens to prevent Quantum hackers from stealing their private keys once the technology becomes feasible. If adopted, the upgrade would essentially freeze all 1 million BTC that Satoshi Nakamoto mined during the network’s first few years. The true identity of Nakamoto remains shrouded in mystery, so we don’t know for sure how they feel about this development. The draft of the proposal was posted on GitHub yesterday. It is a kind of nuclear option to help mitigate some of the risks associated with the incoming Quantum frontier, which is likely to hit the earliest Bitcoin the hardest, as they are the most vulnerable because of the use of public addresses.The BIP-361 upgrade would essentially shield the legacy Bitcoin from the clutches of the Quantum leaps for the time being, before developers can figure out what to do with them. It builds on the previous BIP 360 initiative, which addressed quantum-proofing but left out more than 34% of holdings, including the 1.7 million BTC in question.The proposal provides the following rationale for the freezing of these digital assets:“An attack on Bitcoin may not be economically motivated – an attacker may be politically or maliciously motivated and may attempt to destroy value and trust in Bitcoin rather than extract value. There is no way to know in advance how, when, or why an attack may occur. A defensive position must be taken well in advance of any attack.”The freezing of this crypto will be handled in two phases, as specified in BIP-361. The first update will see these addresses being de-linked from the decentralized ecosystem so that no new BTC can be

A group of developers has proposed a new Bitcoin I

HTX Community Spring Creation ContestBitcoin Up 2 Weeks: Beginning or End? Blockchain Forum 2026, MoscowDisclosure: This article does not represent investment advice. The content and materials feature

Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Projects like BlockchainFX are gainining traction as investors target early-stage crypto presales for potential upside during market uncertainty. Summary April 2026 sees surge in crypto presales, with BlockchainFX (BFX) leading as funding nears $15M target BlockchainFX gains traction with live beta, multi-asset trading, and strong early investor participation Final presale phase drives urgency as BFX offers staking rewards and cross-market trading access Some months in crypto feel like noise, and some genuinely matter. April 2026 is the latter. The top crypto presales commanding serious attention right now are BlockchainFX (BFX), Pepeto, Ionix Chain, and IPO Genie, each pulling in different types of investors for different reasons. With markets still uncertain, early presale entries during a dip are often where the biggest gains quietly begin. Among all the top crypto presales available this month, BlockchainFX keeps rising to the top of every serious conversation. Already live in beta, awarded “Best New Crypto Trading App of 2025,” and backed by 23,200+ participants who have pushed over $14.24M into the presale, BFX is now in its final phase. The $15M softcap is nearly reached, the launch countdown is real, and the window to get in at the ground price is closing fast. BlockchainFX: The presale running out of time and tokens BlockchainFX is a licensed, regulated trading super app where users can trade crypto, forex, stocks, ETFs, and commodities from one decentralized interface. Most traders today still juggle three or four separate platforms for different asset classes. BFX eliminates that entirely, handling everything in one place with full user custody. The platform is already live with thousands of daily active

Disclosure: This article does not represent invest

On April 16, U.S. Treasury Secretary Becerra expressed optimism that gas prices could drop to $3 per gallon during the critical summer driving season. "I am optimistic that between June 20 and Septemb

Becerra: Optimistic About Summer Gas Prices Falling to $3 per Gallon

WL: Ethereum L2/Sidechain

🚀 Social Tokens Are Heating Up 📊 $COS /USDT +0.80% $KEY /USDT +0.85% $DOCK /USDT +0.90% Momentum is building across the social token sector. 👀 Low-cap projects are starting to move, and $COS is showin

HTX Community Spring Creation ContestBitcoin Up 2 Weeks: Beginning or End?Post To Earn BonusNeo X goes live on LayerZero, connecting to 170+ chain ecosystem Neo X is now connected to LayerZero’s permi

Neo X goes live on LayerZero, connecting to 170+ chain ecosystem



Neo X is now connected to LayerZero’s permissionless omni-chain infrastructure, enabling cross-chain interactions, liquidity flow, and composable applications across more than 170 blockchain networks. Neo Global Development announced the partnership on April 14, marking the completion of MainNet integration for the EVM-compatible sidechain.

The milestone fulfills an integration agreement signed in March, when Neo co-founder Da Hongfei first announced that LayerZero would deploy on Neo X with a TestNet target by the end of that month. In an interview with Tanzeel Akhtar on April 10, Da confirmed that TestNet deployment had been completed on schedule and that MainNet implementation would follow shortly.

