GOAT Network and DitoBanx Launch Bitcoin Self-Custody Yield Pilot in Mexico, Reaching Over 100,000 Users

marsbitPublicado em 2026-01-06Última atualização em 2026-01-06

Resumo

GOAT Network has partnered with Latin American fintech platform DitoBanx to launch a pilot program for Bitcoin self-custody yield in Mexico, reaching over 100,000 users. The initiative introduces GOAT's white-label product, Safebox, within DitoBanx's regulated mobile app. This non-custodial solution allows users to earn Bitcoin-denominated yields without transferring asset custody or participating in lending schemes. Unlike traditional yield models that rely on centralized custody or credit-based mechanisms, Safebox offers principal protection and is powered by GOAT Network’s decentralized sequencer rewards. Users retain full control of their Bitcoin private keys while earning a 1.5% annualized yield over a three-month pilot period. The collaboration combines DitoBanx’s regulated onboarding, fiat rails, and user-friendly interface with a structurally distinct yield mechanism, reducing counterparty risk. The pilot aims to enhance Bitcoin-based financial accessibility in Latin America and may expand to other markets where DitoBanx operates. This model represents a potential evolution for Bitcoin savings products, balancing regulatory compliance with self-sovereign asset control.

GOAT Network recently announced a partnership with Latin American fintech platform DitoBanx to launch a Bitcoin yield pilot program in Mexico, enabling over 100,000 users to earn BTC-denominated yields while maintaining full self-custody of their Bitcoin.

This pilot introduces GOAT Network's white-label Safebox product within DitoBanx's regulated mobile application. The solution combines fiat on-ramps with compliance processes and employs a non-custodial yield structure, allowing users to participate in Bitcoin yields without entrusting assets to institutional custody or engaging in lending programs.

A Structurally Different Approach to Bitcoin Yield

For a long time, Bitcoin yield products have largely relied on custodial models, where user assets are held on exchange ledgers or generate yield through lending, re-staking, and other methods. While such models lower the barrier to entry, they also introduce counterparty and credit risks, factors that have historically undermined trust in Bitcoin yield products multiple times.

The Safebox pilot takes a different path in its structural design.

All deposited assets are principal-protected, all yields are paid in Bitcoin, and are supported by GOAT Network's decentralized sequencer reward mechanism. This model does not rely on lending, re-staking, or institutional balance sheet risk. Instead, it achieves Bitcoin yield by separating the regulated access layer from the yield mechanism itself.

This structure allows users to participate in the yield program without selling, wrapping, or relinquishing ownership of their Bitcoin.

Bridging Compliant Access and Self-Custody

This collaboration reflects a potential direction for the evolution of Bitcoin financial products towards mainstream users.

DitoBanx provides the regulated access layer, including KYC, fiat channels, and a familiar mobile user experience; meanwhile, the yield structure is designed to avoid embedding user assets into custodial ledgers or credit-based financial products. This separated architecture allows users to participate in Bitcoin yields through a compliant fintech platform while still retaining control over their assets.

Kevin Liu, a core contributor to GOAT Network, stated:

"Partnering with DitoBanx to launch the BTC yield pilot via Safebox marks a significant step forward in our journey towards a more inclusive next generation of finance. We are joining forces to bring Bitcoin-based yield to everyday users in Mexico, delivering true financial freedom, innovation, and long-term sustainability to emerging markets."

This pilot offers an annual percentage yield (APY) of 1.5%, calculated pro-rata over a three-month term. After the pilot concludes, users can withdraw their original Bitcoin along with the earned yield.

Expanding Bitcoin Financial Accessibility in Latin America

For DitoBanx, this pilot is an important step in promoting practical Bitcoin financial services in Latin America.

Guillermo Contreras, CEO of DitoBanx Latin America, stated:

"This pilot collaboration with GOAT Network is a pivotal moment for our customers in Mexico. For the first time, users can hold Bitcoin in a fully non-custodial account—maintaining full control of their private keys at all times—while still being able to earn yield, without having to sell, wrap, or relinquish ownership of their Bitcoin. This is the kind of financial innovation we believe in: empowering people to grow their wealth without sacrificing sovereignty, transparency, or security. For DitoBanx, this project further reinforces our commitment to building truly user-centric financial infrastructure *on* Bitcoin, not just layering products *on top* of it."

