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Here’s How Much Ripple’s CTO XRP Holdings Would Be Worth If He Never Sold Debates surrounding the XRP holdings of former Ripple Chief Technology Officer (CTO), David Schwartz, continue to emerge acros

Here’s How Much Ripple’s CTO XRP Holdings Would Be Worth If He Never Sold

Debates surrounding the XRP holdings of former Ripple Chief Technology Officer (CTO), David Schwartz, continue to emerge across the crypto market. New updates from an XRP researcher show just how many tokens Schwartz held and how much this would have been worth each year from 2012 to 2026 if he had never sold off his holdings.

How Much Ripple’s Ex-CTO’s XRP Holding Could Have Been Worth
A prominent crypto blockchain researcher, known as BankXRP, has released a new report on the value of the XRP stash once held by Schwartz. The findings detail how the value of the holdings could have grown over time before the former Ripple CTO sold his bags.  

The report reveals that Schwartz once held 26 million XRP tokens, which saw massive swings as the price changed each year. In 2012, XRP’s value sat at $0.005, making his holdings worth $130,000 before the cryptocurrency hit $2.30 in 2017 during the bull market. At that time, the former Ripple executive’s stash could have been valued at approximately $59.8 million. 

Following this, BankXRP said that Schwartz’s portfolio value would have plummeted when the XRP price fell to $0.19 in 2019, and would have risen again as the cryptocurrency’s value climbed back toward $1.00 in recent cycles. By 2024, after the massive rally, XRP’s average price sat at $2.08. This means the estimated value of Schwartz’s holdings would have been over $54 million.

For 2025 and 2026, the latest figures show that XRP traded at average prices of $1.84 and $1.40, respectively. These market rates would have kept the value of the former CTO’s total holdings between $36.4 million and $47.8 million during the last two years.

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Here’s How Much Ripple’s CTO XRP Holdings Would Be

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HTX Community April Creation ContestBTC Price Guess: 18M HTX Awaits YouMEGA: Real-Time Execution Layer for Ethereum Israel urges US to bomb Iran’s energy infrastructure within 24 hours as crypto marke

Israel urges US to bomb Iran’s energy infrastructure within 24 hours as crypto markets brace for impact

Israel has urged the United States to bomb Iran’s energy infrastructure within 24 hours, a move designed to break a diplomatic stalemate and ratchet up pressure on Tehran.
Joint strikes by the US and Israel on Iran commenced on February 28, 2026. Israel subsequently claimed on March 10 that it possessed the capability to destroy Iran’s energy infrastructure within a single day. Now it wants Washington to pull the trigger.

Israel urges US to bomb Iran’s energy infrastructu

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Shares in internet tech company Cloudflare (NET) dipped over 20% on Friday despite the firm posting a strong Q1 earnings report. The stock traded as low as $194.36 on Friday, down 24.31%, after a stee

Shares in internet tech company Cloudflare (NET)
dipped over 20% on Friday despite the firm posting a strong Q1 earnings report. The stock traded as low as $194.36 on Friday, down 24.31%, after a steep one-day selloff.
The fall reflects market concern over Al-led restructuring and softer near-term revenue guidance. The tech giant's projected revenue for the current quarter came in between $664 million and $665 million, below Wall Street's $666.1 million estimate but up 34% from the same period last year. Additionally, adjusted earnings reached $0.25 per share, beating expectations of $0.23 per share.
Cloudflare also improved profitability during the quarter. Adjusted operating income rose to $73.1 million, equal to 11.4% of revenue.
Furthermore, free cash flow reached $84.1 million, representing 13% of total revenue.Despite the good numbers, the reason why NET investors panicked on Friday was a newly announced wave of layoffs. Cloudflare announced plans to cut more than 1,100 jobs worldwide. The reduction equals about 20% of its global workforce. The company linked the move to its shift toward an agentic Al-first operating model. The move capped off a week of several top companies issuing layoffs, including crypto exchange Coinbase (COIN).
Several companies in tech are now spending money on artificial intelligence tools, such as Al agents, to do tasks previously performed by workers. Hence, Wall Street is fearful of how this will impact future revenue. Also Read: Will Micron Stock Split After Its Massive 700% Surge?Furthermore, the company expects restructuring charges between $140 million and $150 million. Most of those costs should appear in the second quarter, which could mean heavy capex going towards Al initiatives. Meanwhile, Cloudflare said account executives will remain outside the layoff plan.Still, Cloudflare raised its full-year earnings forecast. The compan

