The AI Era Is Creating a Polarizing Divide: The Rich Get Richer, The Poor Get Poorer

marsbitPublicado em 2026-03-26Última atualização em 2026-03-26

Resumo

The article argues that the AI era is creating a widening gap between the rich and the poor, both on a national and individual level. It debunks the myth of AI as a great equalizer, stating that its foundation is inherently unequal, built on immense financial resources for chips, training, and computational power. A key point is the "cost × cognition" feedback loop: wealth determines access to superior AI tools, which provide higher-quality information, leading to better decisions and more wealth. Conversely, free AI tools often have higher hallucination rates, trapping users in a cycle of low-quality information and poor outcomes. The author highlights that AI amplifies existing cognitive disparities. While it solves efficiency problems, it doesn't replace critical thinking. Those with deep knowledge use AI to enhance their work, while those without become dependent, producing "exquisitely平庸" (exquisitely mediocre) output and falling victim to the Dunning-Kruger effect. The divide is also structural. Nations with limited internet access, high costs, or language barriers (as non-English prompts require more tokens) are effectively locked out. The article concludes that the most insidious danger is that many, using inferior AI tools, are falling behind without even realizing it, mistaking the illusion of productivity for real progress.

Written by: jiayi

AI has changed our daily habits—that's a fact.

We use AI to write emails, create PPTs, search for information, and even draft social media posts. We've grown accustomed to AI's presence, as natural as relying on WiFi.

But few pause to consider: Is the AI you're using the same as what others are using?

The "Fairness" of the AI Era Is the Greatest Illusion

Silicon Valley loves to tell a story: AI gives everyone a super assistant, knowledge is no longer a privilege of the few, and equality is achieved.

It sounds beautiful. But the truth is—AI is fundamentally unfair; it's a competition of financial resources.

From chips to computing power, from model training to token consumption, every step of AI burns money.

An NVIDIA H100 chip costs over $25,000. Training a GPT-4-level model costs over a hundred million dollars. Every question you ask an AI burns tokens—and tokens have a price.

Claude Opus charges $5 per million tokens for input, $25 for output. ChatGPT Pro is $200 per month. Add Perplexity, Cursor, Midjourney... A heavy AI user can easily spend over $500 monthly on tools.

Some burn $5,000 a month using AI to build competitive barriers; others use the free version of ChatGPT and think they're keeping up with the times.

This isn't the same race. It's not even the same game.

National Level: The Structural Gap Is Already Irreversible

This logic is even more brutal at the national level.

The AI arms race requires three things: chips, computing power, and talent. All three require massive capital.

The United States alone controls over 70% of the world's AI computing power. China is catching up, but chip restrictions are a chokehold. As for most developing countries—in 46 emerging markets, the cost of basic broadband consumes 40% of monthly income.

When a young person in Nigeria can't even afford stable internet, what "AI equality" can we talk about?

94% of people in high-income countries have internet access, compared to only 23% in low-income countries. 84% of high-income countries have 5G coverage, while only 4% of low-income countries do.

The starting line for third-world countries in the AI era isn't just a step behind—it's not even on the field.

This structural gap can't be closed by effort alone.

Individual Level: Your Ceiling Is Being Redefined by AI

The national-level logic applies equally to individuals.

A line from my Twitter bio: An individual's ceiling = worldview + cognition + practical ability.

What has AI done to these three things?

▶️ First, AI solves many practical efficiency problems.

What used to take a week to produce an industry report now takes a day. What used to require coding from scratch now has AI setting up the framework. In terms of efficiency, AI is indeed leveling the playing field.

▶️ But second, AI is vastly amplifying cognitive gaps.

The same AI tool—what you ask, how you ask it, whether you can judge if the AI's answer is right or wrong—this entirely depends on your existing cognitive level.

A person with deep cognition uses Claude for research; they know what questions to ask, how to follow up, and which answers have flaws verified. AI saves them 80% of execution time, which they use for deeper thinking.