How the integration works

LayerZero is an omni-chain messaging protocol. Rather than using a traditional bridge model that locks and mints wrapped assets, it enables direct chain-to-chain communication through on-chain endpoints. When a smart contract sends a cross-chain message, the endpoint assigns verification to configurable Decentralized Verifier Networks and delegates execution to an Executor, which triggers message delivery on the destination chain. The protocol’s Omnichain Fungible Token standard allows tokens to be transferred natively across supported chains without asset wrapping or middlechains.

LayerZero deployed its contracts on Neo X TestNet and cross-chain testing was completed for both token and NFT assets ahead of the MainNet deployment, as reported last week. Integration of the USD1 stablecoin via LayerZero was also in progress as of April 9, though no completion timeline has been provided.

Cross-chain strategy

The LayerZero integration expands Neo X’s external connectivity beyond its existing Message Bridge to Neo N3, which launched in December 2025. Where the Message Bridge handl

Neo X goes live on LayerZero, connecting to 170+ c

Oil prices dipped modestly during Asian trading on Thursday as investors closely monitored diplomatic developments between the United States and Iran ahead of a critical ceasefire deadline set for Apr

U.S.-Iran Ceasefire Uncertainty Keeps Oil Prices Under Pressure - EconoTimes

Post To Earn BonusArthur Hayes says crypto markets are crashing because the community can't agree on why they're crashing Arthur Hayes says the crypto crowd is getting hit while still fighting over th

Arthur Hayes says crypto markets are crashing because the community can't agree on why they're crashing
Arthur Hayes says the crypto crowd is getting hit while still fighting over the reason for the drop. In his latest essay, Arthur warns that: “I don’t know anything about war fighting,” and makes clear he has no inside line into what global leaders may do next.

What he does say he has is public data, basic math, propaganda AI agents, and a portfolio to protect.

He says there are really four possible outcomes, but one is useless for investors. Nuclear destruction is not something he thinks anyone can trade around, so he throws it out. That leaves three main paths, plus one middle case tied to a US blockade. Arthur says he is trying to find a portfolio setup that can beat hydrocarbons, food, and fuel prices in the best case, and in the worst case still do better than most major assets.

Arthur Hayes says Bitcoin comeback is waiting for Fed liquidity injection

In the first case, Arthur says the war stops and things go back to what they were before, but that still would not solve the deeper problem because the bigger threat is AI replacing white-collar workers across the US economy.

“The American economy is the most exposed because its GDP is ~70% driven by consumer spending. Consumers finance their materialism using bank credit, and these loans become assets on banks’ balance sheets,” says Arthur.

Arthur says the AI-led bust could be as serious as the 2008 subprime mess. He writes that rising consumer delinquencies are already showing up before the real layoff wave has even started.

He also gives a story from a crypto gaming founder who tested the latest Claude model during Christmas 2025, built usable code fast, then brought top engineers together to rethink the company.

After that, the firm built an agent workflow that coded all day and all night, including code review. He says that led the company to plan cuts to 50% of staff. He adds tha

Arthur Hayes says crypto markets are crashing beca

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HTX Community Spring Creation ContestBitcoin Up 2 Weeks: Beginning or End?Post To Earn BonusBoE governor Bailey calls for globally-unified stablecoin regulations Bank of England Governor Andrew Bailey

BoE governor Bailey calls for globally-unified stablecoin regulations


Bank of England Governor Andrew Bailey (who is also the chair of the Financial Stability Board) said on Wednesday at an event hosted by the Institute of International Finance that the world is still moving too slowly on one shared set of rules for crypto industry’s stablecoins.

He said work on international standards for stablecoins has lost speed over the past year, even as these tokens keep getting deeper into the global financial system.

Andrew also tied the debate to a basic issue, saying stablecoins only work if people trust they can redeem them at full value every time. That is the point behind what he called assured value. Andrew said:

“We do have to have international standards to it to underpin assured value. I don’t think we can have a situation where we’ve got different rules of engagement in different countries for that.”

Andrew Bailey pushes countries to align stablecoins rules before gaps widen

Andrew’s warning comes as Britain and America’s Trump administration are both trying to build their individual local frameworks.

The United States has already taken another step on its own side. The Department of the Treasury published a long-awaited notice of proposed rulemaking, or NPRM, that would force stablecoin issuers to meet tough sanctions compliance standards under the $GENIUS Act.

On April 8, the Financial Crimes Enforcement Network, known as FinCEN, and the Office of Foreign Assets Control, or OFAC, jointly released the proposal. It set out requirements for permitted payment stablecoin issuers, also called PPSIs, focused on stopping illicit finance.

The proposal says PPSIs will need to follow the same financial crime compliance duties that already apply to other US financial institutions once the $GENIUS Act regime becomes fully active in January 2027.

Those duties include b

BoE governor Bailey calls for globally-unified sta

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