«Latam Insights»: Tokenized Cows in Brazil, the Reality of Remittances in El Salvador, and a Cryptocurrency Bill in Argentina

cryptonews.ruPublicado em 2026-07-27Última atualização em 2026-07-27

Resumo

In Brazil, a farm in Paraná secured a $100,000 loan using 10 tokenized cows as collateral, monitored via decentralized tech, allowing for higher valuations due to reduced lender risk. In El Salvador, crypto remittances accounted for only 0.7% ($35.4M) of the $5B+ received in H1 2026, though volume grew 39% year-over-year, with traditional channels dominating. Meanwhile, Argentina's new deregulation bill aims to integrate crypto and blockchain into capital markets by allowing investment funds to hold digital assets and permitting the tokenization of securities, potentially unlocking billions in demand.

The Engendro Velho farm, located in the state of Paraná (Brazil), received a loan of nearly $20,000 using a herd of 10 cows as collateral, with decentralized technology used to digitize information about each cow.

The farmer received a financial agricultural bond (CPR-F) worth nearly $100,000 from BMP, a direct lending company, and the collateral assets (each cow) were transferred to Target FIDC – a fintech company that registered the transaction using data about each animal.

While such deals are not new, tokenization and monitoring of cows allow farmers to negotiate better terms, as lenders can check the herd's condition at any time, reducing the risks associated with such a loan.

Humberto Brenner, director of Target FIDC, emphasized that because of this factor, the price of a cow can reach a level 2.5 times higher than the price that would be set in similar agreements without monitoring. “Monitoring eliminates this uncertainty,” he stated.

5 Years After Bitcoin Law Adoption, Cryptocurrency Accounts for Only 0.7% of El Salvador's $5 Billion Remittance Market

Data released by the Central Bank of El Salvador showed that in the first half of 2026, only $35.4 million of the total external remittances to the country were sent through digital currency channels. This figure represents less than 1% of all funds sent to the country in 2026, the total of which exceeded $5 billion.

For comparison, the share of cash remittances, delivered in person when senders travel from another country to El Salvador to visit their relatives, grew to 3.8%. However, cryptocurrency remittance figures are significantly higher than in the first half of 2025, when their volume was $25.4 million, representing a growth of 39.1%.

The total volume of remittances during this period also grew from $4.84 billion to $5.06 billion, corresponding to an increase of $219.2 million (4.5%). Money transfer companies and banks are the preferred channels for Salvadorans sending money home, accounting for over 84% of the volume of funds coming from abroad.

Argentina Proposes Deregulation Bill to Modernize Capital Markets with Crypto and Blockchain

A preliminary deregulation bill, prepared by Minister of Deregulation Federico Sturzenegger, proposes significant changes aimed at incorporating digital assets and decentralized technologies into national financial markets, with the goal of opening new opportunities for investors interested in these assets.

Primarily, the bill proposes to allow investment funds to invest in digital assets if it aligns with the fund's investment policy. Preliminary estimates suggest this would create billions in demand for digital assets.

“Today, cryptoassets are investment assets; allowing funds to invest in them is a good thing, of course, provided they comply with regulatory requirements that the CNV must approve. It is not about just anyone going out to buy Bitcoin, and it's not about any cryptoasset whatsoever,” a source who wished to remain anonymous told Clarin.

Furthermore, the document allows for the tokenization of all negotiable securities, including the issuance, custody, transfer, and sale of these assets using decentralized technologies.

end-content

Criptomoedas em alta

CitreaCTR

wrapped stUSDTWSTUSDT

Velodrome FinanceVELODROME

Perguntas relacionadas

QHow did the Brazilian farm Engendro Velho use decentralized technology to secure a loan, and what was the impact on the value of their collateral?

AThe farm used decentralized technology to tokenize and monitor a herd of 10 cows, which were used as collateral for a loan. This real-time monitoring allowed creditors to verify the herd's condition, reducing risk. Consequently, the monitored cows could be valued at up to 2.5 times the price they would have in similar agreements without monitoring.

QAccording to the Central Bank of El Salvador, what percentage of the $5 billion remittance market did cryptocurrency represent in the first half of 2026, and how does this compare to cash remittances delivered in person?

AIn the first half of 2026, cryptocurrency represented only 0.7% (or $35.4 million) of El Salvador's $5 billion remittance market. In comparison, cash remittances delivered in person by visitors accounted for 3.8% of the market.

QWhat is one of the key proposals in Argentina's draft deregulation bill regarding investment funds and digital assets?

AOne key proposal is to allow investment funds to invest in digital assets, provided it aligns with the fund's investment policy and complies with regulations to be approved by the CNV (National Securities Commission). This is expected to generate billions in demand for digital assets.

QWhat does Argentina's preliminary deregulation bill propose regarding the tokenization of securities?