And someone with shallow cognition? They throw a question at AI and use whatever it gives. They turn off their brain and deliver directly. Long-term, they stop thinking. AI doesn't make them smarter; it makes them lazier, dumber.

▶️ Third, the gap in delivery quality will widen dramatically.

Based on your existing cognition to query AI, the depth, accuracy, and timeliness of what AI delivers are exponentially different. Using the same Claude Opus, one person produces deep insights, another produces seemingly plausible nonsense.

A study from Finland's Aalto University is particularly interesting: The more people use AI, the more they tend to overestimate their own abilities. AI makes you "feel" stronger—the output looks professional, fluent. But if you can't discern quality, you're just producing "refined mediocrity."

So the gaps in worldview, cognition, and practical ability—these three dimensions are infinitely magnified in the AI era.

Smart people get smarter, those with cognition deepen it further, the wealthy use better tools to create greater distance. And those on the other end, with AI's "help," become lazier, shallower, poorer.

Cost × Cognition: A Double Divide Is Stacking

Here's a logic chain many haven't figured out:

Money determines what level of AI you can use → The level of AI determines the quality and depth of information you access → The quality of information determines your cognitive boundaries → Cognitive boundaries determine your decision quality → Decision quality determines how much money you can make.

This is a closed loop. The rich get richer, the poor get poorer.

The free version of ChatGPT has a hallucination rate of nearly 40%. Meaning, out of 10 questions you ask, about 4 answers are made up. The paid GPT-4 has a 28% hallucination rate, and the latest version reduced it by another 45%.

The decisions you make using the free version versus using Opus, accumulated over time, lead to completely different life trajectories.

The world will always have huge information gaps. AI didn't eliminate the information gap; AI turned it into a paywall.

Those Who Scale the Wall and Those Who Don't Are Already in Two Different Worlds

Let me share a personal observation that makes me sigh.

If you're reading this article, it's likely because you know how to bypass internet restrictions and browse on Twitter.

But think—how many people around you don't know how to do that? When you talk to them, don't you already feel a clear cognitive gap?

This isn't an IQ gap. It's long-term cognitive divergence caused by information environments.

One person daily接触到的是全球最前沿的信息、最深度的讨论、最优质的内容创作者 (contacts the world's most cutting-edge information, deepest discussions, highest-quality content creators). Another sees algorithm-fed short videos and filtered information streams.

Over five, ten years, these two people's thinking patterns, judgment abilities, and worldviews become completely different.

The AI era magnifies this gap another layer. Those who can bypass restrictions use Claude, Perplexity, the world's best AI tools. Those who can't—ChatGPT is blocked in China, Claude is blocked in China, they can only use localized alternatives or pay premiums through resellers.

The "walls" of the AI era aren't just physical firewalls. There are language walls—cutting-edge AI models are far more optimized for English than other languages. There are paywalls. There are algorithmic filter bubbles. Every wall divides people into different worlds.

Stanford research shows that non-English users consume 5 times the token volume for the same content when using AI. Meaning, for the same money, you get less information, of lower quality.

The Scariest Thing: You've Fallen Behind, and You Don't Know It

This is the point I most want to make in this entire article.

The free AI can also answer questions. It can also help you write. It can also help you search. So people using the free version think—"I'm using AI too, I'm not落后 (falling behind)."

But the free version reasons more shallowly, hallucinates more, has older information. The answers you get "look" right, but are actually full of plausible errors.

It's like two people are "running." One is actually moving forward, the other is running in place on a treadmill. Both feel like they're running, but only one is advancing.

In psychology, there's a concept called the Dunning-Kruger effect: The less people know, the more they think they know. AI magnifies this effect tenfold—the more you rely on AI, the stronger you feel. But you've already lost the ability to think independently; you just don't know it yet.

This is the most brutal part of the AI era.

