MoonPay Launches Service for Payments via ChatGPT and Claude

cryptonews.ru2026-07-29 tarihinde yayınlandı2026-07-29 tarihinde güncellendi

Özet

MoonPay has launched PayBox, a non-custodial payment wallet and storage service that enables users to make transactions directly within AI chatbot dialogues, such as ChatGPT and Claude. To use PayBox, users connect it to an AI model via a connector on the official website. The service then allows for a range of actions, including booking flights, swapping crypto assets, staking, and online shopping—essentially any payment supporting Coinbase's x402 protocol. Upon a user's request, the chatbot constructs the transaction for user confirmation, a process that can be automated with pre-set limits. Support for Gemini and Grok AI models is expected within a month. MoonPay emphasizes security as a top priority, stating that AI agents never have access to user wallet keys, card details, or funds. Keys are secured using Multi-Party Computation (MPC) combined with Trusted Execution Environments (TEE), preventing MoonPay or the AI from independently signing transactions. The service is built on the infrastructure of Sodot, a company acquired by MoonPay in 2026, which secures over $50 billion in assets. PayBox is designed to address common fraud vectors in agent-based payments, such as key theft, card number leaks, and systemic vulnerabilities, by closing each potential attack path individually.

The MoonPay project team has introduced PayBox, a payment vault and non-custodial wallet. The service allows users to conduct transactions without leaving the chatbot dialog window.

To utilize PayBox's features, a user needs to connect it to an AI model via a special connector on the official website. After that, the user will be able to make transactions using the dialog window.

Available functions include booking airline tickets, swapping crypto assets, staking, online purchases, and much more. PayBox enables payments in all services that support the Coinbase exchange's x402 protocol.

Upon receiving a corresponding request, the chatbot forms a transaction, which the user then confirms. Information on the official website suggests this process can be automated by pre-setting limits.

Currently, only ChatGPT and Claude are supported. Support for Gemini and Grok is expected within a month.

According to Neeraj Prasad, Lead Engineer at MoonPay Labs, PayBox provides users with something they haven't had before. If previously agents could suggest, for example, product options, now that list includes the payment itself.

Security is the Key Priority

The project team emphasized that within the service, the AI never has access to wallet keys, card data, or client funds.

Keys, in particular, are protected using multi-party computation (MPC) combined with trusted execution environments (TEE). Neither MoonPay nor the AI agent can access the code or independently sign a transaction.

The service is based on the infrastructure of Sodot, a company acquired by MoonPay in 2026. It secures over $50 billion in assets and more than 10 million wallets for leading crypto companies.

As explained by MoonPay, fraud in the field of agent payments typically occurs under one of three scenarios: theft of keys, leakage of card numbers, or vulnerabilities in the overall system that allow it to be 'broken' entirely.

PayBox is designed to close each of these attack vectors individually, MoonPay stressed.

end-content

İlgili Sorular

QWhat is MoonPay's new service called and what does it allow users to do?

AMoonPay's new service is called PayBox. It is a payment storage service and non-custodial wallet that allows users to conduct transactions directly within the chat window of AI assistants like ChatGPT and Claude, without needing to leave the conversation.

QWhat are some examples of the transactions users can perform using PayBox within AI chatbots?

AUsers can perform a variety of transactions using PayBox within AI chatbots, including booking flight tickets, swapping crypto assets, staking, making online purchases, and more. It supports payments in any service that uses Coinbase's x402 protocol.

QWhich AI assistants are currently supported by PayBox, and which ones are expected to be added soon?

ACurrently, PayBox supports ChatGPT and Claude. Support for Gemini and Grok is expected to be added within a month.

QHow does PayBox ensure the security of user keys and funds, according to MoonPay?

APayBox ensures security by never giving the AI agent access to wallet keys, card data, or user funds. The keys are protected using Multi-Party Computation (MPC) combined with Trusted Execution Environments (TEE). Neither MoonPay nor the AI agent can access the code or sign a transaction independently.

QWhat company's infrastructure does PayBox utilize to provide security, and what is its significance?

APayBox is built on the infrastructure of Sodot, a company acquired by MoonPay in 2026. This infrastructure secures over $50 billion in assets and more than 10 million wallets for leading crypto companies, providing the foundational security for the PayBox service.