Currently, DitoBanx operates in seven countries, including Mexico, the United States, Panama, and El Salvador. As the Mexico pilot progresses, the two parties plan to explore expanding the product to other markets where DitoBanx operates.

A Potential Evolutionary Path for Bitcoin Savings Products

Although still in its early stages, this pilot demonstrates a potential direction for the development of Bitcoin savings products. Fully custodial yield models have advantages in distribution and compliance but often reintroduce credit and counterparty risks; purely non-custodial systems, while reducing these risks, struggle to reach mainstream users who rely on compliant platforms for onboarding and payments.

In this context, a hybrid structure—where regulated entities handle access and distribution, while the yield mechanism remains aligned with Bitcoin's minimal-trust architecture—may offer a more viable middle path. If this model proves scalable, it could provide a robust template for integrating Bitcoin yield products into the mainstream financial system without repeating the structural risks of past models.

Criptomoedas em alta

Perguntas relacionadas

QWhat is the main innovation of the GOAT Network and DitoBanx Bitcoin yield pilot in Mexico?

AThe main innovation is a non-custodial yield structure that allows over 100,000 users to earn Bitcoin-denominated yields while maintaining full self-custody of their assets, eliminating counterparty and credit risks associated with traditional custodial models.

QHow does the Safebox product differ from traditional Bitcoin yield products?

AUnlike traditional yield products that use custodial models, lending, or re-staking, Safebox uses a decentralized sequencer reward mechanism. It keeps user assets self-custodied, provides principal protection, and pays yields in BTC without requiring users to surrender ownership or engage in credit-based schemes.

QWhat role does DitoBanx play in this partnership?

ADitoBanx provides the regulated on-ramp layer, including KYC compliance, fiat channels, and a user-friendly mobile app interface, enabling mainstream users in Mexico to access Bitcoin yield services through a familiar and compliant platform.

QWhat is the stated annual percentage yield (APY) for the pilot program, and how is it structured?

AThe pilot offers a 1.5% annual percentage yield (APY), prorated over a three-month term. After the pilot concludes, users can withdraw their original Bitcoin along with the accrued yields.

QWhich markets does DitoBanx currently operate in, and what are the future plans for this product?

ADitoBanx operates in seven countries, including Mexico, the United States, Panama, and El Salvador. Following the Mexico pilot, the partners plan to explore expanding the product to other markets where DitoBanx has a presence.

Leituras Relacionadas

E Fund "Quits Drinking"

"Yi Fang Da 'Gives Up Alcohol'" - Summary The article analyzes the recent portfolio adjustments of star fund manager Zhang Kun, focusing on his flagship funds, the Yi Fang Da Blue Chip Select and Yi Fang Da Quality Select. The key trend highlighted is a significant and ongoing reduction in exposure to the consumer sector, particularly liquor (baijiu) stocks like Kweichow Moutai and Wuliangye, which were once core holdings. This shift is driven by several factors: a downturn in the consumer sector's business cycle post-pandemic, with slowing earnings growth for major players; a change in consumer behavior towards value over premium brands; and high channel inventory pressures, especially in the liquor industry. These fundamentals have led to a prolonged phase of valuation contraction for consumer stocks. Concurrently, market capital has rotated aggressively towards the high-growth technology sector, especially AI-related chains, which have dominated fund inflows. This style shift has further diminished the attractiveness of traditional consumer "core assets" for many funds. As a result, Zhang Kun's funds have drastically cut their consumer stock allocations. For example, the Blue Chip Select's baijiu holding proportion has fallen from over 40% to around 20%, and its overall top 10 holdings concentration dropped sharply. This mirrors a broader trend in the active equity fund industry, where allocations to consumer staples have plummeted to multi-year lows while technology holdings have surged. The article concludes that while the consumer sector's valuations are now at historical lows, offering some margin of safety, the fundamental outlook remains challenging due to weak macro consumption recovery and intense internal competition. Therefore, the sector is likely to see only sporadic rebounds rather than a sustained recovery, continuing to weigh on the performance of funds still heavily invested in it. Zhang Kun's timely reduction of Korean semiconductor holdings in his Asia Select fund amid a market crash is also noted as a contrast to his domestic strategy.