It's not that AI will replace you. It's that people using better AI, with deeper cognition, will leave you far behind. And you might not even understand how you fell behind by the time you're淘汰 (eliminated).

Criptomoedas em alta

Perguntas relacionadas

QWhat is the core argument about AI's impact on social inequality presented in the article?

AThe article argues that AI is fundamentally not fair and is exacerbating social inequality. It creates a dual divide where the rich get richer and the poor get poorer, driven by the high costs of advanced AI tools, computational power, and the amplification of existing cognitive and resource gaps between individuals and nations.

QAccording to the article, what are the three key resources needed for the AI arms race at a national level?

AThe three key resources needed for the AI arms race at a national level are chips (like NVIDIA's H100), computing power (or 'compute'), and talent. All three require massive capital investment.

QHow does the article claim AI affects an individual's 'ceiling' (their potential) across three dimensions?

AThe article states that AI affects an individual's potential across three dimensions: 1) It solves practical efficiency problems, 2) It vastly amplifies cognitive gaps (those with deeper cognition use AI better), and 3) It creates exponentially larger gaps in the quality of output, leading to 'exquisite mediocrity' for some and deep insights for others.

QWhat is the 'closed loop' or cycle described that leads to the rich getting richer in the AI era?

AThe described cycle is: Money determines the level of AI one can use → The level of AI determines the quality and depth of information one can access → Information quality determines one's cognitive boundaries → Cognitive boundaries determine the quality of one's decisions → Decision quality determines how much money one can make. This creates a self-reinforcing loop where the affluent accumulate more advantages.

QWhat psychological effect does the article mention is amplified by AI, and what is its dangerous consequence?

AThe article mentions the Dunning-Kruger effect is amplified by AI. The dangerous consequence is that less capable individuals, using free and inferior AI tools, become overconfident in their abilities. They produce 'exquisite mediocrity' and believe they are keeping pace, while in reality, they are falling further behind without realizing it, as they lose the ability to think independently.

Leituras Relacionadas

When the World Cup Collides with Agents: From Web2 to Web3, How Are Wallets Evolving into Agentic Wallets?

World Cup as a Catalyst for Agentic Wallets: From Web2 to Web3 This article explores how the World Cup provides a real-world scenario for observing the evolution of digital wallets from simple asset managers towards "Agentic Wallets"—intelligent, AI-powered interfaces. Using the example of prediction markets like Polymarket, it illustrates how AI Agents can lower the barrier to Web3 interaction. Instead of navigating complex DApps, users can express intent in natural language (e.g., "I think Portugal will win") within platforms like Discord or web pages. The Agent then interprets this intent, finds the relevant market, and seamlessly guides the user through the on-chain transaction via their wallet. The core shift is from wallets as mere "function menus" for signing transactions to "intent interpreters" that understand user goals. The article highlights parallel developments in traditional finance, such as Mastercard's "Agent Pay" and WeChat Pay's AI tests, which focus on granting AI controlled, authorized, and auditable payment capabilities. This underscores a broader trend of AI entering the financial layer. However, the article emphasizes that the primary challenge for Agentic Wallets in Web3 is not automation but establishing clear security boundaries. Unlike traditional systems with chargebacks, on-chain transactions are often irreversible. Therefore, future wallets must ensure users retain ultimate control and comprehension. They need to transparently communicate an Agent's permissions, spending limits, authorized durations, and provide easy ways to pause or revoke access. The World Cup experiments represent early steps toward wallets that are not just applications but ubiquitous, intelligent interfaces that simplify Web3 while keeping users securely in control.

marsbitHá 39m

When the World Cup Collides with Agents: From Web2 to Web3, How Are Wallets Evolving into Agentic Wallets?

