In a recent X post, market analyst X Finance Bull claimed that buying XRP at its current price above $1 could be similar to purchasing Bitcoin (BTC) at just $200 in its early days, before the pioneering cryptocurrency skyrocketed. The analyst attributes his bullish outlook to a strong belief that XRP could be gearing up for a major price explosion in the near future, driven by major developmental catalysts.
Why XRP At $1.39 Is Like Buying Bitcoin At $200
X Finance Bull is drawing striking comparisons between XRP’s price at $1.39 and Bitcoin’s early days trading around $200, suggesting that investors who buy XRP now may one day look back on current levels as a missed generational opportunity. He predicted that many people in the future will claim they would have held XRP during its early stages, even though enduring its past volatility and uncertainty made it extremely difficult for most investors.
The analyst noted that long-term holders had to endure several challenging events over the past cycles before they could even witness XRP surge above $3 once again in 2025. These challenges include a deep collapse that saw the XRP price declining by more than 93% following its peak. It also encompassed years of regulatory pressure and uncertainty tied to the legal battle between Ripple and the US Securities and Exchange Commission (SEC).
The lawsuit, issued in 2018, triggered widespread market fear and led to several exchange delistings, further pressuring XRP’s price and reputation. X Finance Bull also argued that true conviction meant holding XRP even when a federal regulator was actively suing the company associated with the cryptocurrency.
Now that the legal conflict has concluded, the analyst believes the environment around XRP has changed significantly. In his view, the lawsuit’s resolution marks a turning point that could allow the cryptocurrency to enter a new phase of growth, not just in its price, but in its global positioning and adoption.
XRP’s Institutional Developments And Long-Term Potential
Beyond the now-concluded legal battle, X Finance Bull outlined a series of developments and catalysts that he argues make this current cycle dramatically different from any that came before. He noted that these changes could drive the price of XRP beyond $100.
Among them are the launch of the RLUSD stablecoin, new institutional flows through XRP Spot ETFs, and deeper integration with the traditional financial system. X Finance Bull also pointed to regulatory and banking milestones involving Ripple.
Source: Chart from X Finance Bull on X
According to the analyst, the crypto payments company has received conditional approval for a National Trust Bank and has filed for access to infrastructure linked to the Federal Reserve System. Another major factor X Finance Bull highlighted is the potential passage of the Clarity Act. He argues that once the legislation is signed, it could provide the legal certainty institutions have been waiting for, allowing them to hold, custody, and settle digital assets with a clear regulatory framework.
Additionally, the analyst noted that cross-border payments amount to more than $150 trillion each year, while financial market infrastructure, such as the DTCC, processes roughly $100 trillion in transactions annually. X Finance Bull emphasized that if even a small share of these massive transaction flows settled on the XRP Ledger, the impact on XRP’s valuation would be enormous, potentially driving it well above $100.