İlgili Okumalar

Low Investment Isn't Apple's Immunity Pass

While Meta and Google face investor scrutiny over ballooning AI capital expenditures, Apple's minimal AI investment has paradoxically become a strength. Its market cap recently reclaimed the global top spot, surpassing $5 trillion. The irony is deep: Apple's own AI efforts have lagged, with "Apple Intelligence" delayed and core talent lost, forcing reliance on partners like Google Gemini and Alibaba's Qianwen. Its Q3 FY2026 (Q2 CY) earnings initially seemed stellar. Revenue hit $109.4B (up 16% YoY), with iPhone and Mac sales, growing 22% and 29% respectively, driving most of the growth. However, the stock fell over 8% post-earnings. The primary concern was a weaker Q4 revenue growth forecast of 9-11%, below expectations, due to looming supply chain constraints. Apple is feeling the indirect cost of the AI boom. Soaring memory and chip prices, fueled by massive data center investments from Microsoft, Amazon, and others, are forcing Apple to raise Mac and iPad prices significantly. The upcoming iPhone launch is also expected to see substantial price hikes. Despite avoiding heavy AI infrastructure spending—its capital expenditures are actually down 28%—Apple cannot escape the industry-wide supply and cost pressures. While Apple's operating cash flow remains robust, its substantial R&D spending (up 32% YoY) has yet to yield major AI breakthroughs. As Tim Cook prepares to step down as CEO, Apple faces a challenging transition: balancing its premium hardware success against the strategic and cost pressures of the AI era it has so far cautiously navigated.

marsbit13 dk önce

Low Investment Isn't Apple's Immunity Pass

marsbit13 dk önce

PA Graphics Explanation | One Chart to Understand the Major Web3 Events in August 2026

**PANews Crypto Calendar: Key Web3 Events in August 2026** PANews introduces its revamped crypto calendar, featuring comprehensive coverage, flexible filtering, and easy export options. The market in August will be shaped by multiple key events across macroeconomics, regulation, tokenomics, and project developments: * **Macro & Policy:** Key US economic data releases (July Non-Farm Payrolls, CPI), the Federal Reserve meeting minutes, and the Jackson Hole Economic Symposium will be in focus. On the regulatory front, the US Senate plans to release a new draft of the *CLARITY Act*, while the EU's expanded crypto ban against Belarus comes into effect. * **Token Unlocks:** Significant token unlocks are scheduled for assets including ENA, AVAX, CONX, ZRO, and KAITO, which may influence market volatility. * **Project Updates & Shutdowns:** Several services, including Exchange Art, Ctrl Wallet, Zapper, NFTfi, and Summer.fi, are set to cease operations or undergo major adjustments. Users are advised to manage their assets accordingly. * **Corporate Activity:** Q2 earnings reports from companies like SpaceX, Circle, and Nvidia are due. Unitree Robotics will initiate its IPO subscription on the STAR Market, and Moonshot AI plans to begin a Pre-IPO financing round. * **Industry Events:** Major conferences such as Bitcoin Asia 2026 and the 2026 Digital Expo will take place. The overarching market narrative for August will revolve around macroeconomic expectations, regulatory developments, token unlock schedules, and ongoing industry consolidation.

marsbit23 dk önce

PA Graphics Explanation | One Chart to Understand the Major Web3 Events in August 2026

marsbit23 dk önce

Wall Street's Most Famous 'Cassandra' Now Has His Sights Set on Nvidia

Michael Burry, the famed "Big Short" investor, has once again captured Wall Street's attention with a series of short positions against major tech and semiconductor stocks, most notably Nvidia. In late June and July, through his "Cassandra Unchained" newsletter, Burry disclosed short bets against Nvidia, Tesla, Applied Materials, Caterpillar, the SOXX semiconductor ETF, and later, Micron Technology. His core thesis revolves around potential distortions in the AI infrastructure boom, specifically questioning whether extended depreciation schedules (e.g., 6 years vs. a realistic 2-3 years for AI chips) by cloud giants like Microsoft and Google artificially inflate profits. He also raises concerns about possible "off-balance-sheet circular financing," where chip demand might be propped up by vendor-backed funding to clients. Nvidia's stock experienced volatility following these disclosures, briefly dipping but largely holding near Burry's reported entry points, leaving his positions roughly flat or slightly underwater as of late July. This move is part of a pattern for Burry, whose track record since his legendary 2008 bet is mixed. He has faced notable losses, such as on Tesla in 2021, while scoring on broader market turns like the 2020 pandemic crash. His methodology focuses intensely on free cash flow and scrutinizing original financial documents to spot overvaluation and structural risks, but it often struggles with timing the market. The article contrasts Burry's stance with other prominent investors. Steve Eisman, another "Big Short" figure, is not shorting Nvidia, citing strong fundamentals but expressing nervousness about sustainability. Jim Chanos agrees with the broad "accounting mismatch" concern—comparing it to the dot-com bubble—but targets financial leverage in private equity firms rather than the chip stocks themselves. While Nvidia's short interest remains relatively low at 1.3-1.4% of float, the massive stock size means absolute short losses have been significant, exceeding $5 billion earlier this year. The piece concludes that for ordinary investors, the key takeaway is not replicating specific short bets but learning from the critical frameworks these investors use: questioning rosy accounting, identifying structural vulnerabilities, and maintaining skepticism during market euphoria, even if pinpointing the exact catalyst for a downturn remains elusive.

