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A push to delay the Senate markup of the CLARITY Act to May has emerged as disputes over stablecoin yield continue to stall progress. Summary Senator Thom Tillis has urged a delay of the CLARITY Act m

CLARITY Act may miss April markup as talks over stablecoin rewards continue Stablecoin yield remains

WL: Ethereum L2/Sidechain

On April 21, according to Xinhua News Agency, White House Press Secretary Levitt stated in an interview with Fox News Channel on the evening of the 20th that the United States and Iran are on the 'ver

White House Claims US and Iran Are on the Verge of an Agreement

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Bitcoin Up 2 Weeks: Beginning or End?HTX DAO's First Hackathon Launches!Daily $5000U Airdrop: One Tap to ClaimCoinbase has rolled out its crypto-backed lending service in the United Kingdom, allowing 

Coinbase has rolled out its crypto-backed lending service in the United Kingdom, allowing users to borrow up to $5 million in USDC against digital assets. Summary Coinbase has launched crypto-backed loans in the UK, allowing users to borrow up to $5 million in USDC against bitcoin, ethereum, and cbETH. Loans are issued through Morpho on Base with variable interest rates, no fixed repayment schedule, and liquidation tied to collateral value thresholds. Coinbase said in a statement on Monday that the new offering lets UK users access loans through Morpho on its Layer 2 network Base, with all loans secured by overcollateralized crypto holdings. The service currently accepts Bitcoin, Ethereum, and cbETH as collateral. Once pledged, the assets are transferred on-chain into a Morpho smart contract and remain locked until the borrower repays the loan. Users can initiate borrowing directly from the Coinbase app by selecting a collateral asset and choosing how much USDC they want to receive. Funds are issued “within seconds” after approval, according to the company, and are credited to the user’s Coinbase account, where they can be converted into British pounds or moved elsewhere. Interest rates are not fixed and are calculated automatically by Morpho, adjusting continuously based on market activity and block-by-block conditions on Base. You might also like: Crypto Regulation: Coinbase Is Threatening to Walk Away From the Senate Crypto Bill Again No set repayment schedule has been introduced for the product. Borrowers can repay partially or in full at any time. Liquidation takes place when the total loan value, including accrued interest, reaches a defined threshold relative to the collateral. Coinbase said users are notified ahead of such events through email and text alerts. Expansion builds on U.S. traction The UK launch follows Coinbase’s earlier rollout of

Coinbase has rolled out its crypto-backed lending

Post To Earn BonusFive Reasons Ethereum May Fall to $1000: Top Traders Emphasize DeFi Vulnerabilities and Weakening "Bull Market Theory" Renowned market analyst Ansem has issued a stern warning to Eth

Five Reasons Ethereum May Fall to $1000: Top Traders Emphasize DeFi Vulnerabilities and Weakening "Bull Market Theory"

Renowned market analyst Ansem has issued a stern warning to Ethereum investors, arguing that Ethereum's fundamental value proposition is weakening and could cause it to fall below the $1000 mark by the end of the year.

As Ansem points out, the "Ethereum bull market theory" has been steadily deteriorating over the past few years. Solana has not only become the dominant platform for retail trading in this cycle, but Hyperliquid has also taken a leading position in the decentralized perpetual contract trading space. The concept of general-purpose Rollups has failed to make substantial progress, and Vitalik Buterin has "publicly abandoned" this direction.

I think you can short Ethereum here at around $2330 and push its price below $1000 before the end of today.

 — Ansem (@blknoiz06) April 19, 2026

Ethereum's "security" has been superseded by real gains in the tech sector.

Ansem adds that the explosive growth of the AI ​​industry and tech stocks is eroding investor confidence. These assets offer "real returns" and more attractive growth prospects compared to the stagnant assets in DeFi protocols.

Even the current instability of the Aave ecosystem demonstrates how severely Ethereum's reputation as a "safe haven" for institutional capital has been damaged. The Kelp DAO vulnerability and the rsETH token incident resulted in the withdrawal of approximately $292 million, bringing the total outflow of deposits from Aave to approximately $6 billion as users flock to safer assets.

From Ansem's technical analysis perspective, Ethereum is in a "continuous downtrend" after failing to break through multi-year resistance levels. The trader recommends establishing short positions around the current price of $2317, with a target of breaking below $1000 by the end of 2026.  ETH Price Technical Analysis, Market Analyst Ansem, Source: Ansem's X

Five Reasons Ethereum May Fall to $1000: Top Trade

BASED: Hyperliquid’s On-Chain Super App

Vote to help HTX win & share 300 USDT!Daily $5000U Airdrop: One Tap to ClaimClaim1,200 USDT in the Monthly Creation Challenge In the dynamic blockchain sector, the Cardano network is being flagged as 

Claim1,200 USDT in the Monthly Creation Challenge


In the dynamic blockchain sector, the Cardano network is being flagged as the most decentralized blockchain by several crypto analysts, with security being a major part of this assertion. However, the highly decentralized network has been called out for its lack of clear leadership.