marsbitHá 9m

E Fund "Quits Drinking"

marsbitHá 9m

Before the Second Attempt at Hong Kong IPO, Topstar 'Hands Out' 548 Million in Related-Party Orders

Tosda, an industrial robotics firm, is making its second attempt at a Hong Kong listing shortly after its first application lapsed. The company has undergone a significant strategic shift, pivoting away from its lower-margin intelligent energy and environmental management system (IEEMS) business to focus on core robotics and machinery. This "revenue-reduction, profit-growth" strategy saw revenue nearly halve from 2022 to 2025, but resulted in a sharp turnaround to profitability, with a 1147% year-on-year increase in Q1 2026 net profit. This restructuring involved spinning off the IEEMS business, leading to a substantial jump in related-party transactions. Following the departure of a former executive, two newly associated companies are expected to handle up to 548 million RMB worth of IEEMS orders in 2026, with Tosda acting as a platform charging a 3% management fee. While profitability has improved, several financial concerns remain. Accounts receivable collection cycles have lengthened, inventory—particularly for robots—has surged significantly despite falling revenue, and the company faces challenges in overseas market expansion. Notably, overseas business currently has a lower gross margin than domestic operations. The company was also recently reprimanded by regulators for accounting inaccuracies related to revenue recognition and bad debt provisions. The success of its strategic pivot and its second listing attempt will depend on managing these financial risks, the transparency of its new business model, and the long-term performance of its core robotics segment.

marsbitHá 20m

Before the Second Attempt at Hong Kong IPO, Topstar 'Hands Out' 548 Million in Related-Party Orders

marsbitHá 20m

Is the AI Bull Market in Jeopardy? Philadelphia Semiconductor Index Breaks Below Key Support at 11,200 Points

The Philadelphia Semiconductor Index (SOX) faces a critical technical and fundamental test. It recently breached a key short-term support level around 11,200 points—a level that held in mid-July—and closed below it. Technical indicators have deteriorated, with the 21-day moving average crossing below the 50-day, signaling bearish momentum. Should the 11,200 support fail, the next major support is the 200-day moving average. The sell-off, which saw memory chip stocks like Micron and Western Digital plunge over 10%, stems from growing concerns about the cyclicality and quality of AI demand. Market participants question the sustainability of the AI capital expenditure boom, highlighted by divergences between the capital expenditures of mega-cap tech firms and semiconductor index performance. However, some positive structural shifts are emerging. Institutional positioning has normalized, unwinding the previously crowded "long semiconductors, short Mag 7" trade, leaving cleaner positioning. Seasonal tailwinds are also approaching, as the NDX historically performs well after this period, potentially supporting a rebound if retail inflows resume. The core question is whether the SOX can hold the 11,200 support. A failure could trigger further declines toward the 200-day moving average, while a successful defense, combined with lighter positioning and seasonal support, could offer a recovery window for the sector.

marsbitHá 20m

Is the AI Bull Market in Jeopardy? Philadelphia Semiconductor Index Breaks Below Key Support at 11,200 Points

marsbitHá 20m

Qualcomm and Arm Fall Together: The Bill for Memory Price Hikes Finally Arrives at Mobile Chip Companies