Shares in internet tech company Cloudflare (NET) d

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As part of our mission to deliver the highest capital efficiency, deepest liquidity, and strongest risk adjusted yields for our users. we have decided to wind down selected strategies on a couple of c

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HTX Community April Creation ContestHTX Creation Challenge — Post and Win 1,500U 💥BTC Price Guess: 18M HTX Awaits YouWhy JPMorgan AI is no longer an experimentJPMorgan AI spending has been reclassifie

Why JPMorgan AI is no longer an experimentJPMorgan AI spending has been reclassified from discretionary innovation to core infrastructure, placing it alongside data centers and cybersecurity in the bank’s budget.

JPMorgan has reclassified JPMorgan AI investment as core infrastructure, treating its $2bn annual budget as non-negotiable as cybersecurity. The world’s largest bank has moved its AI spending out of the discretionary innovation category and placed it alongside data centers, payment systems, and core risk controls inside its $19.8bn total technology budget for 2026.

CEO Jamie Dimon said the investment has already self-funded through $2bn in operational savings across more than 150,000 employees, adding a 10% to 11% productivity gain in engineering, operations, and fraud detection.

The reclassification is not symbolic. When a bank of JPMorgan’s scale treats AI as a non-discretionary cost on par with fraud detection infrastructure, the signal moves downstream to every other financial institution in its competitive set.

CFO Jeremy Barnum confirmed that modernization spending has peaked and the bank’s investment is now shifting toward products, platforms, and AI integration as a baseline operating cost rather than a special project.

What JPMorgan’s AI stack looks like
The bank’s proprietary LLM Suite, named Innovation of the Year at American Banker’s 2025 awards, is now used daily by more than 230,000 employees. It serves as an AI hub that integrates internal customer data, processing workflows, and external information sources through specialized agents.

Over 500 active AI use cases are in production, spanning fraud detection, investment banking deck generation, compliance review, and predictive liquidity management for corporate treasurers.

Fraud detection has seen some of the most measurable results. Anti-money laundering false p

Why JPMorgan AI is no longer an experiment

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HTX Community April Creation ContestBTC Price Guess: 18M HTX Awaits YouHTX Creation Challenge — Post and Win 1,500U 💥 Grayscale Cardano ETF Could Arrive Before October 2026The latest excitement in the

Grayscale Cardano ETF Could Arrive Before October 2026The latest excitement in the Cardano ecosystem comes from crypto analyst Eilert, who revealed that Grayscale could potentially launch a dedicated Cardano ETF, referred to as “GADA,” before October 23, 2026.

According to the analyst, the SEC’s approval of new generic listing standards for spot crypto ETFs has created a much smoother path for future launches. Under the updated framework, a crypto asset must first complete six months of CME futures trading before becoming eligible for a spot ETF review process.

Cardano ETF 2026 Launch Timeline

August 9, 2026 — $ADA becomes eligible for the streamlined ETF approval process after completing six months of CME futures trading. CME $ADA Futures officially launched on February 9, 2026.

SEC’s 75-Day Review Window: Under the SEC’s Generic Listing Standards (Rule 19b-4), approved in September 2025, the review process for standard commodity-based ETFs is limited to a maximum of 75 days.

Possible ETF Launch Deadline — October 23, 2026: If Grayscale or NYSE Arca activates the filing on August 9, the SEC would have until October 23, 2026, to issue a final decision on the Cardano ETF.

The possibility of a Cardano ETF has quickly become one of the strongest bullish narratives surrounding $ADA, especially as institutional demand for regulated crypto products continues to expand.

Grayscale Increases $ADA Exposure

Adding more fuel to the bullish outlook, Grayscale Investments has once again increased its Cardano holdings inside its Smart Contract Fund.

