What is Rikkei Finance (RIFI)

Rikkei.Finance is a Metaverse DeFi Protocol, enabling a Safe and Secure Open Lending with core features: Cross-chain support, NFTs lending, and Liquidation coverage. It utilizes blockchain tech that enables cross-chain integration, meaning it can accept digital assets that operate on any blockchain network and render it at an equivalent rate, making them a real-time currency exchange network.Key features：Under the Rikkei Finance planet, there are 5 main zones: Sport & Recreation Center, Farming Zone, NFT Marketplace, RiWork and Governance, DAO & Lending. All will eventually support the development of Rikkei Finance's core product - LENDING.1. Sport & Recreation CenterRIFI United is a metaverse football NFT game, where you can satisfy your passion for the football field and earn a lot of money by becoming the manager of a football club, owning lands, players, staff, stadium and lots of different items, from the regular to the legendary NFTs.RU is the first product in the Rikkei Finance ecosystem and its main priority is to build a healthy community and enable the NFT lending features for Rikkei Finance Lending protocol.Available at: rifiunited.io2. Farming ZoneA variety of investing methods is available for our users, including LP Farming, NFT Farming and Boost Farming.- LP Farming allows users to stake LP tokens and earn rewards with GREAT APY. It aims to increase TVL, price of LP token and price of RIFI eventually.- NFT Farming enables users to stake NFT and earn sweet APY. No lock period. The earlier you stake, the higher APY you will get.- Boost Farming offers special APY for dual RIFI and NFT staking.

All farming vaults are audited and ready to launch.3. NFT MarketplaceRikkei Finance NFT Marketplace provides high liquidity and a wide range of NFTs at an affordable price, fostering the NFT collateralization of Rikkei Finance Lending Protocol.- NFT Rental services allow users to borrow NFT from RIFI NFT pool- Floor Price: The lowest price available for an NFT- Price Feed: The price of NFT will be determined based on its recent transactions and the price of similar NFT on the market, using data gathered from the price feed.4. RiWork- Market Analysis is developed to ensure the transparency of Rikkei Finance Lending Protocol's asset selection process and the system sustainability. Assets will be evaluated and ranked based on multiple liquidity metrics, then further analyzed and entered into the voting section before being officially added into the lending pool.Available at: https://apps.rikkei.finance/market-analysis- Token Index aims to keep the community up to date with all latest information and insights about the top coins.5. Governance, DAO & Lending- Rikkei Finance DAO: RIFI holders could become a member of Rikkei Finance DAO to vote on the project’s policy.- Rikkei Finance Lending Protocol - A Safe and Secure Open Lending System by solving 4 major flaws of current lending protocol.a. Cross-chain SupportCurrent lending protocols offer restricted support for one-chain transactions with different crypto assets based on different blockchains.Rikkei Finance offers no-limit cross-chain transactions by using wrapped tokens. Users can lend and borrow any digital asset regardless of its blockchain.b. Effective interest rate modelThe existing interest rate models are not effective, making borrowing more cost-prohibitive in periods of low borrowing demand.Rikkei Finance implements an improved interest rate model. Our interest rate model takes into account the cost of borrowing in periods of low utilization rate as well as the cost of capital in periods of high utilization rate, which brings a wealth of benefits to the market and investors.c. A variety of collateral typesCollateral types supported on the current lending systems are largely limited to stable coins and blockchain-based tokens.There is no restriction on collateral types supported on Rikkei Finance platform. Users are free to decide which assets can be used as collateral based on our asset ranking system. In particular, apart from stablecoins and blockchain-based tokens, users can put their NFT assets up as collateral for a loan, or offer loans to other users on their non-fungible tokens.d. Liquidation CoverageInsurance in the blockchain ecosystem is largely limited to smart contract coverage. Users are exposed to asset liquidation at any time without any available liquidation coverage to prevent it.Rikkei Finance promotes worry-free user experiences by allowing participants to buy coverage for liquidation in their vaults.Token distribution and lock-in:

Project timeline:Q4/2021:· Token Sales· Double-Farming Vault launching on BSC and Etherium· RiFi United MVP's launch· NFT Farming & Boost Farming· Introduce Rikkei Finance NFT Marketplace, offering NFT Rental servicesQ1/2022:· Introduce RiFi Market Analysis - Liquidity Ranking System· Introduce RiFi Lending protocol with 2 blockchain and 4 tokens as collateral· RiFi Lending and Vault supports Polygon· RiFi United 1st season· Introduce RiFi United In-game Financial ModelQ2/2022:· Introduce RIFI NFT P2P Lending Feature· Introduce new token as collateral to RiFi Lending· RiFi United 2nd season & NFT Sale· Introduce RiFi Lending Aggregator· RiFi United introduce MMR (match matching ranks)Q3/2022:· Introduce RiFi Insurance coverage· Introduce new Tokens as collateral for RIFI Lending· RiFi United 3rd season & NFT SaleQ4/2022:· Introduce RiFi.Bondings· Introduce new Tokens as collateral for RIFI LendingTeam background：

CEO:Dang Thai Hoa - Co-founder & CEO of Rikkei Financehttps://www.linkedin.com/in/dang-thai-hoa-11b0241b3/Co-founder of Rikkeisoft - Top 10 IT outsourcing company in VietnamB.S. from Ritsumeikan UniversityCTO:Vu Thanh Tung - Co-founder & CTO of Rikkei Finance https://www.linkedin.com/in/tungvt/Former CTO of Rikkeisoft - Top 10 IT outsourcing company in VietnamPh.D from Nanyang Technological University, Singapore.CFO:Dang Bao Duc – CFO of Rikkei FinanceFormer Quantitative Researcher at Keebeck AlphaNanyang Technological University, Singapore

TECHNICAL ADVISORLuu The Loilinkedin.com/in/loiluuhttps://loiluu.com/Co-Founder & CEO of Kyber NetworkPh.D from National University of SingaporeADVISORJohn Ng Pangilinan

linkedin.com/in/johnngpJohn is the CEO of Signum Capital Investment VCC, a MAS regulated fund based in Singapore which specializes in Blockchain Investments. He holds advisor roles in Kyber Network and Ren Protocol, Sentinel Protocol, Sparrow Exchange, Oasis Labs and is a founding member of the Aelf Innovation Alliance. Related links: Rikkei Finance Website: https://rikkei.finance/ Twitter: https://twitter.com/RikkeiFinance Telegram:https://t.me/rikkeifinance Telegram Announcement: https://t.me/RikkeiFinance_official Medium: https://medium.com/rikkeifinance

Content on this page was provided by the Rikkei Finance team.