After posting Q2 FY2026 results, Qualcomm and Arm both saw their shares decline, reflecting the impact of memory price increases on the smartphone chip sector. Qualcomm's revenue of $9.95B slightly beat expectations, but EPS of $2.21 fell short. More concerning was its guidance for next quarter, with EPS projections below analyst estimates. The company directly attributed a >$1.50 per share annual EPS headwind to rising memory costs and supply constraints in Android phones, prompting planned price hikes. While automotive revenue grew 61% and is approaching one-third of phone revenue, the mobile segment declined 20%. Qualcomm also confirmed a significant reduction in its modem share for the upcoming iPhone and outlined a plan for data center revenue to replace all Apple-related income by FY2027. Arm's results surpassed expectations with revenue of $1.29B and EPS of $0.45, and its guidance was also strong. However, its stock fell. Key concerns included royalty revenue failing to set a new record and a downward revision to full-year royalty growth guidance from ~20% to the high-teens, citing weak smartphone demand and high memory prices. Despite robust growth in its data center business, Arm's premium valuation (over 100x forward P/E) means even beating expectations isn't enough to push the stock higher, as any sign of uncertainty is magnified. Ongoing global antitrust investigations add another risk factor. The situation highlights a broader shift. Memory price surges, which boosted Samsung's profits, are now pressuring chip designers. Meanwhile, the semiconductor sector saw significant corrections in July, with the hardest-hit stocks often being those with the biggest AI-driven gains year-to-date. Qualcomm, lacking such a premium, was an exception.

marsbitHá 35m

Qualcomm and Arm Fall Together: The Bill for Memory Price Hikes Finally Arrives at Mobile Chip Companies