Crypto analytics platform Atrium Lab highlighted the latest portfolio adjustment, while Cardano community member Dave tracked the exact changes. According to the update, Grayscale raised $ADA allocation from 17.96% to 18.33%.

At the same time, Ethereum exposure inside the fund was reduced by 1.06%, while Cardano gained an additional 0.37% share. The move s



Grayscale Cardano ETF Could Arrive Before October

Claim1,200 USDT in the Monthly Creation ChallengeThe US crypto industry could soon witness a major regulatory breakthrough as the CLARITY Act is officially scheduled for a Senate Banking Committee vot

Claim1,200 USDT in the Monthly Creation Challenge

The US crypto industry could soon witness a major regulatory breakthrough as the CLARITY Act is officially scheduled for a Senate Banking Committee vote on May 14. The announcement has reignited optimism across the digital asset sector, with many industry leaders calling it one of the most important legislative developments for crypto in recent years.

The CLARITY Act was originally introduced in July 2025 with the goal of providing clearer rules for cryptocurrencies, decentralized finance, blockchain innovation, and stablecoins in the United States. However, the bill faced delays earlier this year after Coinbase withdrew support due to concerns surrounding DeFi regulations, restrictions on stablecoin yield products, and the lack of legal protections for open-source software developers.

Following the confirmation of the upcoming markup session, Coinbase Chief Legal Officer Paul Grewal reacted by saying, “It’s on like Donkey Kong,” while Coinbase Chief Policy Officer Faryar Shirzad described the development as a “big step forward” for both innovation and consumer protection in the United States.

For years, crypto companies have argued that unclear regulations and aggressive enforcement policies under the previous SEC leadership pushed innovation and investment away from the US toward more crypto-friendly countries. Many industry participants believe the CLARITY Act could help reverse that trend by creating a more predictable legal framework for blockchain businesses and investors.

Pro-crypto Senator Cynthia Lummis also publicly backed the legislation and urged lawmakers to move the bill forward through the Banking Committee. According to industry insiders, the legislation will likely require bipartisan support and at least 60 votes in the Senate to eventually become law.


The US crypto industry could soon witness a major

On May 9, Bitcoin Treasuries.NET posted on platform X that according to its latest monthly report, Strategy MSTR purchased 56,000 BTC in April, which is 28 times the total amount purchased by all othe

Strategy MSTR's Bitcoin Purchases in April Exceed Total of Other Public Companies by 28 Times

BlackRock Latest Crypto Move Could Change Wall Street Forever Wall Street no longer watches crypto from the sidelines. The biggest financial firms now build products directly on blockchain networks. L

BlackRock Latest Crypto Move Could Change Wall Street Forever

Wall Street no longer watches crypto from the sidelines. The biggest financial firms now build products directly on blockchain networks. Larry Fink predicted this transformation years ago. Today, BlackRock has started turning that vision into reality. The company recently filed to launch two tokenised money market funds designed specifically for stablecoin investors. That move signals a major shift across global finance.

The tokenised asset sector has expanded rapidly since 2025. Market size has surged more than 410% and now sits near $31 billion. Large institutions no longer treat blockchain technology as an experiment. They now use it to create faster settlement systems, improve liquidity, and unlock global access to investment products. BlackRock’s growing presence confirms that institutional players now see blockchain as core financial infrastructure.

BlackRock Latest Crypto Move Could Change Wall Str

HTX Community April Creation ContestHTX Creation Challenge — Post and Win 1,500U 💥MEGA: Real-Time Execution Layer for EthereumEthereum Dominance in DeFi Falls to 54%, Is ETH Losing Control of Biggest 

Ethereum Dominance in DeFi Falls to 54%, Is ETH Losing Control of Biggest Market?Ethereum, the second-largest cryptocurrency by market cap, has seen its dominance in the DeFi market fall to around 54%, down from 63.5% earlier this year, as competing blockchains continue capturing a larger share of the crypto ecosystem.

Now the big question is Ethereum losing its grip on DeFi dominance? While $ETH price has recovered to nearly $2,314.

Ethereum Dominance in DeFi Falls to 54%, Is ETH Lo

$1,000 in Little Pepe ($LILPEPE) Could Mirror Early Ethereum Gains if Adoption Trends Continue

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