AThe bill proposes to allow the tokenization of all negotiable securities, including their issuance, custody, transfer, and sale using decentralized technologies.

QDespite the low overall percentage, how did the volume of cryptocurrency remittances to El Salvador change from the first half of 2025 to the first half of 2026?

AThe volume of cryptocurrency remittances grew by 39.1%, increasing from $25.4 million in the first half of 2025 to $35.4 million in the first half of 2026.

Leituras Relacionadas

Hong Kong prepares banks for quantum threats amid tokenization push

The Hong Kong Monetary Authority (HKMA) has launched a quantum preparedness framework and a Quantum Preparedness Index (QPI) for banks, as the city expands its use of blockchain and tokenized assets. The sector's current readiness score is 2.3 out of 10, with about half of surveyed institutions lacking formal plans. The HKMA aims for full readiness (QPI 10) by 2030. This initiative addresses rising risks as Hong Kong moves more financial activity, including tokenized green bonds and deposits, onto distributed ledgers. The HKMA warns that quantum computers could eventually break widely used cryptography, threatening core functions like transaction authorization and data security in these systems. The regulator urges banks to begin risk assessments and migration planning now.

cointelegraphHá 16m

Hong Kong prepares banks for quantum threats amid tokenization push

cointelegraphHá 16m

Take a Calm Look at Domestic Lithography Machines: 5 Units Delivered, How Far Are We from Challenging ASML?

This article analyzes recent news about China's domestic DUV lithography machines, advising a measured perspective. A state-backed enterprise plans to deliver about 5 immersion DUV systems this year, with a 2027 target of 20 units, aimed at 28nm processes. While this marks a step from R&D into initial customer validation, the author cautions against over-optimism. The piece clarifies this is DUV, not EUV technology. DUV is crucial but cannot economically solve challenges for advanced nodes like 5nm or below, where EUV is key. The 5-unit volume is minimal compared to ASML's annual output of over 130 such machines. The author highlights unverified claims regarding specs like 90% yield and warns against conflating this news with unconfirmed reports about Shanghai Micro Electronics' production. China's EUV efforts, while progressing with a prototype, remain in early testing, facing significant hurdles in core components like high-precision optics. The analogy of a "DeepSeek moment" is deemed misleading, as lithography involves slow, iterative precision engineering, not rapid software-like breakthroughs. Current progress represents establishing a potential second supply source and gaining vital engineering experience rather than an imminent industry disruption. For investors, the key indicators to watch are formal customer acceptance, stable operational performance, repeat orders, and growth in production volume and component localization. The conclusion is that this is a positive but early-stage development, far from altering the global competitive landscape.

marsbitHá 21m

Take a Calm Look at Domestic Lithography Machines: 5 Units Delivered, How Far Are We from Challenging ASML?

marsbitHá 21m

The 800x Golden Dog, "Gacha" Saves NFT Trading

Title: 800x Golden Dog: How 'Gacha' Mechanics Are Rescuing NFT Trading In the past month, the on-chain TCG (Trading Card Game) narrative, centered around "gacha" or loot box mechanics, has emerged as a major crypto-native revenue generator, second only to platforms like Hyperliquid and pump.fun. Recently, this trend hit Ethereum with Fake World Assets (FWA). Within just over a week, FWA generated approximately $1.3 million in revenue, ranking 15th in the past week's crypto app earnings. Its token, $FWA, surged from an initial market cap of ~$47,550 to a peak of ~$38.8 million—an 800x gain. Meanwhile, Collector Cards' token $CARDS declined significantly from its previous highs. FWA, developed by the team behind "PunkStrategy," operates as an NFT gacha system with a built-in token flywheel. Users deposit NFTs paired with ETH as liquidity into pools. Each deposit creates a personal pool; more ETH deposited lowers the chance of the NFT being "won" in a draw. Players spend ETH to "draw" (gacha). If they get an undesirable NFT, they can instantly sell it back to the original depositor at an 85% discount, generating income for the depositor. A 1% fee is taken on each draw and on depositor earnings when an NFT is kept. The key to FWA's momentum is its token $FWA. It cannot be bought directly externally. The primary way to acquire it is by playing the gacha and choosing to receive $FWA (instead of ETH) when selling back an unwanted NFT. This mechanism creates constant buy pressure for $FWA as players engage, especially during its price ascent. Early participants who held $FWA benefited massively from subsequent inflows. This contrasts with projects like Collector Cards, which, despite strong revenues, suffer from perceived low token utility beyond buybacks. In conclusion, while FWA's flywheel design—linking speculative token gains directly to NFT trading activity—has driven rapid growth, its sustainability is questionable. The model relies heavily on continuous $FWA price appreciation to offset the inherent negative expectancy of each draw. When price momentum stalls, activity will likely decline. The case highlights that in crypto markets, pure profitability narratives can be fleeting; understanding the relationship between attention, token buy pressure, and sustainable mechanics is crucial to avoid speculative pitfalls.

