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HTX Community April Creation Contest Is Live!BTC Shakes at $80K—Up or Down?HTX Creation Challenge — Post and Win 1,500U 💥 XRPL targets DeFi expansion with lending and programmable escrow tools The $XR

HTX Community April Creation Contest Is Live!

HTX  Creation Challenge — Post and Win 1,500U 💥

XRPL targets DeFi expansion with lending and programmable escrow tools

The $XRP Ledger ecosystem is preparing two major upgrades aimed at expanding XRPL beyond payments and settlement.

XRPL Foundation Community Director Hussain Zangana, known online as Vet, shared details about the planned additions through recent posts on X.

According to Zangana, the roadmap includes a native decentralized lending protocol and a programmable escrow system designed to support advanced financial activity directly on XRPL. The updates are expected to build a broader on-chain credit infrastructure while keeping XRPL’s low-cost transaction model intact.

Native lending system targets on-chain credit markets

The planned lending protocol would allow liquidity pools and fixed-term crypto loans to operate directly on XRPL without intermediaries. The system is expected to support both retail and institutional use cases.

Zangana said the goal is to expand XRPL into a decentralized credit hub while using $XRP as a cross-chain liquidity bridge. “This turns XRPL into a decentralized credit ecosystem” remains a forward-looking claim because the features have not yet launched publicly.

The proposed framework follows growing interest in tokenized finance and on-chain lending systems across major blockchain networks. XRPL’s approach focuses on adding these features at the protocol level instead of relying fully on external smart contract platforms.



XRPL targets DeFi expansion with lending and progr

MEGA: Real-Time Execution Layer for Ethereum

HTX Community April Creation Contest Is Live!$110K Spring Airdrop Rain—18 Days Straight!HTX Creation Challenge — Post and Win 1,500U 💥 Artificial intelligence ranked among the most-cited risks in the 

$110K Spring Airdrop Rain—18 Days Straight!

Artificial intelligence ranked among the most-cited risks in the Fed’s latest financial stability survey.

Debt-funded AI spending could increase leverage across companies, lenders, and funding markets.

Private credit and labor pressures may widen AI’s impact if market expectations weaken.

The Federal Reserve released its latest Financial Stability Report on May 8, showing that artificial intelligence (AI) is emerging as a growing financial-system concern. In spring 2026, 50% of surveyed market participants cited AI as a possible shock, up from 30% in fall 2025. That placed AI among the most-cited risks over the next 12 to 18 months, alongside geopolitical tensions, an oil shock, persistent inflation, and private credit stress.

The survey appears in the Fed’s Financial Stability Report, which presents the central bank’s current assessment of the U.S. financial system. The Fed said financial stability supports full employment, stable prices, a safe banking system, and an efficient payments system. AI’s growing presence in the survey reflects broader concern that the technology could affect multiple parts of the financial system, including asset valuations, borrowing levels, labor markets, and credit conditions.
The report stated:

“AI-related risks were in focus as well, particularly concerns around equity valuations, debt-financed capital spending, and risks to the labor market.”

During March and April, New York Fed staff surveyed 20 financial-market participants, including professionals at broker-dealers, banks, investment funds, and advisory firms. They were asked which shocks could have the largest negative effect on U.S. financial stability over the next 12 to 18 months. The report said the findings reflect market participants’ views, not official positions of the Federal Reserve Board or the New York Fed.

Beyond tec


Fed Survey Shows AI Concerns Rising Across Markets

On May 10, Matthew Sigel, Head of Digital Asset Research at VanEck, stated in an interview with CNBC that he expects Bitcoin to reach its historical highs again within the next 12 months. He noted tha

VanEck Executive: Bitcoin Expected to Return to Historical Highs in the Next 12 Months

HTX Community April Creation Contest Is Live!BTC Shakes at $80K—Up or Down?HTX Creation Challenge — Post and Win 1,500U 💥Cashing Out the Cycle: What Long-Term Bitcoin Holders Are Doing With Their Prof

Cashing Out the Cycle: What Long-Term Bitcoin Holders Are Doing With Their ProfitsBitcoin's run from sub-$30,000 in early 2023 to $126,198 in October 2025 produced a category of holder the previous cycle barely had at scale: the long-term holder sitting on multi-year gains who is no longer interested in compounding them on-chain. Some have already realized those gains. Others are watching the current $81,000 print and asking whether the next sensible move is to cash out.

That second question, what to do with crypto wealth once you’ve decided not to keep all of it in crypto, has produced a quiet pattern across this cycle. A growing share of realized profits are not flowing into other tokens, equities, or property. They are flowing into operating businesses. Service businesses, in particular.

