Visa Luncurkan Platform Stablecoin, Institusi Keuangan Tradisional Akhirnya Miliki “Pintu Resmi”

marsbitPublicado em 2026-07-17Última atualização em 2026-07-17

Resumo

Visa meluncurkan Platform Stablecoin Visa (VSP), sebuah platform kelas perusahaan yang dirancang untuk membantu institusi keuangan, perusahaan fintech, dan bisnis asli kripto mengakses fungsi stablecoin melalui satu lingkungan pengelolaan Visa. Platform ini memungkinkan klien untuk mencetak, mentransfer, dan mengelola operasi stablecoin, terutama dimulai dengan Open USD, dengan standar keamanan dan kepercayaan yang menjadi ciri khas Visa. VSP menawarkan akses langsung ke rangkaian kemampuan dan proses stablecoin, terintegrasi dengan jaringan, manajemen risiko, dan pencegahan penipuan Visa. Fitur utama termasuk akses ke Open USD, infrastruktur dompet on-chain, serta integrasi ke jaringan dan alat-alat Visa untuk penyelesaian dan manajemen dana. Dibangun dengan fokus pada kepercayaan, VSP menyediakan kontrol persetujuan ganda, log audit, dan daftar izin untuk mengamankan transfer. Platform ini kompatibel dengan produk stablecoin Visa yang ada, menawarkan solusi lengkap untuk membantu institusi memasuki ekosistem blockchain. Saat ini, VSP tersedia dalam uji beta terpilih untuk klien, memungkinkan eksplorasi penggunaan stablecoin dalam strategi bisnis mereka sebelum diluncurkan lebih luas.

Penulis:Visa

Kompilasi:Deep Wave TechFlow

Panduan Deep Wave:Visa secara resmi meluncurkan platform stablecoin tingkat perusahaan VSP, memberikan layanan satu atap untuk pencetakan, transfer, dan pengelolaan stablecoin bagi institusi keuangan dan perusahaan fintech. Ini menandakan bahwa raksasa pembayaran tradisional tidak lagi hanya menonton dari pinggir lapangan terkait kripto, tetapi mulai membangun infrastruktur untuk klien institusional agar masuk ke dunia stablecoin, memungkinkan mereka mengoperasikan aset on-chain dengan standar keamanan Visa yang sudah familiar.

San Francisco — Hari ini, Visa (NYSE:V) mengumumkan peluncuran Visa Stablecoin Platform (VSP), sebuah platform tingkat perusahaan baru yang dirancang untuk membantu institusi keuangan, perusahaan fintech, dan bisnis asli kripto mengakses fungsi stablecoin melalui satu lingkungan pengelolaan tunggal milik Visa.

Berdasarkan strategi kripto Visa yang lebih luas, VSP menyediakan cara sederhana bagi institusi keuangan, perusahaan fintech, dan penyedia layanan pembayaran lainnya untuk mengakses, menyimpan, dan menukarkan stablecoin, dimulai dengan Open USD—stablecoin baru yang baru-baru ini diluncurkan oleh Open Standard. Ini termasuk infrastruktur dompet on-chain yang disediakan melalui produk wallet-as-a-service yang baru diluncurkan, serta fungsi koneksi untuk mencetak dan menghancurkan Open USD.

"Stablecoin membuka tingkat baru dalam uang yang dapat diprogram, tetapi bagi kebanyakan institusi, yang sulit bukan konsepnya, melainkan realitas operasionalnya," kata Jack Forestell, Chief Product and Strategy Officer Visa. "Dengan Visa Stablecoin Platform, kami memberi klien tempat tunggal untuk mencetak, mentransfer, dan mengelola operasi stablecoin, sekaligus mempertahankan kontrol, keamanan, dan cakupan jaringan yang sudah mereka harapkan dari Visa. Inilah cara kami membantu mereka mengubah minat pada stablecoin menjadi produk nyata dan aliran pembayaran yang riil."

Visa Stablecoin Platform memberikan akses langsung ke serangkaian fungsi dan proses stablecoin, sambil dipadukan dengan kemampuan jaringan, manajemen risiko, dan pencegahan penipuan Visa, memungkinkan institusi beralih dari eksplorasi ke implementasi dengan lebih percaya diri. Secara spesifik termasuk:

Akses ke Open USD

VSP terintegrasi secara mulus ke Open Standard, memberikan akses langsung bagi institusi ke Open USD, sambil dipadukan dengan layanan jaringan Visa. Ini memberi klien cara mudah untuk mencetak, menghancurkan, mengelola, dan mentransfer Open USD, membawa mata uang fiat ke rantai (on-chain), dan mengelola prosesnya di lingkungan yang sudah mereka percayai.

Infrastruktur Dompet On-Chain

VSP membundel infrastruktur dompet, kontrol, dan alur kerja yang diperlukan untuk membuat stablecoin tersedia di dunia nyata untuk manajemen dana, penyelesaian, dan sistem produk, yang dapat diterapkan untuk berbagai kasus penggunaan institusional.