marsbitHá 35m

Trading

Spot

Artigos em Destaque

O que é $GOAT

Compreender Goat,$$goat: Inovações e Comunidade no Espço Cripto Introdução ao Goat,$$goat No dinâmico e frequentemente imprevisível panorama das criptomoedas, o termo “Goat,$$goat” surgiu para representar dois projetos distintos que estão a causar impacto na comunidade blockchain. Este artigo tem como objetivo explorar ambos os projetos, oferecendo aos leitores uma visão abrangente dos seus objectivos, funcionalidades, aspectos inovadores e estratégias de envolvimento comunitário. O primeiro projeto, comumente referido como “GOAT,” é uma memecoin construída sobre a blockchain Solana. Ganhou atenção notável pela sua estratégia de marketing única, liderada por um bot de IA conhecido como Truth Terminal. O segundo empreendimento, também nomeado “GOAT,” opera como uma solução de Camada 2 (L2) na rede Bitcoin, focando-se em proporcionar rendimento sustentável para os detentores de Bitcoin. Juntos, esses projetos demonstram a natureza evolutiva da indústria de criptomoedas, misturando tecnologia de IA, construção comunitária e soluções financeiras inovadoras. O que é Goat,$$goat? 1. GOAT (Memecoin baseados em Solana) Visão Geral: O projeto GOAT na Solana incorpora a natureza brincalhona e frequentemente irreverente das memecoins. Aproveita a persona envolvente do Truth Terminal, um bot de IA que se tornou um ícone cultural dentro da comunidade das memecoins. O projeto acolhe uma filosofia conhecida como “Goatse Gospel,” visando desafiar as normas tradicionais relacionadas a interações digitais e ao envolvimento comunitário. Objectivos: A principal ambição do projeto GOAT baseado em Solana é explorar interações não supervisionadas dentro de espaços digitais, cultivar uma comunidade impulsionada por IA e aproveitar a influência de personalidades de IA para estabelecer tendências online. 2. GOAT (Solução de Camada 2 do Bitcoin) Visão Geral: Por outro lado, o segundo projeto GOAT serve a um propósito mais sério como uma solução de Camada 2 para Bitcoin. Projetado para abordar preocupações críticas relacionadas à segurança e fragmentação da liquidez dentro do ecossistema Bitcoin, este projeto integra sequenciadores descentralizados e um novo mecanismo de bloqueio baseado em Bitcoin Script. Objectivos: O principal objectivo do projeto GOAT L2 Bitcoin é proporcionar um meio fiável e eficaz para que os detentores de Bitcoin gerem rendimento através de aplicações de finanças descentralizadas (DeFi), ao mesmo tempo que salvaguardam a integridade e segurança da blockchain do Bitcoin. Quem é o Criador do Goat,$$goat? 1. GOAT (Memecoin baseados em Solana) Criador: O conceito por trás do Truth Terminal foi inicialmente desenvolvido por Andy Ayrey, que o imaginou como um gêmeo digital antes de se transformar numa persona de IA plenamente desenvolvida. Embora a participação de Ayrey no Truth Terminal seja clara, é essencial notar que o token GOAT em si foi concebido por um desenvolvedor anónimo influenciado pelas ideias inovadoras de Ayrey. 2. GOAT (Solução de Camada 2 do Bitcoin) Criadores: Em contraste, o projeto GOAT L2 Bitcoin é trazido à vida por uma equipa dedicada de colaboradores principais. Indivíduos notáveis incluem Kevin Liu, Dr. Redouane Elkamhi, Dr. Eric Wang, Stephen Duan, Annie Zhao, Brett Wags, Dane Great, Dylan Kawalec, e Mario. Este colectivo traz uma diversidade de experiência e especialização ao projeto, aumentando o seu potencial de sucesso. Quem são os Investidores do Goat,$$goat? 1. GOAT (Memecoin baseados em Solana) Investidores: Contribuições notáveis foram feitas para o projeto GOAT baseado em Solana por figuras influentes dentro do sector das criptomoedas. Mais proeminentemente, Marc Andreessen fez manchetes ao doar $50,000 em Bitcoin para o desenvolvimento do Truth Terminal. Embora mais detalhes sobre fundações de investimento formais ou organizações por trás do token GOAT permaneçam vagos, o envolvimento de Andreessen enfatiza a credibilidade e potencial do projeto. 2. GOAT (Solução de Camada 2 do Bitcoin) Investidores: Informações relacionadas a investidores específicos ou organizações que apoiam o projeto GOAT L2 Bitcoin são surpreendentemente escassas. Detalhes sobre o apoio a este projeto não foram publicamente divulgados, o que pode refletir o seu estágio inicial ou a atual confidencialidade típica de projetos criptográficos em fase inicial. Como Funciona Goat,$$goat? 1. GOAT (Memecoin baseados em Solana) Fatores Únicos: O projeto GOAT aproveita as capacidades do Truth Terminal, um bot de IA inovador, para melhorar estratégias de marketing e fomentar interacções comunitárias. A IA envolve os utilizadores ao partilhar insights e humor que ressoam com a ética da comunidade, permitindo uma narrativa de crescimento dinâmica e em evolução contínua. 2. GOAT (Solução de Camada 2 do Bitcoin) Fatores Únicos: Esta versão do GOAT incorpora de forma única sequenciadores descentralizados juntamente com um mecanismo de bloqueio baseado em Bitcoin Script para garantir eficiência e segurança. Adicionalmente, implementa um Processo de Desafio Optimista (OCP) utilizando o protocolo de ponte sem permissões do BitVM2, facilitando a verificação de cálculos off-chain directamente na rede Bitcoin. Esta sinergia reflete um compromisso não apenas em promover o crescimento do rendimento de Bitcoin, mas também em aumentar a confiança do utilizador através de características de segurança. Cronologia do Goat,$$goat 1. GOAT (Memecoin baseados em Solana) Julho de 2024: Truth Terminal atrai atenção notável após a significativa doação de $50,000 em Bitcoin por Marc Andreessen, marcando um momento crucial no envolvimento comunitário. 10 de Outubro de 2024: A criação oficial do token GOAT ocorre, alinhando-se com os objectivos abrangentes do projeto. 14 de Outubro de 2024: O evento de pré-venda do token é notavelmente bem-sucedido, arrecadando impressionantes $104.11 milhões em financiamento. Outubro de 2024: Dentro de meros dez dias de negociação, o GOAT alcança uma capitalização de mercado superior a $878 milhões, mostrando a forte demanda e interesse pelo projeto. 2. GOAT (Solução de Camada 2 do Bitcoin) Cronologia: Actualmente, marcos cronológicos detalhados para o projeto GOAT L2 Bitcoin não estão disponíveis publicamente. À medida que o projeto evolui, actualizações regulares podem ser antecipadas pela comunidade. Temas Chave Sobre Goat,$$goat Envolvimento Comunitário Um fio comum que une ambos os projetos GOAT é a ênfase no envolvimento comunitário, embora através de diferentes estratégias. O GOAT baseado em Solana aproveita a tecnologia de IA para interaccionar activamente com a comunidade e obter feedback, enquanto o projeto L2 do Bitcoin visa criar uma plataforma envolvente para os detentores de BTC, permitindo-lhes participar na geração de rendimento. Inovação Ambos os projetos apresentam abordagens inovadoras dentro dos seus respectivos nichos. A integração brincalhona da IA no marketing do GOAT baseado em Solana contrasta com os sérios avanços de infraestrutura introduzidos pelo GOAT L2 Bitcoin através das suas soluções descentralizadas e funcionalidades de contratos inteligentes. Segurança Um ponto focal para o GOAT L2 Bitcoin é a sua capacidade de abordar preocupações de segurança. Ao introduzir um mecanismo de bloqueio baseado em Bitcoin Script juntamente com um Processo de Desafio Optimista, o projeto prioriza não apenas a geração de rendimento, mas também a integridade firme das transações na rede Bitcoin. Conclusão À medida que o espaço das criptomoedas continua a evoluir, projetos como Goat,$$goat exemplificam a fusão de criatividade, tecnologia e comunidade que define o Web3. Quer seja através do envolvimento brincalhão de uma memecoin na Solana ou das soluções financeiras sérias fornecidas por um projeto de Camada 2 do Bitcoin, ambas as iniciativas abrem caminho para futuras inovações no universo blockchain. Através de estratégias orientadas pela comunidade e um foco robusto em segurança e eficiência, Goat,$$goat representa uma evolução intrigante no sempre mutável panorama cripto.