The Profit-Taking Question
The on-chain data has been clear for several months. Long-term holder distribution accelerated through the back half of 2025, with on-chain analysts tracking sustained net selling from wallets that had been dormant for years. The retrace from October’s all-time high to current levels, a roughly 35 percent drawdown, has tested newer holders far more than it has the cohort that bought below $40,000 and is still comfortably in profit.

For that cohort, the practical question is no longer “how high does this go.” It is “what fraction of this should remain in BTC, and where does the rest go.” Cash sitting in a savings account loses to inflation. Equities are a competing risk asset. Real estate is illiquid and yield-suppressed in most major markets. The remaining option, and the one a non-trivial number of crypto holders are now choosing, is buying into or building a working business.

Cashing Out the Cycle: What Long-Term Bitcoin Hold

Claim1,200 USDT in the Monthly Creation ChallengeHTX Creation Challenge — Post and Win 1,500U 💥Post To Earn Bonusagents are structurally locked out of traditional bank accounts, leaving crypto rails a

Claim1,200 USDT in the Monthly Creation Challenge

agents are structurally locked out of traditional bank accounts, leaving crypto rails as the natural payments layer.
Google has launched the Agentic Payments Protocol (AP2), with 120 partners including PayPal, and donated it to the FIDO Foundation.
A PayPal survey found 95% of merchants see AI agent traffic but only 20% have machine-readable catalogs.

Agentic commerce will run on crypto rails, PayPal

HTX Creation Challenge — Post and Win 1,500U 💥HTX Community April Creation Contest Is Live!BTC Shakes at $80K—Up or Down? Can WLD hold $0.25 after Worldcoin’s 30 million token transfer? WorldCoin Team


Can WLD hold $0.25 after Worldcoin’s 30 million token transfer?

WorldCoin Team sent 30 million WLD, worth $8.17 million, to the BitGo Custody wallet.

According to Onchain Lens, the Worldcoin team sent 30 million WLD, worth $8.17 million, to a BitGo Custody wallet.

The wallet now holds 153.65 million WLD worth $41.35 million. AMBCrypto earlier reported that the team dumped 21.17 million Worldcoin [WLD] worth $5.5 million. 

The previous sale followed the tokens’ movement to exchanges. Unlike the recent sale, the transfer to the custody wallet does not point to direct selling. 

However, the team tends to sell through OTC deals when tokens are moved to such a wallet, which doesn’t rule out the possibility. At the same time, the move could suggest repositioning for long-term holding. 

Therefore, the transfer to the custody wallet is not inherently bearish or bullish and often leads to a neutral market reaction.



Can WLD hold $0.25 after Worldcoin’s 30 mill

Genius: First Private On-Chain Terminal

The XRP Ledger ecosystem is preparing two major upgrades aimed at expanding XRPL beyond payments and settlement.  Summary XRPL plans native lending pools and fixed-term crypto loans directly on-chain 

XRPL targets DeFi expansion with lending and programmable escrow tools

Claim1,200 USDT in the Monthly Creation ChallengeA new wave of decentralized finance applications is proving that crypto is entering a more mature phase where real revenue matters more than hype. Acco

A new wave of decentralized finance applications is proving that crypto is entering a more mature phase where real revenue matters more than hype. According to recent market data, three relatively young DeFi platforms distributed more than $100 million in revenue back to token holders within just 30 days.

The top-performing protocols included Hyperliquid, edgeX, and Pump.fun, all of which have rapidly gained traction despite being only a few years old. Together, these platforms generated massive fee income and rewarded their communities directly through buybacks, incentives, or revenue-sharing models.

This trend highlights a major shift in the crypto industry. Investors are increasingly focusing on protocols with sustainable business models and actual cash flow rather than speculative narratives alone. Many analysts believe revenue-sharing could become one of the most important drivers for DeFi adoption in the coming years.

Hyperliquid reportedly led the sector with more than $50 million returned to token holders, while edgeX and Pump.fun followed closely behind. The growth of these applications also reflects rising user activity in derivatives trading, memecoin ecosystems, and decentralized trading infrastructure.

Some market observers compare the current stage of DeFi to the early growth years of major internet companies, arguing that crypto applications are beginning to generate meaningful economic value instead of relying solely on token speculation.

As competition intensifies, more DeFi projects may adopt profit-sharing systems to attract long-term investors and strengthen community loyalty. The success of these younger platforms is also fueling optimism that the next generation of crypto applications could become significantly larger than previous market cycles.


A new wave of decentralized finance applications i

HTX Creation Challenge — Post and Win 1,500U 💥HTX Community April Creation Contest Is Live!BTC Shakes at $80K—Up or Down? Ripple Price Analysis: XRP Reaches Decision Point After Weeks of Consolidation

Ripple Price Analysis: XRP Reaches Decision Point After Weeks of Consolidation

Ripple's $XRP has continued trading within a broader bearish market structure despite the recent stabilization around the $1.3 key support zone. While short-term volatility has declined in recent weeks, the asset is now approaching a decisive technical region where the next major directional move could soon emerge.