marsbit48 dk önce

Wall Street's Most Famous 'Cassandra' Now Has His Sights Set on Nvidia

marsbit48 dk önce

Weekly Selection丨Epic Stock Market Volatility, Changxin Tech's IPO Reshapes Storage Landscape, Saylor Aims to Re-Anchor STRC Around September 8th

PANews Weekly Digest: Market Turmoil, Tech Breakthroughs, and Crypto Developments. The week saw significant volatility across global markets. South Korea's KOSPI index experienced extreme turbulence, including multiple trading halts, largely driven by sharp declines in AI hardware stocks like SK Hynix. In contrast, China's Changxin Xinqiao (CXC) achieved a landmark IPO with a market cap surpassing 4 trillion yuan, marking a major success for the domestic DRAM industry after a decade of losses. In the crypto and Web3 space, several key narratives emerged. AI is driving demand for new infrastructure, with projects like AI agent wallets and programmable payments gaining traction, attracting interest from firms like Coinbase. The Bitcoin mining sector is pivoting, with companies like MARA focusing on energy management as electricity becomes a core AI-era asset. Meanwhile, the RWA (Real World Assets) sector faces a "utilization puzzle," with hundreds of billions in on-chain assets remaining dormant. Notable market movements included a historic single-day surge of over 17% for the KOSPI index and a significant migration of $16.5 billion in staked ETH within the Lido ecosystem. Michael Saylor announced a target to re-peg the STRC stablecoin around September 8th. Other highlights include discussions on Ethereum's ambitious 2030 roadmap for scaling and privacy, analysis showing high protocol revenues not always translating to token price gains, and warnings from Citi about potential extreme commodity price shocks by late 2026.

marsbit53 dk önce

Weekly Selection丨Epic Stock Market Volatility, Changxin Tech's IPO Reshapes Storage Landscape, Saylor Aims to Re-Anchor STRC Around September 8th

marsbit53 dk önce

When the Market Begins to Question AI Capex: A Full Analysis of Q2 Earnings Reports from Five Tech Giants

In late July 2026, five major US tech giants—Alphabet, Intel, Microsoft, Meta, and Apple—released their Q2 earnings reports. While all companies exceeded revenue and profit expectations, driven by strong AI-related business growth, investor reactions diverged sharply due to concerns over escalating AI capital expenditures (capex) and their impact on free cash flow. Alphabet reported strong revenue growth and a surging cloud business, but its stock fell after announcing a doubled year-on-year capex and negative quarterly free cash flow for the first time. Intel posted its strongest revenue growth in over 15 years, but its stock experienced volatile trading after significantly raising its full-year capex guidance. Microsoft saw its stock surge after beating estimates and, crucially, lowering its capex forecast while projecting positive free cash flow. Meta faced the most severe sell-off as its profits declined despite revenue beats, with free cash flow plunging over 90% and its capex guidance raised. Apple reported record June-quarter results, but its stock plummeted after providing Q4 revenue guidance that fell short of expectations, citing supply chain constraints and forex headwinds. The overall takeaway is that the market's focus has shifted from validating AI demand to scrutinizing the timeline for returns on massive AI investments. Companies demonstrating a clearer path to managing capex and preserving free cash flow, like Microsoft, were rewarded, while those signaling continued aggressive spending faced investor skepticism.

Odaily星球日报1 saat önce

When the Market Begins to Question AI Capex: A Full Analysis of Q2 Earnings Reports from Five Tech Giants

Odaily星球日报1 saat önce

İşlemler

Spot
活动图片