marsbitHá 39m

Options Don't Work in DeFi? Vitalik Might Not Agree

For years, the prevailing view has been that options struggle to gain traction in DeFi due to complexity, fragmented liquidity, and lack of natural demand compared to products like perpetual futures. However, a recent algorithmic stablecoin design proposed by Vitalik Buterin presents a different perspective, using options not as a standalone trading product, but as foundational infrastructure for other financial instruments. In this design, one unit of ETH is split into two components: a "stable" side (P) that retains value up to a specified strike price, and an "upside" side (N) that captures all appreciation above that strike. Combined, they always equal one ETH, eliminating debt, margin, and liquidation risks inherent in typical collateralized debt position (CDP) stablecoins. The stable component essentially mimics the payoff of a covered call option. To function as a stablecoin, this structure requires continuously rolling deep in-the-money calls, which introduces challenges like rollover slippage, predictable transaction flow vulnerable to front-running, and persistent liquidity needs. A core hurdle is finding consistent buyers for the leveraged ETH upside exposure (N). While it offers leverage without funding rates or liquidation, it must compete with simpler alternatives like direct call options or perpetuals. The system's scalability depends on a sustained demand for this specific form of leverage. The author draws parallels to their experience with Rysk, where earlier versions of DeFi options protocols struggled. The breakthrough came with Rysk V12, which aligns incentives: asset holders generate yield by selling covered calls against their holdings, while market makers efficiently acquire the desired option exposure. This demonstrates that options can find product-market fit when embedded as a risk distribution and pricing engine within structured products, stablecoins, or yield-generating assets, rather than marketed as a complex direct trading instrument. Vitalik's proposal reinforces this architectural approach—using fully collateralized, non-custodial, and physically settled options as a fundamental building block. The real opportunity for options in DeFi may lie not in becoming the next perpetual swap, but in powering the next generation of on-chain financial products.

marsbitHá 1h

Options Don't Work in DeFi? Vitalik Might Not Agree

marsbitHá 1h

Conversation with Investor Zheng Di: MicroStrategy's Coin Sale Experiment, AI Economy, and Opportunities in US Stocks

Frontier tech investor Zheng "Didier" Di discusses the recent Bitcoin price drop, the financial strategy shift at MicroStrategy, the AI-driven surge in U.S. stocks, and the evolving role of crypto exchanges. Didier posits that the recent BTC decline stems less from macro factors or ETF outflows, and more from market repricing due to MicroStrategy's new financial structure. Following a wave of preferred stock and debt issuance (STRC, STRZ, etc.), MicroStrategy must now manage cash flow to pay dividends, potentially leading to a market expectation of sustained, small-scale BTC sales to maintain its "per-share bitcoin neutral" principle. Didier views this as a financial "experiment" testing market capacity for such recurring sell pressure, which, while creating near-term structural headwinds, likely avoids a true "death spiral" absent major new external shocks. Shifting to AI, Didier argues that tokens are becoming the new form of labor, with AI models and compute (tokenized inputs) increasingly replacing human roles in execution and middle-management. This drives enterprise efficiency and higher margins, fueling the sustained rally in U.S. semiconductor, data center, and infrastructure stocks. He foresees an emerging "machine economy" where automated agents transact and collaborate on-chain. Regarding crypto exchanges offering U.S. equities, Didier sees this as a natural evolution. With few crypto-native assets generating lasting value, exchanges are pivoting towards real-world assets (RWAs) like stocks and bonds. This doesn't necessarily cannibalize crypto but reflects a maturing industry focusing on blockchain's core utilities: decentralized choice and efficient settlement. He notes that trading logic for crypto natives doesn't need to drastically change, as meme-driven and fundamentalist strategies find analogs in U.S. markets. The "1011 event" (likely referring to a major market crash) severely damaged crypto market liquidity, marking a probable end to the altcoin speculative cycle, with capital flowing towards the deeper liquidity of U.S. markets. For the macro outlook, Didier is cautious about near-term market pressure from potential mega-IPOs (e.g., SpaceX) and the U.S. midterm elections, which could bring more regulatory scrutiny. Long-term, he remains bullish on AI's productivity gains and its convergence with blockchain/Web3, predicting a shift from speculative frenzy to a more institutionalized, industrial phase for the crypto sector.