Ripple Price Analysis: The Daily Chart

On the daily timeframe, $XRP is currently facing a strong confluence of resistance levels around the $1.4-$1.45 region. This area includes the 100-day moving average, positioned near $1.4 and aligned with the upper boundary of the long-term descending channel. Such a technical confluence significantly strengthens the importance of this resistance zone and increases the probability of a bearish rejection due to growing seller presence.

Ripple Price Analysis: XRP Reaches Decision Point

Orca: Top AMM DEX on Solana

Ondo Price Prediction: JPMorgan and Mastercard Just Settled a Treasury on the XRP Ledger in Under 5 Seconds Ondo trades at $0.417 on May 9, down from a $0.488 intraday high, after JPMorgan, Mastercard

Ondo Price Prediction: JPMorgan and Mastercard Just Settled a Treasury on the
XRP Ledger in Under 5 Seconds
Ondo trades at $0.417 on May 9, down from a $0.488 intraday high, after JPMorgan, Mastercard, and Ripple settled a tokenized US Treasury on the $XRP Ledger in under five seconds and broke every bearish EMA structure on the daily chart in one candle.
Ondo Daily Chart: Six Months of Downtrend Erased in One Session
Ondo Daily Price Action (Source:
TradingView)
$ONDO spent six months grinding from $1.05 in October 2025 down to a base near $0.20 in February, with every EMA stacked bearishly above price. Yesterday's spike changed that entirely. Price cut through the
20 EMA at $0.313, the 50 EMA at $0.287, the
100 EMA at $0.305, and the 200 EMA at $0.403 in a single session, closing above all four for the first time since the downtrend started.
The Bollinger upper band at $0.402 was also breached, a volatility expansion signal that typically follows prolonged compression.
Today's pullback to $0.417 is sitting right on that level, which now acts as the first line of support.

Ondo Price Prediction: JPMorgan and Mastercard Jus

The 4-Hour Chart Zooming into the lower timeframe, the breakout above $3.4 quickly reversed as sellers stepped in, reinforcing the idea of a bull trap. XRP has since declined sharply, finding support at the 0.5–0.618 Fibonacci retracement zone, which has triggered a minor bullish pullback. The current price is range-bound between $2.7 (support) and $3.1 (resistance). This consolidation phase could persist unless a strong catalyst emerges. A bullish breakout above $3.1 would open the door for a retest of the $3.4 high, while a breakdown below $2.7 would expose the $2.58 support as the next key level. This price behavior reflects classic market manipulation and liquidity dynamics, with smart money exploiting key levels. Traders should remain cautious and watch for a confirmed breakout before positioning for the next move.

<h3>The 4-Hour Chart</h3><p style="box-sizing: border-box; margin-bottom: 20px; color: rgb(43, 43, 43); font-family: Arial, Arial, sans-serif; background-color: rgb(255, 255, 255);">Zooming into the lower timeframe, the breakout above $3.4 quickly reversed as sellers stepped in, reinforcing the idea of a bull trap. XRP has since declined sharply, finding support at the 0.5–0.618 Fibonacci retracement zone, which has triggered a minor bullish pullback.</p><p style="box-sizing: border-box; margin-bottom: 20px; color: rgb(43, 43, 43); font-family: Arial, Arial, sans-serif; background-color: rgb(255, 255, 255);">The current price is range-bound between $2.7 (support) and $3.1 (resistance). This consolidation phase could persist unless a strong catalyst emerges.</p><p style="box-sizing: border-box; margin-bottom: 20px; color: rgb(43, 43, 43); font-family: Arial, Arial, sans-serif; background-color: rgb(255, 255, 255);">A bullish breakout above $3.1 would open the door for a retest of the $3.4 high, while a breakdown below $2.7 would expose the $2.58 support as the next key level.</p><p style="box-sizing: border-box; margin-bottom: 20px; color: rgb(43, 43, 43); font-family: Arial, Arial, sans-serif; background-color: rgb(255, 255, 255);">This price behavior reflects classic market manipulation and liquidity dynamics, with smart money exploiting key levels. Traders should remain cautious and watch for a confirmed breakout before positioning for the next move.<img src="https://d1x7dwosqaosdj.cloudfront.net/images/2025-08/d07c7a07cbc4484bb87db66ffefe599b.jpeg" alt="XRP-4H-scaled.webp" style="color: rgb(0, 0, 0); width: 100%; height: auto; margin-top: 10px; margin-bottom: 10px;" /></p><br />

The 4-Hour Chart Zooming into the lower timeframe

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The 4-Hour Chart Zooming into the lower timeframe

The 4-Hour Chart

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