Many users prefer to store a portion of their funds in $USDT. But sooner or later, a very everyday task arises: exchanging cryptocurrency for rubles and transferring the money to a bank card. Until recently, one almost always had to use P2P platforms or online exchangers for this. This meant searching for a counterparty or a suitable service, comparing exchange rates, and facing additional risks associated with the exchange.
The main drawback of P2P and many exchangers is the lack of transparency. The user does not always understand who the other party to the transaction is, by what rules the service verifies the origin of funds, and how settlements are organized. There is always a chance of encountering fraudulent schemes like the "triangle," where a cryptocurrency seller is used to launder criminally obtained funds.
OneSix offers a different approach: the conversion of cryptocurrency and withdrawal of rubles happen inside the cryptocurrency wallet, without the need to search for counterparties or use third-party services.
Withdraw $USDT to a Card Without Fear
OneSix is a cryptocurrency wallet that works through Telegram MiniApp and a web interface. It supports $USDT on the TRC20, ERC20, and BEP20 networks, as well as BTC, ETH, BNB, TRX, and LTC.
If a user needs to exchange some of their crypto assets for rubles, it's enough to select the amount and arrange a withdrawal to a bank card or via SBP (Faster Payments System). According to OneSix, order execution usually takes about five minutes.
The conversion of cryptocurrency to rubles happens inside the service, so there is no need to search for a buyer on a P2P platform or use a third-party exchanger.
This is especially convenient for those living abroad who regularly receive transfers in $USDT. For example, if part of the savings is stored in $USDT, the necessary amount can be exchanged within the wallet and rubles can be immediately transferred to one's own card or the card of relatives in Russia.
Not Only Withdrawal, But Also Payment
OneSix allows users not to think about withdrawing funds to a card at all. Through the OneSix wallet, one can easily pay for Russian SBP QR codes directly from the cryptocurrency balance. The user opens the wallet, scans the QR code, confirms the operation, and the service automatically calculates the amount in cryptocurrency, converts it to rubles, and sends the payment to the recipient. The payment is made in rubles, although for the user it all looks as if they are paying in cryptocurrency.
This way, one can pay for utility bills, online store purchases, grocery delivery, and any other services that accept payment via SBP.
Furthermore, through OneSix, one can create crypto invoices and payment links for receiving payments in digital assets. This is convenient for freelancers, consultants, developers, and small companies working with foreign clients.
Compliance Instead of Random Counterparties
Another difference of OneSix is its approach to AML transaction checks. In practice, any user of a non-custodial wallet can encounter cryptocurrency with a questionable history: it's enough to receive a transfer from a third party or accidentally buy assets that were previously involved in suspicious operations.
When these coins are later transferred to centralized services, such as wallets and exchanges, the assets are first credited to the wallet and then can be frozen on the balance until the circumstances are clarified, and the user has to prove the origin of the assets and undergo additional checks.
OneSix acts differently: if an incoming transaction does not pass the AML check, it is simply not credited to the wallet and is automatically returned to the sender. This approach reduces the risk that the user will later have to confirm the origin of funds or face restrictions due to the questionable history of the received assets.
P2P and exchangers solve only one problem—helping to exchange cryptocurrency for rubles—but they do not relieve the user of the associated risks. OneSix offers a different approach: here, the conversion happens inside the service, so the user simply withdraws rubles to a card or pays for a purchase via QR code, without thinking about the exchange process itself.
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This is promotional material. Hash Telegraph is not responsible for the accuracy of the information provided. The opinion of the editorial staff may not coincide with the assessment presented in the material.