marsbitHá 1h

Conversation with Investor Zheng Di: MicroStrategy's Coin Sale Experiment, AI Economy, and Opportunities in US Stocks

marsbitHá 1h

Playnance’s $GCOIN Lists on KoinBX Amid Rapid Growth in India

Playnance's native token, $GCOIN, has been listed on the cryptocurrency exchange KoinBX as of June 18. This move aims to enhance accessibility for its rapidly growing community, particularly in India, where the blockchain-powered Web3 iGaming ecosystem has gained significant traction. Over 130 partners in Playnance's "Be the Boss" program have built communities engaging thousands of active players in the region. The "Be the Boss" model allows participants to create and manage their own gaming communities, earning rewards tied to community activity. CEO Pini Peter noted India's high engagement, with community leaders successfully building player networks. One partner, Dr. Nicolas, reported earning over $57,000 through the program in recent months, highlighting both the financial rewards and the opportunity to grow an engaged community. $GCOIN serves as the ecosystem's core utility token, incentivizing participation and aligning the interests of players and community leaders ("Bosses"). The listing on KoinBX is part of Playnance's strategy to expand globally, increasing the token's utility and accessibility by combining community ownership, gamified engagement, and blockchain-based incentives. Founded in 2020, Playnance is a Web3 iGaming infrastructure company focused on creating live, non-custodial, on-chain products to onboard mainstream users. It currently processes approximately one million transactions daily, aiming to simplify the user experience while maintaining full on-chain transparency.

TheNewsCryptoHá 2h

Playnance’s $GCOIN Lists on KoinBX Amid Rapid Growth in India

TheNewsCryptoHá 2h

Trading

Spot
Futuros

Artigos em Destaque

Como comprar ERA

Bem-vindo à HTX.com!Tornámos a compra de Caldera (ERA) simples e conveniente.Segue o nosso guia passo a passo para iniciar a tua jornada no mundo das criptos.Passo 1: cria a tua conta HTXUtiliza o teu e-mail ou número de telefone para te inscreveres numa conta gratuita na HTX.Desfruta de um processo de inscrição sem complicações e desbloqueia todas as funcionalidades.Obter a minha contaPasso 2: vai para Comprar Cripto e escolhe o teu método de pagamentoCartão de crédito/débito: usa o teu visa ou mastercard para comprar Caldera (ERA) instantaneamente.Saldo: usa os fundos da tua conta HTX para transacionar sem problemas.Terceiros: adicionamos métodos de pagamento populares, como Google Pay e Apple Pay, para aumentar a conveniência.P2P: transaciona diretamente com outros utilizadores na HTX.Mercado de balcão (OTC): oferecemos serviços personalizados e taxas de câmbio competitivas para os traders.Passo 3: armazena teu Caldera (ERA)Depois de comprar o teu Caldera (ERA), armazena-o na tua conta HTX.Alternativamente, podes enviá-lo para outro lugar através de transferência blockchain ou usá-lo para transacionar outras criptomoedas.Passo 4: transaciona Caldera (ERA)Transaciona facilmente Caldera (ERA) no mercado à vista da HTX.Acede simplesmente à tua conta, seleciona o teu par de trading, executa as tuas transações e monitoriza em tempo real.Oferecemos uma experiência de fácil utilização tanto para principiantes como para traders experientes.

487 Visualizações TotaisPublicado em {updateTime}Atualizado em 2026.06.02

Como comprar ERA

Discussões

Bem-vindo à Comunidade HTX. Aqui, pode manter-se informado sobre os mais recentes desenvolvimentos da plataforma e obter acesso a análises profissionais de mercado. As opiniões dos utilizadores sobre o preço de ERA (ERA) são apresentadas abaixo.

活动图片