Unclear Cardano Leadership Raises Concerns In The Ecosystem

Recently, a fresh debate has been raised around the Cardano network, particularly involving its leadership state. A crypto pundit and ADA enthusiast, Cardano Yoda, argues that the leading network is lacking clear leadership. Once again, the focus is on how Cardano strikes a compromise between decentralization and the requirement for unified leadership.

The pundit stated that in the past, the network was centered around the IOGs, the Cardano Foundation, and EMURGO, and its founder, Charles Hoskinson, was considered the leader. However, after the introduction of on-chain governance, the model evolved, breaking into two parts. These include DReps (governance decision-making) and Pentad (leadership and execution), which go hand-in-hand to produce a unified platform.

While DReps decide on Treasury spending, they also grant legitimacy to the strategy that Pentad offers because DReps are not coordinated. Since they cannot define the strategy and prioritize, on-chain governance is still dependent on the founding entities, indicating that the network remains strongly centralized in leadership and execution. These entities can offer their experience, knowledge, and expertise, but DReps will set the path from the ground up.

In the dynamic blockchain sector, the Cardano netw

edgeX: Sub-10ms Global DeFi Layer

Bitcoin Up 2 Weeks: Beginning or End?HTX DAO's First Hackathon Launches!Post To Earn BonusMultichainz Integrates CHAINZ Token On Fjord Foundry’s Launchpad To Drive RWA Lending Opportunities To Web3 Co

Multichainz Integrates CHAINZ Token On Fjord Foundry’s Launchpad To Drive RWA Lending Opportunities To Web3 Communities



As part of efforts to advance its network accessibility to Web3 communities, Multichainz, an omnichain credit protocol, today announced the launch of its native token (CHAINZ) on Fjord Foundry, a decentralized launchpad platform. According to the announcement shared today on the X platform, Multichainz embraced this strategic integration to combine with Fjord Foundry’s large-scale community-oriented launchpad platform, aiming to position its token in front of Web3 users to drive adoption and utility of its cross-chain RWA lending protocol.

Multichainz is an omnichain credit platform that allows crypto users to borrow against yield-bearing real-world assets (RWAs). By connecting borrowers and lenders together through its interoperability platform that supports multiple chains and enables seamless cross-chain transactions, Multichainz bridges DeFi and TradFi and unlocks seamless access to multi-chain liquidity while maintaining exposure to real-world yields.

🚨 $CHAINZ IS OFFICIALLY LIVE ON @FjordFoundry.

Agentic omnichain credit for RWAs and DeFi is officially in motion.

This is your early entry window. Don't miss it!
https://t.co/sXp6JYC6si pic.twitter.com/gpMQnGjNyM

— MultichainZ (@MultichainZ_) April 20, 2026

Multichainz Taps Foundry’s Launchpad Ecosystem To Drive Growth

The strategic alliance enabled Multichainz to launch its native token (CHAINZ) on Fjord Foundry’s launchpad to bring its omnichain lending protocol closer to the Web3 masses. Fjord Foundry is a decentralized launchpad platform recognized for its expertise in launching crypto projects and connecting them to target users and potential customers. Fjord is supported on various blockchain networks, including Optimism, Avalanche, Polygon, Arbitrum, BNBChain, Solana, Base, and Ether

Multichainz Integrates CHAINZ Token On Fjord Found

HTX DAO's First Hackathon Launches!Vote to help HTX win & share 300 USDT!Claim1,200 USDT in the Monthly Creation Challenge The BIS General Manager has said that existing stablecoins fall short of the 


The BIS General Manager has said that existing stablecoins fall short of the requirements for a widely accepted and used payment instrument.

Stablecoins Remain A “Niche” Payment Instrument

Pablo Hernández de Cos, General Manager at the Bank for International Settlements (BIS), spoke on the topic of stablecoins at a Bank of Japan seminar in Tokyo on Monday. The BIS is an international financial institution that serves as a bank for central banks. It’s owned by constituent central banks, of which there are 63 in total at the moment. The institution has been vocal about its concerns regarding stablecoins in the past.

Stablecoins are cryptocurrencies that have their price tied to a fiat currency. In recent years, these tokens have gained popularity, inviting regulation from major economic hubs.

Since stables run on blockchain technology, they naturally offer relatively cheap 24/7 transactions. This has made their main use, besides being a store of value, as a mode of payments.

Stablecoins try to mimic fiat currencies, but do they count as “money”? de Cos has discussed the two features that decide the “moneyness” of an instrument: singleness and interoperability.

