How to Use SmartEarn (App)
- SmartEarn
- Tutorial per Contract Trading
- Must-Read for Beginners
1. SmartEarn Portals
After logging in to your HTX account via the app, you can access SmartEarn from the following locations:
1) Homepage > Feature grid "More" > Earn > SmartEarn
2) Assets > USDT-M Futures account > SmartEarn
3) Homepage > Feature grid Earn > USDT > SmartEarn
2. How to Enable SmartEarn
Method 1: Go to the SmartEarn page and tap "Enable All." Read and agree to the agreement, tick the box "Automatically enable upcoming available cryptos," and tap Enable.
Method 2: Go to the Assets page, find Futures, and toggle on the switch in the SmartEarn banner. Then you will see a pop-up window. Read and agree to the agreement, check "Automatically enable upcoming available cryptos," and tap Enable.
3. How to Transfer Assets into SmartEarn
Users can transfer assets directly from the Assets page or trading page into the accounts used for SmartEarn balance calculation. Alternatively, assets can be transferred via the SmartEarn page into your USDT-M Futures account. Please follow the steps below:
When you have SmartEarn-supported assets in your Spot account, a Transfer button will appear at the bottom of the SmartEarn page. Tap Transfer to open the pop-up window. By default, all transferable assets are selected. The transfer amount defaults to the maximum available Spot balance. You may select specific assets only, and tap the edit icon next to each asset to customize a transfer amount individually. After confirming, tap Transfer to complete.
When you have no SmartEarn-supported assets in your Spot account, an Add Funds button will appear at the bottom of the SmartEarn page. You can transfer funds from non-Spot accounts into the USDT-M Futures account. Alternatively, use P2P, On-chain Deposit, Convert, Quick Trade, Collateral Swap, etc., to get funds and then transfer them into the USDT-M Futures account.
4. SmartEarn Data Explained
Balance: Displays real-time effective SmartEarn balance. Tap the arrow to view historical balance snapshots and daily balance records.
Yesterday's Interest: Shows your earnings from the previous day. Data is updated daily after 01:00 (UTC). If earnings are below 0.01 USDT, the value will display as <0.01 USDT.
Total Interest: Includes total historical SmartEarn earnings from both the legacy and new SmartEarn versions. Data is updated daily after 09:00 (UTC) once earnings are credited. Tap the arrow to view earnings in detail, including daily interest, APY, and the balance value of the day. A link at the top allows you to view detailed rewards from the legacy SmartEarn version.
Yesterday's APY: Displays the actual APY from the previous day. Data is updated daily after 01:00 (UTC).
5. How to Redeem Rewards from Legacy SmartEarn
If you have unredeemed points from the old version of SmartEarn, a redemption pop-up will appear when you enter the SmartEarn homepage. Tap Claim to complete the redemption.
If you accidentally tap the discard button, a pending rewards field will remain visible on the SmartEarn homepage. Tap Claim on the right to complete the redemption.
Note: All SmartEarn points must be manually redeemed before 16:00 (UTC) on February 27, 2026. Unredeemed points after the deadline will be reclaimed by the platform.
6. How to Disable SmartEarn
Method 1: Go to the SmartEarn page and tap Disable at the bottom.
Method 2: Go to the Assets page, tap Futures, and toggle off in the SmartEarn banner.
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