marsbitHá 46m

The 800x Golden Dog, "Gacha" Saves NFT Trading

marsbitHá 46m

The Quantum Computing Threat Approaches, Cryptocurrency May Be Exposed to Risks Before Banks

Quantum computing poses a significant threat to all cryptographic systems, including banks and governments, but decentralized cryptocurrencies with public ledgers like Bitcoin are likely the first practical target. Experts warn that a cryptographically relevant quantum computer (CRQC), capable of running Shor's algorithm to break the elliptic curve cryptography securing most crypto wallets, could emerge around 2029. Recent research shows the required quantum resources for such attacks are shrinking dramatically, potentially enabling key extraction in minutes. The core vulnerability for cryptocurrencies is not the cryptography itself—post-quantum standards are being developed—but the slow, decentralized governance required to implement upgrades. Unlike centralized banks that can swiftly transition, Bitcoin needs near-unanimous consensus among its global network, a historically difficult process as seen in past upgrades. Estimates suggest migrating all vulnerable Bitcoin funds could take at least 76 days of dedicated network time, and it must be completed before a CRQC exists to prevent "now-or-never" attacks on exposed keys. The threat is not binary; it begins when a quantum computer can decrypt data before it loses value, not necessarily in real-time. A significant portion of Bitcoin (estimated at millions of coins) already has public keys permanently exposed on-chain, making them vulnerable to eventual "static attacks." While technical solutions exist, the race is against time for decentralized networks to coordinate a defensive transition, serving as an early warning for the broader financial system.

marsbitHá 57m

The Quantum Computing Threat Approaches, Cryptocurrency May Be Exposed to Risks Before Banks

marsbitHá 57m

Here’s why the CLARITY Act’s ethics deal may be so hard to reach

The long-awaited US Digital Asset Market Clarity Act (CLARITY) faces a major hurdle over its ethics provisions, potentially derailing the bill. While there is broad agreement on the need for clearer digital asset rules, negotiators are divided. Democrats argue the current proposal's ethics rules are too weak and object to relying solely on the Department of Justice for enforcement, preferring state attorneys general have a role. They express concerns about conflicts of interest, citing President Trump's substantial crypto ventures. Republicans defend the provisions as historically strong and insist federal law should be enforced uniformly by the DOJ. The latest draft would ban senior federal officials from issuing digital assets while in office, with restrictions expiring in 2029. Despite the impasse, many observers believe a compromise is still possible. Industry representatives warn that rejecting the bill could leave no regulatory framework at all, whereas passing it would provide crucial certainty. The debate has now narrowed to finalizing ethics enforcement, seen as a sign of progress on the broader bill.

cointelegraphHá 1h

Here’s why the CLARITY Act’s ethics deal may be so hard to reach

cointelegraphHá 1h

Trading

Spot

Artigos em Destaque

Como comprar BILL

Bem-vindo à HTX.com!Tornámos a compra de Billions Network (BILL) simples e conveniente.Segue o nosso guia passo a passo para iniciar a tua jornada no mundo das criptos.Passo 1: cria a tua conta HTXUtiliza o teu e-mail ou número de telefone para te inscreveres numa conta gratuita na HTX.Desfruta de um processo de inscrição sem complicações e desbloqueia todas as funcionalidades.Obter a minha contaPasso 2: vai para Comprar Cripto e escolhe o teu método de pagamentoCartão de crédito/débito: usa o teu visa ou mastercard para comprar Billions Network (BILL) instantaneamente.Saldo: usa os fundos da tua conta HTX para transacionar sem problemas.Terceiros: adicionamos métodos de pagamento populares, como Google Pay e Apple Pay, para aumentar a conveniência.P2P: transaciona diretamente com outros utilizadores na HTX.Mercado de balcão (OTC): oferecemos serviços personalizados e taxas de câmbio competitivas para os traders.Passo 3: armazena teu Billions Network (BILL)Depois de comprar o teu Billions Network (BILL), armazena-o na tua conta HTX.Alternativamente, podes enviá-lo para outro lugar através de transferência blockchain ou usá-lo para transacionar outras criptomoedas.Passo 4: transaciona Billions Network (BILL)Transaciona facilmente Billions Network (BILL) no mercado à vista da HTX.Acede simplesmente à tua conta, seleciona o teu par de trading, executa as tuas transações e monitoriza em tempo real.Oferecemos uma experiência de fácil utilização tanto para principiantes como para traders experientes.

339 Visualizações TotaisPublicado em {updateTime}Atualizado em 2026.06.02

Discussões

Bem-vindo à Comunidade HTX. Aqui, pode manter-se informado sobre os mais recentes desenvolvimentos da plataforma e obter acesso a análises profissionais de mercado. As opiniões dos utilizadores sobre o preço de BILL (BILL) são apresentadas abaixo.