First, singleness is the idea that different forms of money should be perfectly substitutable at par across financial intermediaries and platforms. In fiat economics, this is facilitated by central banks. For the decentralized stablecoins, there is no such central settlement so deviations can emerge.

Though, these differences tend to be relatively modest. “Yet confidence shocks can widen discounts abruptly and, when they do, users may refuse to accept certain stablecoins, as seen on several occasions in the past,” said de Cos.

The other property, interoperability, means that users can send and receive funds seamlessly across platforms and networks. 

The BIS General Manager has said that existing sta

Arbitrum, the layer-2 blockchain of Ethereum, froze over 30,000 Ether, or over $71.2 million, in a wallet linked to the recent Kelp protocol exploit on Monday. On Monday, Arbitrum said that a 12-membe

Arbitrum Freezes $71M ETH Linked to Kelp Hack, Sparks Decentralization Debate

Bitcoin Up 2 Weeks: Beginning or End?HTX DAO's First Hackathon Launches!Daily $5000U Airdrop: One Tap to ClaimDuring the 2025 “Black Wednesday” market event, crypto swap execution rates declined signi

During the 2025 “Black Wednesday” market event, crypto swap execution rates declined significantly across parts of the industry, with some estimates placing average completion rates near 10%. According to company-reported data, SimpleSwap recorded an execution rate of 98.7% during the same period. Advertisement For developers building crypto wallets, fintech applications, or payment infrastructure, swap reliability can directly affect user experience and operational stability. SimpleSwap, a swap infrastructure provider operating since 2018, reports over 6,000 integrations and 99.9% historical uptime. Its services are integrated into wallets such as Tangem and Exodus, among others.In this interview, Stefan Lauer, Head of Infrastructure at SimpleSwap, discusses how swap systems behave under market stress, common challenges in infrastructure design, and how enterprise requirements are evolving. HOT Stories 'Breath of Fresh Air and Sanity': Ripple CEO Heaps Praise on New SEC Head XRP Might Not Hit $2 Now Because of This, Will Hyperliquid (HYPE) Hit $50 on Next Run? Ethereum's (ETH) Time to Shine: Crypto Market Review U.Today: During the Black Wednesday market event, your platform reported a 98.7% execution rate, while broader industry performance appeared to decline. What factors contributed to this outcome? Advertisement Stefan: Architecture, not luck. We aggregate liquidity from 15+ independent sources — CEXs, DEXs, AMMs, and proprietary pools — and no single venue controls more than 25% of our flow. When venues freeze or widen spreads to the point of unusability, routing redistributes automatically. That's what diversified infrastructure does under stress. You can't build that in a quarter — it takes years of refining under real market conditions.U.Today: Some industry reports, including estimates from KuCoin, suggest that a large share of Web3 projects

During the 2025 “Black Wednesday” market event, cr

Bitcoin Up 2 Weeks: Beginning or End?HTX DAO's First Hackathon Launches!Daily $5000U Airdrop: One Tap to ClaimApple CEO Tim Cook announced his resignation on Tuesday after almost 15 years leading the 

Apple CEO Tim Cook announced his resignation on Tuesday after almost 15 years leading the world’s most popular company. The CEO will step down on September 1, 2026, as the transition phase begins. Cook will be succeeded by the company’s hardware engineering chief, John Ternus. Will Cook’s resignation affect Apple stock (NASDAQ: AAPL), and will Ternus cruise the ship to safe waters?Also Read: Apple Stock Stands Out Ahead of Earnings, BNP Sets $300 Price TargetToday, Tim Cook announced he is stepping down as CEO of Apple.$AAPL was worth $350 billion when he became CEO in 2011.Nearly 15 years later, it's now worth over $4 trillion, a 1050% increase. pic.twitter.com/JTYYtLMGwn— Watcher.Guru (@WatcherGuru) April 21, 2026The John Ternus Era: A New Phase For Apple, AI, Cloud Computing, iPhones, and StockApple CEO Tim Cook holds new iPhones during an Apple special event at Apple headquarters on Sept. 9 – Source: CNBCCook highlighted that his resignation as CEO is not a goodbye and that he will transition into the position of Executive Chairman, ensuring continuity of institutional knowledge. “This is not goodbye. But at this moment of transition,” he wrote in his letter to employees. The era of Cook will be known as the most transformational period. However, those who are worried that this could affect Apple’s stock prospects, it won’t.It won’t because the market likes predictability and stability over abrupt resignations with no plans. Cook’s resignation as CEO and the transition period for Ternus to fully take over come with a four-month timeline. This is a planned change in leadership, allowing the new CEO to be fully trained before taking up the role. Markets love long-term succession and will only prove beneficial for Apple stock. The transition is conducted in the most integrated manner, which Wall Street will find compelling.In addition, Cook’s new role

Apple CEO Tim Cook announced his resignation on Tu

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