47 Visualizações TotaisPublicado em {updateTime}Atualizado em 2024.12.03

O que é $GOAT

Como comprar GOAT

Bem-vindo à HTX.com!Tornámos a compra de Goatseus Maximus (GOAT) simples e conveniente.Segue o nosso guia passo a passo para iniciar a tua jornada no mundo das criptos.Passo 1: cria a tua conta HTXUtiliza o teu e-mail ou número de telefone para te inscreveres numa conta gratuita na HTX.Desfruta de um processo de inscrição sem complicações e desbloqueia todas as funcionalidades.Obter a minha contaPasso 2: vai para Comprar Cripto e escolhe o teu método de pagamentoCartão de crédito/débito: usa o teu visa ou mastercard para comprar Goatseus Maximus (GOAT) instantaneamente.Saldo: usa os fundos da tua conta HTX para transacionar sem problemas.Terceiros: adicionamos métodos de pagamento populares, como Google Pay e Apple Pay, para aumentar a conveniência.P2P: transaciona diretamente com outros utilizadores na HTX.Mercado de balcão (OTC): oferecemos serviços personalizados e taxas de câmbio competitivas para os traders.Passo 3: armazena teu Goatseus Maximus (GOAT)Depois de comprar o teu Goatseus Maximus (GOAT), armazena-o na tua conta HTX.Alternativamente, podes enviá-lo para outro lugar através de transferência blockchain ou usá-lo para transacionar outras criptomoedas.Passo 4: transaciona Goatseus Maximus (GOAT)Transaciona facilmente Goatseus Maximus (GOAT) no mercado à vista da HTX.Acede simplesmente à tua conta, seleciona o teu par de trading, executa as tuas transações e monitoriza em tempo real.Oferecemos uma experiência de fácil utilização tanto para principiantes como para traders experientes.

283 Visualizações TotaisPublicado em {updateTime}Atualizado em 2026.06.02

Como comprar GOAT

Discussões

Bem-vindo à Comunidade HTX. Aqui, pode manter-se informado sobre os mais recentes desenvolvimentos da plataforma e obter acesso a análises profissionais de mercado. As opiniões dos utilizadores sobre o preço de GOAT (GOAT) são apresentadas abaixo.

活动图片