aPriori(APR) Регулярные инвестиции

Odaily Planet Daily has restarted its "Lazy Man's Cryptocurrency Guide" series, focusing on relatively low-risk stablecoin yield opportunities. The article highlights several current strategies across centralized exchanges (CEXs) and decentralized platforms. On CEXs, Binance offers a 20.06% APR on USD1 deposits (up to $50k) until January 24, while OKX provides up to 10% APR on USDG holdings. For on-chain opportunities, Ethereal allows users to hedge positions from other perpetual DEXs while earning up to 27.2% APR on USDe collateral, plus potential airdrops. Huma Prime offers a fixed-term pool with up to 28% APR for 6-month lockups, though it's currently full. Kamino enables leveraged farming with PRIME/CASH, achieving up to 23.45% APY. Lastly, Pendle's sNUSD LP pool offers up to 18.41% APY with additional积分 multipliers. The author advises prioritizing CEX options for simplicity and lower risk, noting that on-chain strategies involve higher fees and are better suited for larger capital.

Bybit, the world's second-largest crypto exchange, reported its Private Wealth Management (PWM) arm achieved a top fund return of 20.30% APR in 2025, driven by its flagship high-yield USDT-based strategies. The results reflect a growing preference among high-net-worth investors for risk-managed, steady returns over speculative bets. Despite significant market volatility, Bybit PWM delivered consistent performance across strategies: USDT-based portfolios averaged 9.61% APR, while Bitcoin-based strategies yielded 4.54% on average. The firm’s its success to a disciplined approach, including delta-neutral arbitrage strategies that proved resilient during market downturns. Looking ahead to 2026, Bybit anticipates improved liquidity conditions and increased institutional adoption, positioning client portfolios to benefit from potential macroeconomic improvements. The service offers personalized investment strategies, professional asset allocation, and institutional-grade infrastructure to help clients grow and preserve digital wealth.

Bybit, the world's second-largest crypto exchange, has launched a new XAUT Flexible Easy Earn product offering boosted yields as gold hits a record $4,600 per ounce. Users can earn up to 11% APR on holdings between 0.05 to 0.1 XAUT, with a base 1% rate for larger balances. This product allows investors to benefit from gold's price appreciation while generating yield—advantages not available with physical gold. Tokenized gold like XAUT offers fractional ownership, 24/7 liquidity, no storage concerns, and additional earning opportunities through on-chain mechanisms. The offering features no lock-up periods, daily interest accrual, and instant withdrawals.

Zircuit Finance, a security-first digital asset company, has launched an institutional-grade on-chain yield platform targeting 8–11% APR on USDC and USDT. The platform, incubated by a team from Quantstamp, provides simplified cross-chain access to professional yield strategies with fast withdrawals for smaller requests. It partners with regulated institutions like Monarq Asset Management and Forteus, and integrates with FalconX for prime brokerage services. Built by cybersecurity experts with a strong auditing background, Zircuit aims to offer a secure, transparent, and efficient way for users to generate yield on stablecoins.

Amid escalating Middle East conflicts and heightened market volatility, both spot and futures traders are favoring short-term strategies, leaving significant idle funds in their accounts. These assets remain inactive—unable to generate returns yet too critical to withdraw due to fear of missing out on sudden market moves. To address this, WEEX Exchange offers Auto Earn, a flexible savings solution featuring instant deposit/withdrawal, hourly interest accrual, daily profit distribution, and multi-account balance consolidation for optimized yields. From March 11–25 (UTC+8), WEEX is running a limited-time promotion: - New users completing KYC can enjoy a 300% APR on their first Auto Earn participation. - Both new and existing users can earn unlimited referral rewards: 0.5% in trial funds for Level-1 referrals and an extra 0.1% for Level-2, provided the referee holds ≥1,000 USDT in Auto Earn. With no lock-up period and automatic interest across spot, funding, and futures accounts, Auto Earn allows users to earn passive income without compromising trading flexibility—making it an ideal tool for maximizing capital efficiency in uncertain markets.