Integrasi ke Jaringan Visa

VSP dirancang untuk menghubungkan stablecoin ke jaringan dan alat-alat Visa, memungkinkan pengguna untuk menyematkan fungsi stablecoin ke dalam proses pembayaran yang ada, operasi manajemen dana, dan proses penyelesaian. Bagi klien Visa yang sudah menggunakan solusi penyelesaian, manajemen dana, dan mata uang dari Visa, VSP memberikan interoperabilitas langsung, memungkinkan integrasi mulus stablecoin ke dalam alur kerja dan sistem yang mereka andalkan saat ini.

Dibangun untuk Kepercayaan Sejak Hari Pertama

VSP memungkinkan institusi berinteraksi dengan proses stablecoin dengan standar keamanan dan kepercayaan yang sama yang telah dikenal dari Visa. Pengguna akan dapat mengakses fitur-fitur seperti alur kerja persetujuan kontrol ganda—di mana satu pengguna memulai operasi sensitif, dan pengguna berwenang lainnya harus menyetujui—log audit yang komprehensif, serta daftar izin dan kunci aman dari fitur wallet-as-a-service untuk mengontrol transfer, membantu memberikan tingkat keamanan dan kontrol yang mereka butuhkan untuk operasi mereka.

VSP dapat dioperasikan secara bersama dengan produk stablecoin Visa yang ada, termasuk penyelesaian dengan stablecoin, kartu yang terhubung dengan stablecoin, dan transfer dana stablecoin. Fungsi-fungsi ini bersama-sama menyediakan serangkaian solusi lengkap untuk membantu institusi keuangan dan perusahaan fintech on-chain, dan memungkinkan platform kripto mengakses jaringan global Visa.

Cara Memulai

Onboarding dan Operasi: Institusi dapat bergabung dengan tumpukan dompet yang dikelola Visa atau menyambungkan dompet yang ada, menciptakan satu pusat tunggal untuk mengelola aktivitas pencetakan, penghancuran, dan transfer stablecoin.

Menghubungkan Akun Bank dan Kontrol: Klien dapat menghubungkan akun bank dan mengonfigurasi persetujuan, pengguna, dan kebijakan, untuk mengelola siapa yang dapat memulai dan menyetujui transfer stablecoin.

Mencetak, Mentransfer, dan Mengelola Operasi Stablecoin: Dari awal, VSP mendukung pencetakan, penebusan, penyimpanan, dan transfer stablecoin, dimulai dengan Open USD, sebagai bagian dari alur kerja manajemen dana, penyelesaian, dan likuiditas.

VSP, termasuk wallet-as-a-service, awalnya akan dibuka untuk pengujian Beta bagi klien terpilih, memberikan peluang awal untuk mengeksplorasi bagaimana stablecoin dapat dimasukkan ke dalam strategi mereka. Saat klien menguji dan menyempurnakan kasus penggunaan, Visa akan memanfaatkan pengalaman ini untuk memandu bagaimana dan di mana platform akan berkembang ke ketersediaan pasar yang lebih luas.

Visa (NYSE:V) adalah pemimpin global dalam pembayaran digital, memfasilitasi transaksi antara konsumen, pedagang, institusi keuangan, dan entitas pemerintah di lebih dari 200 negara dan wilayah. Misi kami adalah menghubungkan dunia melalui jaringan pembayaran yang paling inovatif, nyaman, andal, dan aman, memungkinkan individu, bisnis, dan ekonomi berkembang. Kami percaya ekonomi yang inklusif bagi semua orang dan di mana pun dapat mengangkat semua orang dan di mana pun, dan menganggap akses sebagai fondasi masa depan aliran uang. Pelajari lebih lanjut di Visa.com.

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Perguntas relacionadas

QApa yang diperkenalkan Visa dengan nama VSP dan apa tujuannya?

AVisa memperkenalkan Visa Stablecoin Platform (VSP), sebuah platform kelas perusahaan yang dirancang untuk membantu lembaga keuangan, perusahaan fintech, dan bisnis asli crypto mengakses fungsionalitas stablecoin melalui lingkungan manajemen Visa yang terpusat.

QStablecoin pertama apa yang didukung oleh Visa Stablecoin Platform?

AStablecoin pertama yang didukung oleh Visa Stablecoin Platform adalah Open USD, stablecoin yang baru diluncurkan oleh Open Standard.

QFitur-fitur utama apa yang ditawarkan Visa Stablecoin Platform kepada klien institusional?

AFitur utama VSP meliputi akses ke Open USD, infrastruktur dompet on-chain, integrasi dengan jaringan dan alat Visa, serta kontrol keamanan seperti alur kerja persetujuan kendali ganda dan pencatatan audit komprehensif.

QBagaimana klien dapat mulai menggunakan Visa Stablecoin Platform menurut artikel?

AKlien dapat memulai dengan mendaftar dan mengoperasikan, menghubungkan rekening bank dan mengonfigurasi kontrol, serta melakukan pencetakan, transfer, dan manajemen operasi stablecoin, dimulai dengan Open USD.

QApa yang menjadi fokus Visa dalam pengembangan platform ini untuk memastikan kepercayaan institusi?

AVisa membangun VSP dengan standar keamanan dan kepercayaan yang sama yang dikenal dari Visa, menawarkan fitur seperti alur kerja persetujuan kendali ganda, pencatatan audit, serta fungsi kontrol keamanan untuk kunci dan daftar izin transfer.

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